Living The Dream ?

Discussion in 'Full Timers' started by scotjimland, Mar 5, 2010.

  1. scotjimland

    scotjimland Funster Life Member

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    Often I see this advice given to those contempalting full timing, “ Just do it , Live The Dream” ..
    but what do they mean, what do they imagine The Dream is ?

    I would like to hear peoples views, those who are full time, and those who are not.

    In particular.

    1. How long is the Dream, where will it be in say five, ten, fifteen years time, and is there an end plan ?

    2. How will it be financed?

    Even modest Dreams need capital, a sustainable income.. A modest Dream may need as little as £10k per year , but more ambitious Dreams need much more .. and over a ten year period .. that's a lot of capital ..

    Is The Dream to travel, to see Europe and beyond, maybe the USA .. or is it simply to retire and put your feet up.. In either case .. what do you do when you can't afford the Dream.. ?

    Life without purpose is boring .. so how does The Dream fullfill this most basic of human needs ?

    3.Who has tried The Dream and found it wanting and who is doing The Dream and finding it less of a Dream and more of a nightmare ?

    Is fultiming not a way of life rather than a dream and if you agree.. what kind of life is it ?

    For the purposes of these questions, the “fulltimer” has sold up and is living FULL TIME in a motorhome or caravan and is totally self sufficient.
     
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  2. WillH

    WillH Funster

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    good questions Jim.

    I retired six years ago aged 51, because the opportunity presented itself and I knew my health would deteriorate if I continued to work. We live on my pension, no benefits or supplementary income ( not since the interest rates crashed anyway).

    I could not imagine fulltiming having spent a large part of my career travelling, a home base is something I need. That said, if we aren't away, we are in planning to go somewhere. Our life is full and now I cannot imagine how I worked and stayed happy.

    Each to his own I say. Perhaps we are more fortunate than some, our needs are quite simple and we are very content with our lot.

    It will be interesting to see what others on the forum say.

    Rgds
    Bill
     
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  3. scotjimland

    scotjimland Funster Life Member

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    Hi Bill .. thanks for your reply .. I agree with all you say

    Having tried The Dream for three years I can speak from some experience .. now back living a 'normal' retirement, we are much happier..

    I hope to see some honest replies so that others who are contemplating The Dream can learn from others experiences

    regards
     
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  4. ips

    ips Read Only Funster

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    Ideally my "Dream" would be .. to be able to afford to retire and spend much of my time touring in my MH. I would retain a "base" of sorts to be able to see family and in case of illness etc, which could and probably will be a static as we are lucky enough to have suitable land (currently a C&CC cert site) only trouble is my personal pension taken out in 85 isnt worth a bean.
    I agree that a base is preferable if poss but not essential.
    I think rose tinted glasses come into this fulltiming somewere, unless you are very wealthy and do not need to live on a budget.
    Would love to be able to have a sebatical and try it for a year.
     
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  5. scotjimland

    scotjimland Funster Life Member

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    That is the problem, many refuse to take them off and look at the practicalities, but would rather listen to advice given by people who have no experience..

    Would anyone contemplate blasting off in a rocket with no way of getting back to Earth ?
    Thought not, and selling up and going to live in a mobile home is no different, it needs financing and planning that includes a way back at some stage or sooner if it all goes pear shaped.
     
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  6. chatter

    chatter Read Only Funster

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    Could I happily full-time answer yes
    would i sell the bricks and mortor to do so answer no

    at some stage in later life i would be fed up of having to drive/pull the outfit every few weeks to a new site and in then i would probably want to have the house to live in and my van back for holidays.

