motorhome fire

Discussion in 'Motorhome Chat' started by buffynotathome, Mar 20, 2012.

  1. buffynotathome

    buffynotathome Read Only Funster

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    hi, new on here, just wanted to tell you about my motorhome fire last year, the fire started in the engine, my husbands quick thinking grabed fire ext, and put out fire, thinking that our insurer would cover us, but quess what, no!!!, why!! because the fire started in the wiring harness, so they would not cover us, But if the whole motorhome went up we would be covered? i thougth that since we had fire insuance we would be cover for a fire, so check your policy, any advice
     
  2. jhorsf

    jhorsf Read Only Funster

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    OK Bob legal advice needed here:Eeek:
     
  3. John & Joan

    John & Joan Funster

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    Who were your insurers? Was that the only reason they gave for not honoring your insurance?

    My CF Autosleeper was damaged by smoke and fire damage to the curtains after an electrical fire in the steering column and I was paid out by CIS insurance.

    John
     
  4. pappajohn

    pappajohn Funster Life Member

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    Hi and welcome.

    personally I would have kicked off.....a fire is a fire, regardless of how it started and should be covered unless its included in the small print exclusions...which i doubt very much.
     
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  5. buffynotathome

    buffynotathome Read Only Funster

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    hi motor insurace company axa insurance,no assessor came to look at motorhome, just pic we sent and a phone call to garage, they state that they don't cover electrical fault ie wiring harness where fire started, but if the whole van had gone up they would pay for the motorhome less the source of the start of the fire, it cost us 1500 pound to repair, i am so angry, any advice:Angry:
     
  6. hilldweller

    hilldweller Funster Life Member

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    Have a whee dram or two.

    Last hope, insurance ombudsman.
     
  7. bigfoot

    bigfoot Funster

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    Agree insurance ombudsman and kick ass!
     
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  8. Terry

    Terry Funster

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    This must be more common than one thinks :Eeek:The same happened to a acquaintance of ours (car)Upshot was if the fire brigade had turned up a few mins later the insurance would have paid out.As it was they wormed out of paying :Eeek: Upshot is if the van catches fire throw petrol on it :BigGrin:
    terry
     
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