pays to check your insurance

Discussion in 'Motorhome Chat' started by pappajohn, Oct 13, 2008.

  1. pappajohn

    pappajohn Funster Life Member

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    just got the reminder for my car insurance.
    i transfered from my 3 litre toyota camry (too expensive to run) to my corsa toad back in february this year.
    they sent me a refund (lower premium) and i thought no more of it til now.....£212 fully comp on a '97 corsa:Eek!: with full no claim bonus.

    this was with Morethan .:Angry:

    did a comparison check with go compare ..........cheapest was £90 but a £350 excess.......can get it for £106 or £125 with breakdown cover, courtousy car, legal cover ect.:thumb:

    morethan wouldnt even quote for some reason, probably cos i'm still insured with them til the end of the month.

    pays to check!!!!!!
     
  2. Road Runner

    Road Runner Read Only Funster

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    Yupp no loyalty bonus now pays to change every year or threaten to.


    Ridiculous.
     
  3. Kon tiki

    Kon tiki Read Only Funster

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    I have been getting quotes for the MH I'm buying, up to now Saga is the cheapest if you do it online. When I spoke to one of their operators he said if the wife was listed as the main driver the premium would be cheaper :Eeek: in our case it didn't make any difference as the wife has an outstanding claim. :cry:
     
  4. Road Runner

    Road Runner Read Only Funster

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    I had that made me furious especially as my wife has no licence!!!!!!!!!!!!
     
  5. Kon tiki

    Kon tiki Read Only Funster

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    I suppose that as she has no licence if you had to claim they would have a good reason not to pay out :Doh: They are quite happy to take your money with very few checks, this so they can get your money off you, but if you claim they will look at anything they can to avoid paying. :Rofl1:
     
  6. Road Runner

    Road Runner Read Only Funster

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    But I was only told after I was 3 month into the policy and asked them why was one of may mates getting cheaper insurance.
     
  7. Jan Pendreigh

    Jan Pendreigh Read Only Funster

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    We insured the rv, contents, car and trailer this year for £574 with NFU which we reckoned was very good value. Saga are ok but charge the earth for any small change of detail, but if you don't tell them you're not insured if it comes to the crunch - got you!

    Silly thing is that Merv has an HGV Class 1, I have a car licence gained long enough ago to give me 7.5 tonnes. Both of us can (in theory in my case) drive the rv and are insured to do so (even though you wouldn't want me on the road with something 34' long). No more expensive either/or.
    Jan
     
  8. davejen

    davejen Funster

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    Hi, Jan I am with NFU too, we once insured our Foretravel 33" rv with Saga, for about 18 months everything ok then one day I queried something and they told me "We don't insure American Motorhomes"! this was after the details I had given them included engine size of 8.3 ltrs! After much negotiations and to their credit they gave me a full refund of premiums paid very good- but what would have happened if I had had to make a claim? They told me they would "tighten up their system" afterwards. So it pays to tell them exactly where your m/h came from when inquiring for a quote.
    Regards, Dave
     
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