insurance (1 Viewer)

smiffy502000

Free Member
Aug 5, 2012
249
124
sutton coldfield
Funster No
22,284
MH
coach built.
Exp
since 2008
evening all, just had a quote for insurance from safeguard on our MH, £476 !!:Angry:when I had a little chuckle down the phone,..young lady says is that more than you expected? yes say I.... hang on ill see what I can do, thirty seconds later comes back on to tell me ..we can send you £100 pounds cash back after 90 days.. my point,why cant they just give me the £100 off the premium ?and why are they so bloody expensive, do they try to get as much out of you as they can? RIP OFF!!:Angry::Angry:
 

froghopper

Free Member
Nov 29, 2009
412
181
winchester
Funster No
9,504
MH
c class
Exp
before they were invented
Tried comfort on ours. £385. Adrian flux less excess, windscreen and higher legal costs. £204 inclusive of charges:thumb:

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Feb 16, 2013
19,731
52,006
uttoxeter
Funster No
24,713
MH
ambulance conversion
Exp
50 years
Tried comfort on ours. £385. Adrian flux less excess, windscreen and higher legal costs. £204 inclusive of charges:thumb:

From my own experience , be careful of what Adrian flux are including or not as the case maybe , not complaining or knocking them but read your policy thoughly, what they say on the phone is not necessaryly what is in writing
 

pappajohn

LIFE MEMBER
Aug 26, 2007
43,320
49,406
Dark side of the moon
Funster No
172
Exp
Since 2005
i got the same deal from safeguard ....who are just brokers.

my insurer is Swinton...and 90 days later the cheque came through the door, from Swinton.

i reckon the 'cash back' offer is just a marketing ploy by Swinton.

now the catch...if you cancel for any reason after you get the cheque (90 days)..they want their £100 back :Angry: plus any cancelation fees.

as the cover was OK i renewed with them (swinton via safeguard) and it was a bit cheaper but no cash back this time.

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Last edited:
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smiffy502000

smiffy502000

Free Member
Aug 5, 2012
249
124
sutton coldfield
Funster No
22,284
MH
coach built.
Exp
since 2008
iv used them in the past to insure my previous vans and yes the cover is good,but I still think they try it on! why cant they just give a genuine fair price quote without silly cash back offers?
 
Jan 9, 2013
204
289
Wiltshire
Funster No
24,215
MH
A class
Exp
0
evening all, just had a quote for insurance from safeguard on our MH, £476 !!:Angry:when I had a little chuckle down the phone,..young lady says is that more than you expected? yes say I.... hang on ill see what I can do, thirty seconds later comes back on to tell me ..we can send you £100 pounds cash back after 90 days.. my point,why cant they just give me the £100 off the premium ?and why are they so bloody expensive, do they try to get as much out of you as they can? RIP OFF!!:Angry::Angry:

My quote, which was accepted, was £420, and that was because my wife had had an accident a couple of years ago. CC were quoting c£600, and some other insurers were £7-800
Safeguard also included full AA breakdown and recovery in UK and Europe. Also full insurance cover in Europe with no limits on time.

I do think that deals change through the year, perhaps similar to budget airlines!

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TheBig1

LIFE MEMBER
Nov 27, 2011
17,620
43,217
Dorset
Funster No
19,048
MH
A class
Exp
many many years! since I was a kid
i got the same deal from safeguard ....who are just brokers.

my insurer is Swinton...and 90 days later the cheque came through the door, from Swinton.

i reckon the 'cash back' offer is just a marketing ploy by Swinton.

now the catch...if you cancel for any reason after you get the cheque (90 days)..they want their £100 back :Angry: plus any cancelation fees.

as the cover was OK i renewed with them (swinton via safeguard) and it was a bit cheaper but no cash back this time.

swinton group plc actually own safeguard in its various guises. this is why you get bombarded with calls from other swinton group companies shortly after getting a quote or taking insurance with them. cashback is a psychological toy, making you think youre getting money for nothing. well trying to make you believe it anyway. it seems to work with many people though:Doh:
 

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