Not very helpful

Discussion in 'Motorhome Chat' started by Dorwyn, Apr 4, 2016.

  1. Dorwyn

    Dorwyn Funster

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    I've been insured by C&CC for some years. In a few days' time I'm taking delivery of a new van and have yet to sell the present one, so I contacted them, or their insurance arm, asking could I simply add the new van to my present policy, or failing that take out a separate policy on the new van, then cancel one when the van sells.
    They refused on the basis that they will not insure more than one motorhome in one person's name. This seems ridiculous, since as I said to them I cannot drive two vans at once, one would left on the drive at home, and it is only a temporary need. They asked how long it would take to sell the present van. A good question, I said. I have no idea. How would I know? The fact is, motorhome insurance was the main reason I took the C&CC membership in the first place. I don't use the club sites as they are too expensive and too regimented. I'm quite disillusioned by their unhelpful attitude, surely the purpose of the club is to help their members..

    I can't be the first or only person to be in this situation. I have got an interesting quote from Comfort, so will probably take that option, but I am quite disgusted at the club's strange attitude, and don't feel inclined to renew next year.
     
  2. Judge Mental

    Judge Mental Funster Deceased RIP

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    You can't use your no claim bonus on more then one vehicle. Thats normal I'm afraid? I have just sold van and transferred protected no claims bonus to a new car. Safeguard have told me they will mirror the no claims if I buy another van.
     
  3. Jagtazman

    Jagtazman Funster

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    Should be able to swop vehicles add old one on as a temporary additional vehicle for a charge. May only do it for 14. 30 45 60 days max depends on insurer.
     
  4. ROB1CHELSEA1

    ROB1CHELSEA1 Funster

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    Rang Comfort today with no issues. Although did pay admin charge of £20 to swap insurance over to new van, £35 for a weeks cover note on my old van being picked up next Monday.
     
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  5. Jagtazman

    Jagtazman Funster

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    That's more like it
     
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  6. Larrynwin

    Larrynwin Funster

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    Recently changed my mhomes and Safeguard were faultless in the changeover/overlap of cover.
     
  7. busby

    busby Funster

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    I have had two vans insured at the same time with SAGA for 2 or 3 months whilst one was up for sale...BUSBY.
     
  8. Armytwowheels

    Armytwowheels Funster Life Member

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    Try Safeguard. We were given a mirror policy when we ended up with two vans last summer and no problems cancelling the cover for the Hymer once we had sold it. Also they wer happy to insure the new van on th vin plate.
     
  9. Dorwyn

    Dorwyn Funster

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    I understand that, of course. This was just a straight refusal for a second policy.
     
  10. Dorwyn

    Dorwyn Funster

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    Quite. They won't. Temporary cover was previously mentioned, not this time.
     
  11. busby

    busby Funster

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    Change your insurer,,,,,,BUSBY.
     
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  12. Abacist

    Abacist Funster

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    Of course it depends on your personal circumstances but I would not relish being the owner of 2 motorhomes as once the new one has been delivered and paid for then the opportunity to part exchange is lost. Its a bit like having a bridging loan because you haven't sold your old house before buying the new one but at least houses are not normally depreciating assets. Just my personal opinion and of course I have no idea of the values involved.:D
     
  13. ColinandDawn

    ColinandDawn Funster

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    Hello,

    As some may be aware, we bought a new-to-us RV last Tuesday.

    I, as only driver, am insured with C and C C for my current campervan and heard the same "you can't do that" as you have.

    I went to great lenghts to explain I will be selling my campervan and stressed the short time I would have two insured at the same time.

    No, they say you can't have two insured at the same time.

    Why? I asked - no idea...

    So, I'll have just buy a years' insurance with another company thank you.

    OK, but we will have to refer it to the Underwriters even though it's a different insurance company because - they also say you can't have two motorhomes insured at the same time.

    This was Thursday, the day before Good Friday, and the Underwiters had gone home for Easter not returning to work until the Tuesday I was collecting the RV.

    So, come 06:45 Tuesday morning I had to take the train up to Blackpool from Lymington New Forest without benefit of insurance and not knowing if I would have to cancel the insurance on the campervan to be able to drive the RV home (my plan B).

    Obviously, I didn't bother Dawn with this minor inconvenience...

    Anyway, the Underwiters said ok - hooray.

    I recommend you speak to Alex; he was very understanding and together we made it work.

    Also, this Highway policy does not require a No Claims Bonus.

    Regards,
     
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  14. busby

    busby Funster

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    Well i usually buy private to save a few grand and sell private to gain a couple of grand..A van you would try and sell say for £12000 ,,a dealer would be offering £7000 to £8000 if you were lucky in part chop and would be asking £20000 plus for a van you could buy private for probably £16 to £17000, so for a bit of trouble its a large saving,,,BUSBY.
     
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  15. Dorwyn

    Dorwyn Funster

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    In my case, my present van is a lovely camper van, old but on which I've spent alot of money on recently. Recon engine, gearbox, steering, electric fan, etc. With a perfect body (the van, not me), not a known model so the dealers don't want to know. So private sale seems the only option.
    So I got a good discount on the new van, and hope to sell this one at a reasonable price. Of course, I won't benefit from the money I spent, but hopefully it'll be a better price than selling to a dealer.
    We're just back from a 2,500 mile trip to Spain and the old girl drove beautifully. The van, that is, the other old girl don't drive. It'll be a shame to see it go (the van), but ... looking forward to the new Trigano Tribute next week!
     
  16. Dorwyn

    Dorwyn Funster

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    Oh yes, I think I've got over the issue of insurance by putting the old van for sale with Motorhome depot, I can leave it on the drive and they'll use their insurance for demonstration purposes. So I will either transfer the insurance if sold by then, which I doubt, or take out a new policy on the new van with a more reasonable insurance company, which judging by the quote the original company gave me to transfer, will prove cheaper any way.
    As I said earlier, insurance is the main reason I used the unhelpful C&CC in the first place.
     
  17. Geo

    Geo Trader - Funster

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    You may have got over the demonstration issue but i would want to see that that in writing, you will find the insurance is only valid when their rep is in the van demonstrating
    What that means is that when its standing on your drive as far as fire theft and all other risks your van is uninsured
     
  18. Dorwyn

    Dorwyn Funster

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    I know. There are other choices, I can leave it for now and see what happens, no panic.
    My present van will be at the Shepton Mallet show, it anyone is interested in a good used campervan!!
     
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