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The only problem I see is that, as already said, insurance companies are BONE idle nowadays.
Your insurer may well just settle for a 50/50.
BUT..............................
No matter what, the premium will rise on renewal due to an accident.. It matters not whose fault it was.
Insurers are just low life thieves who use any crappy excuse to get the nasty sticky fingers on mre of your hard earned
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I suffered the same fate in 2010 when I was hit in the drivers door WHEN PARKED, but because there were no witnesses it was judged 50/50 because the other F*****g person lied through his teeth. I have been paying higher premiums ever since.