:Angry: So as a qualified Nationwide member who now cannot get 0% comission at foreign ATM's but instead is offered £80 discount off multi-trip annual travel insurance, I gave them a ring. To extend to their max duration, 180 days is £220, that is the equivalent of a £300 policy. Now up till now I can get a similar cover for the whole year for less than half of that, so what a great freebe that is. They also now push their Tuxedo pre loaded € card, sounds OK till you look at the small print and their charges i.e. re loading in Europe. For a BS, they are looking more like the rest of the money making scum banks. OK rant over, but it still rankels that the banks are posting massive profits mainly due to the difference in their lending (hah) and savings rates and Joe Saops like me and you are still, and will be for a year or two yet, suffering from their mistakes. OK second rant over, but.................no I better stop there or I will be throwing things at the TV again. Just Jack Back in Spain, France and Germany for the next six months soon, glad to get away from all this again.