New Hobby owners

Discussion in 'Motorhome Chat' started by JACQ, May 27, 2013.

  1. JACQ

    JACQ Funster

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    We are the proud new owners of a Hobby 750ELC. We collected our van on Friday and even the queues on the M25 didn't spoil the day! The worst moment was trying to get the bank to 'allow' us to spend our own money. I appreciate the need for security measures, but the questions I was asked were astoundingly ridiculous. They blocked my debit card and it was touch and go as to whether their fraud dept would reinstate it because I couldn't tell them the exact year we opened our 1st account with them or exactly where we bought diesel from in April!!All this despite going into our local branch earlier in the week to ensure they were aware of the pending transaction and arming ourselves with our most recent bank statement as advised by the local branch. A lesson well learned, it would be a bankers draft in the future!:Eeek:
     
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  2. MichelleRyall

    MichelleRyall Funster

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    That was a very unfortunate experience for you. We paid for our new van, albeit probably quite a bit less than a Hobby, but it went straight through with no problems. We are with Barclays but I have heard of several others having the same problem too. Have fun in your new van :BigGrin:
     
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  3. B-well

    B-well Funster

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    well you made it in the end .no more sleepless nights pondering if you have done the right move.
    bankers draft is no more safe,as this could be cancelled.
    I had one made out and could not take van away until it cleared took half a day me trudging to bank with seller.
    Have some good fun now.
     
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  4. Spenders

    Spenders

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    Sounds familiar....

    A couple of days before I bought our Helga I telephoned the bank to check it would be alright to make such a large purchase on a debit card in the normal manner. They assured me it would, and told me that they would probably refer the matter to their 'security centre' on the day to ask the relevant questions. I was told that the 'date of account opening' was the question that most folks couldn't remember, and advised what my date was.

    At the dealer the transaction went through without a hitch. Imagine my surprise then when I called at a nearby garage to fill with diesel and my card was declined!! Thankfully there was an ATM at the garage so I could withdraw the cash to pay the fuel bill. On getting home a visit to the supermarket had the same result - card declined and I had to pay cash.

    When I contacted the bank they told me that there is a limit for card transactions each day, like cash withdrawals at ATM's, which the MH purchase had exceeded.

    I found it a bit odd that although the MH purchase exceeded the limit, that transaction was allowed, but further transactions were blocked, though ATM withdrawals were still allowed, up to my daily limit! The following day my card was unblocked so to speak and normal service resumed!
     
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  5. Chockswahay

    Chockswahay Funster

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    My experience was similar except the bank did warn me that the card would not be able to be used for the rest of that day (we just used credit card for fuel that day).

    Have to say my bank were very good about the whole affair (First Direct).

    Still, you have the van now..............enjoy :BigGrin::BigGrin::BigGrin:
     
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  6. Reallyretired

    Reallyretired Funster

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    I have found when paying out largish sums, that a credit card does the business as long as your credit limit is high enough. The credit card companies are usually keen to increase it anyway. Doesn't cost anything if you pay it off before the due date.
    That said, the last car I bought (20k plus) was just on the debit card (Natwest) and no problem.
     
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  7. knokinonabit

    knokinonabit Funster

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    We had the same problem twice with Nat West, and both times it was for a MH. Unlucky or what? The bulk of our money is not with that bank now.
     
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  8. bigfoot

    bigfoot Funster

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    We had a similar experience when we bought our Hymer. We contacted the bank and arranged the transfer of funds.They told us that when we come to buy the van ring a number they gave us and ask for the large sums team. Guess what at the dealers we asked for the team and were met with 'who? That team was disbanded a year ago',we were starting to panic as it was 5pm and the dealers was closing even worse the bank were closing at 6 p.m. So I put my wife onto the phone in full Margot* mode,even then it took 30 minutes for the pin to be accepted. Best part was my wife told them to stay on the line while we were inputting the pin.

    *http://en.wikipedia.org/wiki/The_Good_Life_(1975_TV_series)
     
  9. maz

    maz Funster

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    Congrats from a fellow Hobby owner. :Smile:

    Is this the one you mentioned previously with the 'holes'? If so, what did the dealer do about them?
     
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