Pet Insurance - annoyed

Discussion in 'Pets' started by chatter, Mar 8, 2010.

  1. chatter

    chatter Read Only Funster

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    I have just received my pet insurance renewal from the caravan club and to say im annoyed is an understatement.

    We have been with them a couple or more years and all has been fine with premiums for their 'for life' cover being reasonable.

    This year i will be looking elsewhere, I cannot understand why the premium has shot up by £54.46 when i have never made a claim on it. The caravan clubs reasoning behind the increase - well your dog is nearly 8years old.

    So can any of you out there tell me if you have ever used A.F.I. (animal friends insurance)service as they have the same cover offered as the caravan club at £152.28 which is a lot better than the £236.48 the caravan club want. plus AFI are offering free overseas travel cover in their price.
     
  2. tofo

    tofo Funster

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    We pay direct line£ 615 a year by mnthly payment
    for 2x10 year old jack russels
    on the same policy

    we have had 2 claimes
    £1200 for cruciate ligament damage

    £250 for a snake bite (adder)
     
  3. JJ

    JJ Funster

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    My goodness... being a little simple I had no idea that you needed so much money to have health insurance on a dog!!!

    Yet another thing to consider when thinking about taking on one of the yet to be born puppies...

    JJ
     
  4. rainbow chasers

    rainbow chasers Read Only Funster

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    We use pet plan and pay around £350 on a lifecover scheme. It was £250, but we did make a big claim after a dog attack which put it up - still worth it though!

    Our dog is a Glen of Immal - rarer than Pandas, so they say!

    If you like, I can dig out a recommendation card and then you get a discount!:thumb:
     
  5. Spacerunner

    Spacerunner Read Only Funster

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    I've just switched our dog's insurance. The cost with PetPals was gradually going up and up due to his age. He'd been with them since birth. When I phoned to cancel they asked why. I told them and the reply was,"ok then". Talk about loyalty!

    I switched to Tescos and saved over £10 a month.
     
  6. highwayman

    highwayman Funster Life Member

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    Both our old staffs were refused insurance because of their age.
    The firm were more than happy to take our money when they were younger :Angry:


    cheers...nige
     
  7. DESCO

    DESCO Read Only Funster

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    Had the same problem years ago when we took on a 9 year old dog, along with other pets. We gave up paying insurance and put aside the cost into a saving account for the dogs, that was years ago.

    We still have dogs and have never overdrawn their account, even with one just having cost us just over £7000 in vet fees at Royal Vet. College. We only take money to pay the bill if we could have claimed on the policy, if not then we just pay up.

    This has worked well for us, and a few friends who thought it a good idea, and followed suit.

    I am not saying this will always work, but it is another idea, to think about.



    Dave :thumb:
     
  8. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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    Talk about age, anyone want to pay my BUPA!:cry:

    Peter
     
  9. Road Runner

    Road Runner Read Only Funster

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    Bruno (nearly 10) and Amy (5 years) combined £52 a month NFU excess £50, last year operations on Bruno cost nearly 8 grand and now on permanent medication for arthritis.
     
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