Newbie Couple From Nottingham!!

Discussion in 'Introduce Yourself' started by Gecko, Sep 6, 2010.

  1. Gecko

    Gecko Read Only Funster

    Joined:
    Sep 6, 2010
    Messages:
    2
    Likes Received:
    0
    Location:
    Nottingham
    Hi Everyone,

    Lovely to meet you all! We are so new, we don't even get our Motorhome til Friday, so we have loads to learn. Hope you are all up for helping :thumb:!

    Our first problem is insurance which I am trying to sort now! We are going to be full-timers......scary! Alan is working til Christmas so we are staying in and around Nottingham. The thing is, someone told us we need to give an address otherwise our insurance will be very high, so thats ok we have my daughters address to use. (Sold the house, completes on Friday)

    But insurers don't give many choices as to where van will be kept. Do we just put on public road? Do we admit to being full-timers? What does everyone else do?

    Sorry to ask questions on my first post, but well, you all sound so friendly!!

    Thanks

    Sue and Alan
     
  2. dylan

    dylan Read Only Funster

    Joined:
    Aug 31, 2007
    Messages:
    4,162
    Likes Received:
    569
    Location:
    sw wales
    Just to say welcome, loads of helpful folk will be along soon to answer your questions :thumb:
     
  3. DBSilverfox

    DBSilverfox Read Only Funster

    Joined:
    May 13, 2010
    Messages:
    592
    Likes Received:
    98
    Location:
    Nottingham
    welcome - and lots of success with the decision to go full time.

    David
     
  4. Ash

    Ash Trader - Service & Repairs Life Member

    Joined:
    Sep 22, 2007
    Messages:
    766
    Likes Received:
    189
    Location:
    The Midlands ( Nuneaton )
    Hi Gecko :welcome: to Motorhomefun :thumb:
     
  5. dellwood33

    dellwood33 Read Only Funster

    Joined:
    Apr 25, 2009
    Messages:
    3,449
    Likes Received:
    887
    Location:
    Newcastle
    Hi & welcome to the Funster Site :BigGrin:
    No doubt some full timers will be along to advise what not to say to the insurance company :Smile:
    flyingwelcome
     
  6. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    Hi Sue and Alan.. welcome to the forum, there are lots of threads about full time in the full time forum, well worth a read .. most if not all of your questions will have been asked before,

    Full time insurance is probably the biggest hurdle, a 'home' address can be your daughters, but if you don't declare your full time status you are taking a huge risk .. and if you do you will either be refused or quoted phone numbers,..

    Comfort Insurance have indicated on this forum ( do a search ) that they will cover full timers on a 'case by case' basis , so it's worth a call .. but take a seat when you ask them ..

    Normal vehicle insurance has a contents limit, the logic being that your possessions are normally covered by home contents insurance.
     
  7. Taran_Las

    Taran_Las Funster

    Joined:
    Mar 26, 2009
    Messages:
    6,480
    Likes Received:
    5,526
    Location:
    Near Mold North Wales
    :welcome:

    Phil
     
  8. DESCO

    DESCO Read Only Funster

    Joined:
    Mar 11, 2009
    Messages:
    2,651
    Likes Received:
    267
    Location:
    London
    Hi Sue and Alan

    Welcome to MH Fun

    ScotJimland has given the best advice he's bin there read the book and got the tea shirt.

    Best of luck in your quest.

    Dave :thumb::thumb:
     
  9. hilldweller

    hilldweller Funster Life Member

    Joined:
    Dec 5, 2008
    Messages:
    26,447
    Likes Received:
    25,127
    Location:
    Macclesfield
    Oh my god. Now we have two geckos. Let's hope we don't have a breeding pair.
     
  10. acting_strange

    acting_strange

    Joined:
    May 16, 2010
    Messages:
    3,398
    Likes Received:
    2,568
    Location:
    North Hykeham

    but aren't they cute the way they can hang from the ceiling:Rofl1::Rofl1::Rofl1::Rofl1:
     
  11. Simba

    Simba Read Only Funster

    Joined:
    May 17, 2010
    Messages:
    238
    Likes Received:
    20
    Location:
    Basildon, Essex. UK
    Hi Sue and Alan :welcome: to the madhouse.



    I thought he wrote the book. He could have with the knowledge he has :thumb:
     
  12. weekenders

    weekenders Funster Life Member

    Joined:
    Apr 30, 2008
    Messages:
    2,157
    Likes Received:
    1,221
    Location:
    Leicestershire
    Hi Gecko :welcomefunster: from Notts/Leics border
    hope you will be happy full timing, may see you around
     
  13. staging lady

    staging lady Funster

    Joined:
    Nov 12, 2007
    Messages:
    1,134
    Likes Received:
    55
    Location:
    North Wales in the Hills
    Welcome to the Fun Gecko. Lots of clever and some crazy people on here to answer your questions!:welcome:
    Lucille
     
  14. lorger

    lorger Funster

    Joined:
    Jul 11, 2008
    Messages:
    6,190
    Likes Received:
    7,559
    Location:
    Dumfries
    hi and welcome to fun
     
  15. Gecko

    Gecko Read Only Funster

    Joined:
    Sep 6, 2010
    Messages:
    2
    Likes Received:
    0
    Location:
    Nottingham
    Thanks Everyone!!

    Thanks for all the welcomes! Nice to be here. Finally got insurance sorted with Comfort. Told them we were full=timers and said the address I gave them was my daughters, they seemed fine with that. Cost £730 ish which I thought was ok after some of the scare stories we heard!:thumb:

    Cheers

    Sue & Alan
     
  16. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    Good news, first hurdle over, hope all goes well .. keep us posted with your progress

    safe travels
     
  17. hilldweller

    hilldweller Funster Life Member

    Joined:
    Dec 5, 2008
    Messages:
    26,447
    Likes Received:
    25,127
    Location:
    Macclesfield
    Sounds terrible to me - most folk pay up to £350 sort of price or less. Not fulltiming of course. So why so much extra ? Fulltiming means you are babysitting the vehicle fulltime, you are at ease with driving it and mileage won't be massively more than us part timers.
     
  18. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    Absolutely correct Brian , but as far as I know no other company offers full time cover, no competition, so it's a case of take it or leave it , the only extra cost is contents cover ..

    When you are full time you are definitely more careful, everything you own is in your van, leaving it parked in a public car park was for us a no no, and annual mileage for many will be no more or even less than a busy touring couple..
     
Loading...

Share This Page