Mileage for Insurance

Discussion in 'Motorhome Insurance General Discussion' started by dotplus6, Apr 29, 2014.

  1. dotplus6

    dotplus6 Read Only Funster

    Joined:
    Oct 4, 2013
    Messages:
    183
    Likes Received:
    101
    Location:
    N. Ireland
    Does the mileage make much of a difference to the price & what happens if you go over the mileage you've put down? How long is a piece of string? We did 5500 a year in our last MH but I've no idea what we'll do this time.

    Dot
     
  2. Phill D

    Phill D

    Joined:
    Dec 6, 2011
    Messages:
    4,414
    Likes Received:
    4,632
    Location:
    South Wales
    it does make a difference if youve stated miles when taking out a policy, effectively you have made a change to the original conditions,,,however, most insurance companies will change it Free of charge assuming you will only go over by a couple thousand miles. when ever i have this conversation with the insurance i always ask, and they have all said no probs to increase just tell us.
     
  3. spongy

    spongy Read Only Funster

    Joined:
    Jul 29, 2009
    Messages:
    266
    Likes Received:
    89
    Location:
    hampshire
    It does make a difference I cut mine from 10,000 year to 6000 and saved about £40.00. If you find you are going to go over you can just phone your insurance co and pay a bit extra.
    We have been all over Europe for 8-9 weeks a year and have never done more than 6000 miles.

    spongy
     
  4. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    29,466
    Likes Received:
    16,915
    Location:
    YO11 2BD
    obviously the less miles you do the lower the risk to the insurer......law of averages.

    High mileage = more road hours = more time in which to have an accident.

    Same as having a cat 1 alarm/immobiliser.....you greatly cut their risk of paying out for theft.
     
    Last edited: Apr 29, 2014
  5. Flyingscotsman2

    Flyingscotsman2

    Joined:
    Jan 22, 2014
    Messages:
    1,657
    Likes Received:
    1,146
    Location:
    Birmingham
    Mileage

    I have got unlimited mileage didn't make a difference really think it was £100. The way I look at it it's my motorhome and I'll use it wen I want to use it not to be dictated by insurance company's. We bought our motorhome new in 2012 we have done 27000 miles in 2 yrs.
     
    Last edited: Apr 29, 2014
    • Like Like x 2
  6. WillH

    WillH Funster

    Joined:
    Feb 9, 2008
    Messages:
    1,616
    Likes Received:
    1,288
    Location:
    SW Scotland
    We have ours at 10,000, we have averaged 6,000 since new but one year did get near 8,000.

    Rgds
    Bill
     
  7. dotplus6

    dotplus6 Read Only Funster

    Joined:
    Oct 4, 2013
    Messages:
    183
    Likes Received:
    101
    Location:
    N. Ireland
    Thanks Guys - I'll settle for 6000 for now & up it if we do more.


    Dot
     
  8. makems

    makems Funster Life Member

    Joined:
    Sep 23, 2011
    Messages:
    2,616
    Likes Received:
    10,677
    Location:
    Ingleby Barwick,,Teesside
    Bought ours new on 1 November last year. Just looked at speedo and it's showing 6083, no wait, 6084, no wait........
    So that's in just 6 months. No idea what our total will be by end of November this year, I'd better check the policy when we get home!
     
    • Like Like x 2
Loading...

Share This Page