    I would like to do an extended tour for a couple of years but that cannot be classed the same as fulltiming permanently - and i think that is most peoples idea - when they say sell up and fulltime, but if you do it by 'burning your bridges' so to speak you will be trapped between the rock and a hard place eventually, and if you have spent most of the time out of this country when doing it dont expect any help from this country when you want to come back with regard to housing,doctors, benefits etc. I know of an elderly couple who are stuck in a static van down in spain due to having followed the dream and when they wanted to come home found they hit a brick wall with regard to housing from the council and anything else they might need,

    no rose tinted glasses here
     
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  7. sedge

    sedge Funster

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    It would put the fear of God into me, and that is the honest truth. :Eeek: :Eeek: :Eeek:

    One essential element which no doubt colours everything else, but even if it wasn't there I think I'd still be too scared. I'm T1 diabetic. OK I am used to it but when Shh!! happens I need access pdq if not sooner to specialist help, otherwise I could die. It's bad enough explaining in English when you feel awful. (Fortunately I've only ever had to go to one doctor abroad in my 6 decades, I'd hurt my leg in Mallorca, I wasn't ill per se just in pain etc, I have some Spanish, hospital had some English, we got by!)

    Plus the price of it - medications and the fact you would need to stock up in case etc. I doubt I'd get insurance cover for forever!! - costs me enough as it is (yes we have "free" (LOL) cover with the bank account and with diabetes it was still "free" but add the word "depression" and it then adds £60+ a year to the price. (And that was by far the cheapest I could do, I spent 2 days ringing round!!! - ruddy fuming I was and still am.) :swear: :swear: :swear:

    I mean you'd just do it anyway if you won the rollover on the Euromillions LOL but for oridinary mortals not getting any younger with no chance of starting from scratch again, I consider it far too risky!
     
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  8. artona

    artona

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    For every elderly couple trapped in a static in Spain I reckon you could find 100 living in council flats in the UK surrounded by and terrified by youngsters fighting and doing drugs. These UK elderly couples took the easiest route and resisted taking a chance.

    Fulltiming is just one way of realising the dream and the dream is freedom, freedom to live your life as you want.

    stew
     
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  9. ips

    ips Read Only Funster

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    That is a very valid point, I for one would rather be "stranded" in sunny spain than the above scenario.
     
  10. Jim

    Jim Ringleader

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    Good point Stu,

    People often talk about being "trapped" in a motorhome when they are old or in ill health when in fact it is those that who have bricks and mortar that are properly trapped. There is no postcode lottery on health if you are a full timer. You can choose the right postcode. :Smile: Hundreds of people die alone in houses everyday, many of those are found a long time after they pass away. What real difference does it make where you are when you are old and ill. TBH most people are far more neighbourly on sites than any housing estate that I have knowledge of.
     
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  11. scotjimland

    scotjimland Funster Life Member

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    I agree Stew ..

    but you haven't really answered the questions in the opening post ... and even as a full timer you cannot escape the realities of earning a crust, having a place to park, feeding the family and keeping a roof over your head.

    As Janis Joplin sang

    Freedom is just another word with nothing left to lose
     
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  12. hilldweller

    hilldweller Funster Life Member

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    That is an artist talking.

    We don't have "freedom", never have. We have some latitude in a complex structure that we kid ourselves is freedom. Depart from that and you will learn this the hard way.

    What you kid yourself is freedom, and I fully support this, is pushing the boundaries as far as we can. The furthest I've seen on FUN is not paying a parking fine and look how big that thread got.

    Let's be serious, freedom to many would be to die with dignity. Now we all know how difficult that is, it's all over the news. Probably all of us have experience this with elderly and not so elderly relatives.

    So keep pushing the boundaries folks.
     
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  13. Landy lover

    Landy lover Funster

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    Hi Jim - I think I answered this pretty well in a previous thread as below - I think the most important thing about living the dream is the acceptance that the dream will not and cannot be forever - you have to look beyond the dream and think what will happen with old age - illness - loss of licence - death of a partner etc etc and have a simple but effective exit strategy in place. Whilst many say that to be a full timer you have to sell everything up I don't think anyone can really afford to do that in the current economic climate. Once you have bought and paid for a house there is no way that you can safely invest that money to allow you come away from full timing and buy an equivalent property in the event of a problem. You have to plan well in advance - less of a problem when you are young but as age catches up and as is happening to both of us that unwelcome visitor Arfur Ritus affects us you tend to appreciate more the problems that are waiting for you just around the corner.


