Long Stay Travel Insurance

Discussion in 'Motorhome Insurance General Discussion' started by Bessi, Apr 8, 2013.

  1. Bessi

    Bessi Read Only Funster

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    We are planning to have a couple of 4 month trips to France/Spain each year and on looking at the policy docs see that most insurers limit each trip to 31 or in some cases 90 days.
    Does anyone know if there are insurers who have annual multi trip policies without a limit on each trip?:thumb:
     
  2. SteveandSue

    SteveandSue Funster

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    Insurance

    Have you tried Saga?
    We have our van covered with them- its 365 days cover, but not sure if there is a limit on each trip
     
  3. bobandjanie

    bobandjanie Funster Life Member

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    I could not find one, got two policies now, the first is a 90 day multitrip and for this winter a standalone 6 months... Jane :-/
     
  4. SteveandSue

    SteveandSue Funster

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  5. peter marshall

    peter marshall

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    We use red pennant caravan club 6 month health and van dear but good cover Pete
     
  6. bobandjanie

    bobandjanie Funster Life Member

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    The reason we ended up with two policies was I could not find a multi-trip with any one trip of more than 90 days (and that was at a push but did find one for 2011 / 2012) when we went to Germany last Autumn I bought a multi-trip as it was a similar price to a single trip but knew when it came to this winter I would have to buy a single long trip. I too am interested in finding a solution (affordable). Jane :Smile:
     
  7. Phill D

    Phill D

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    there is an article in the MMM mag this month on long term and multi trip insurance and gives a brokers name,.
     
  8. Ali n Tim

    Ali n Tim Funster

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    Is that the April or May edition of MMM?
     
  9. Phill D

    Phill D

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    the one that arrived mid last week so must be May Issue . i dont have it to hand as i lent it out on sunday. i think it was in the questions section
     
  10. Ali n Tim

    Ali n Tim Funster

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    We haven't that one yet! Will look out for the article when we get it. Thanks.
     
  11. RogeTeri

    RogeTeri Read Only Funster

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    It may be worth contacting your insurer as they could offer to extend your cover to accommodate your plans. However they may raise additional premium but this may be better than changing insurer
     
  12. jaygee

    jaygee Funster

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    I have just purchased cover from Bigbluecover.com for a 120 day trip fo £95 (a few others around this price on moneysupermarket.com).
    Our usual free annual worldwide insurance with our bank only covers us for 60 days in any one year and they wanted +£300 to upgrade.
    Figured it was cheaper to buy new policy.
    Don't forget if you are going away for a long time you may need to "buy" extra house insurance cover - we are covered for the first 60 days but had to buy another 60 days cover for £65 otherwise we wouldn't have been covered for fire,theft or water leakage.
    Our van insurance with staysure covers 360 days foreign use.
     
    Last edited: Apr 9, 2013
  13. motorhomer

    motorhomer Read Only Funster

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  14. RogeTeri

    RogeTeri Read Only Funster

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    Very important point to check with home insurer that your home insurance will cover extended visits. They will be particularly concerned if it is in the winter months and will need to check with you that you have taken adequate precautions against freezing as water damage is a big risk factor. They will also ask about security arrangements at the home and will want to know if you have arranged regular weekly internal checks of the property. Friends and family can be quite helpful here.
     
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