Brightspark
Free Member
I have been getting a few quotes together as the motorhome insurance is due 1st Feb & a quote has come back £115 cheaper than my existing ins renewal. It gives better cover all round but its a 'flat rated' policy meaning that no NCB is given. I asked for an explanation & this is what the broker said;
The benefit is that a customer is credited with the equivalent of a maximum NCB at the outset. Furthermore, a single claim or possibly two minor ones will not affect the premium by losing NCB following a claim. In addition, where NCB has been earned it may be transferred to alternative vehicle as it is not required for this policy
Has anyone had any experience of this type of policy?
The benefit is that a customer is credited with the equivalent of a maximum NCB at the outset. Furthermore, a single claim or possibly two minor ones will not affect the premium by losing NCB following a claim. In addition, where NCB has been earned it may be transferred to alternative vehicle as it is not required for this policy
Has anyone had any experience of this type of policy?