    Quote == we have been fulltiming now for 18 months and have met up with many other full timers - each one has a different reason for what and how they do it - we have planned our fulltiming for a further 5 years with exit plans in place for either health or disillusionment in place if necessary - hoping to carry on maybe for a few more years beyond that- our reason for fulltiming is simple to ease ourselves into retirement from our own business where we can now go and see customers without travelling thousands of miles unnecessarily as we work from where we are parked up not from the business base and we can take time out away from the business knowing that our daughter and her husband are in charge as they are taking over and we are just a phone call away if there is any problems. If we didn't do this we would never take time off as we are both I suppose workaholics. ScotJimLand followed a dream and if that is your dream then he did the right thing - for us we must always have a target - a reason for what we are doing. I could not for instance walk for an hour then turn around and walk back for an hour - but we could walk for an hour to go and see maybe an old ruin - a bit of Hadrians wall etc. To sit on a beach somewhere for hours on end doing nothing would be the quickest way to drive me loopy - we are all very different and can only glean ideas from each others experience
     
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  14. ips

    ips Read Only Funster

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    Thats heavy and also profound, but strangely true.

    PS
    I didnt know we could do serious.....did you ?
     
  15. scotjimland

    scotjimland Funster Life Member

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    Hi

    Yes, I recall your post very well .. good sensible advice, thanks for reposting as it will benefit others who may have missed it first time around.

    cheers
     
  16. hilldweller

    hilldweller Funster Life Member

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    It's a serious thread.

    I think we all blunder through life, sometimes elated, sometimes down but rarely do we have the time to stand back and think "hello, time to stop and think here, what's going on". We just get carried along. Mainly by kids and joys and responsibilities they bring.

    Then one day it's "F**k Me, I'm an olde farte. It was only yesterday I had my first kiss, what happened ?". And at this point all this freedom crap sets in and we do a runner or dream of doing a runner depending on our circumstances.

    Then reality stalks us and it dawns on us, "Well we did our best. Sure we could have done better. We can run, but reality always catches up".

    I suspect this is pretty much the logic behind Jim starting this thread.
     
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  17. ehuplad

    ehuplad Read Only Funster

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    But if you had not tried the dream, whould you still be happy, or would you always be saying if only
     
  18. johnsandywhite

    johnsandywhite Read Only Funster

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    :Cool: I have NEVER thought about living the Dream. I just decided back in October 1996 (after doing some calculations on the back of a Fag packet) that I was retiring. End of. Not dreaming, just doing it. :Rofl1:
     
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  19. scotjimland

    scotjimland Funster Life Member

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    I followed a dream, not the first and maybe not the last .. I leant a lot about myself and have no real regrets .. but it didn't live up to The Dream .. because it cannot and this is the point of the post, it was only a Dream .. life had to go on and when you have no fixed abode it creates all sorts of new problems which can take the shine off The Dream.

    Toward the middle of the third year Jan and I sat down and discussed where we we were going, not geographically, but with our lives..
    We had had enough and although we had visited many places, seen many things and had triumphed over a lot of obstacles, we missed the stability of a proper home and living in a community.. The places we visited could just as easily be seen without going 'full time' and in many ways may have been more enjoyable.

    I'm not trying to dis wade anyone from 'giving it a go' , what I am saying it is not a Dream.. and it is certainly not freedom. It is an alternative lifestyle which takes a lot of adapting to.. not a long holiday, it needs careful consideration, a lot of planning not to mention money, to say 'just do it, live the dream' is in my opinion poor advice ..

    Brian has grasped the point of the post ..
     
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  20. Loujess

    Loujess Read Only Funster

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    Can I just ask, what do you dream of once you 'live the dream'? I can't see what would be left.

    Ivy
     
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