Insurance Renewal

Discussion in 'Motorhome Insurance General Discussion' started by FIDGET, Dec 18, 2013.

  1. FIDGET

    FIDGET Funster

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    I don't understand Insurance companies , keen to quote ,almost desperate, but why quote unbelievable prices only to then reduce the quote when you state that they are too expensive.
    Today my renewal quote from Saga ,who I am currently with ,arrived in the post £155.01 plus £27 legal protection.:Smile:
    Start phone around , Caravan club garantee to beat by £25,:thumb:
    2gether insurance £350,:thumbdown: then I try Safeguard ,their quote was £400.10 on stating the obvious (too expensive) :thumbdown:they said they would recheck and see if they could reduce it as I was a safe driver and only small mileage , this was stated before in the original information given. they then came back offering the same coverage but for £195.69 .:Eeek:
    How can they offer over 50% reduction for no apparent reason.

    Now tomorrow on the phone to Saga to see if they want to better the Caravan club price,

    unless one of the other companies comes up a better offer!!

    or one of them pay's (nice sum) to me to insure with them:rollonfloor:
     
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  2. DP_JAY

    DP_JAY Funster Life Member

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    What do you expect, this IS rip off britain after all:restmycase:
     
  3. GJH

    GJH Funster Life Member

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    [HI]How can they offer over 50% reduction for no apparent reason.[/HI]

    Because they rely on people not querying what they are told. Not rip-off Britain either, it happens everywhere there is a market economy - just the same as haggling in many countries.
     
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  4. canopus

    canopus Funster Life Member

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    It is Rip off Britain - I've just paid £70.11 for labour on my van - it wasn't in there more than 45 mins - bad enough the £70 but where do they get the 11p from :Angry::Angry::Angry:
     
  5. Janine

    Janine Funster Life Member

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    A friend of mine got his car insurance renewal - it had gone up to £600 per year.

    He shopped around and found a quote for £300.

    He rang his original insurers who promptly dropped their price to £151.

    What is going on????
     
  6. Geo

    Geo Trader - Funster

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    YOU:Rofl1: £58 42 + Vat
     
    Last edited: Dec 19, 2013
  7. Shotgun433

    Shotgun433 Read Only Funster

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    Bob

    I tryed all usual insurance company,s got idiotic prices £780 saga etc found safeguard just as bad, motorhome facts insurance the best by far , just hope renewal is as good !!!!
     
  8. Xabia

    Xabia Funster

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    Been with Comfort (same underwriters as motorhomefacts) for three years, premium slightly cheaper than the original on.:BigGrin:

    Mike
     
  9. Wildbill

    Wildbill Funster

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  10. Larby

    Larby Funster

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    Had letter from Saga offering to be cheap. Fed them the details, I was asked if any modifications. Yes I advised, have fitted a solar panel. Will need to run that past the Underwriters as that is not on the list. What is I ask? Stickers or alloy wheels, that sort of thing I'm told.
    A few days letter I get a letter from Saga to tell me my modifications are none standard so they are unable to quote me.
    Clearly I am the only person to fit solar panels:Eeek:

    Just waiting now for renewal notice from Comfort. I had recently spoken to a very helpful young lady. I explained I was moving and would no longer be able to park on my property. She said I could park on a friend or relatives property with a 25% premium surcharge or else approved secure storage. No other option acceptable. She even took the trouble to advise me of my nearest secure storage site.
    Done a visit, two sliding steel gates, CCTV, owner lives on site, infra-red beams around the site, gates time-locked after 20:00 hrs. jet washer, steps, air-line, vacuum cleaner, fresh water and waste disposal facilities.
    Booked my place from 1st March @ £35 pcm.
     
  11. oldun

    oldun Read Only Funster

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    Adrian Flux gave me the lowest quote for my one year old Bilbo Celex (from Trinity Lane, a company in Malta) of £241 plus legal cover. This did not include breakdown cover which I do not need as I have free VW breakdown cover for the first three years.

    However accidental cover ceased for those over 70, contents cover was £100 and continental cover was the minimum legal cover. Certainly not a policy for someone who loves the continent and is now over75.

    The Caravan Club were the next best at £277 and their cover was far better.

    My Safeguard renewal was £411 but this did include (unneeded) full continental breakdown cover.

    One quote was for £811 but I later found out that I had received a quote for a commercial van and not a motorhome. After correction it was around £330. I am staggered at the difference

    I finally went with the CC.
     
    Last edited: Feb 11, 2014
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