Insurance recommendations

Discussion in 'Motorhome Insurance General Discussion' started by Stephen Scott, Mar 11, 2015.

  1. Stephen Scott

    Stephen Scott

    Joined:
    Jul 30, 2014
    Messages:
    25
    Likes Received:
    7
    Have a low mileage (19500 miles) 2004 Swift Freestyle 590. Has anyone any decent recommendations for insurance. Would like it to be linked with comprehensive breakdown cover. No intention of going abroad this year.
     
  2. ebo

    ebo Read Only Funster

    Joined:
    Nov 9, 2009
    Messages:
    65
    Likes Received:
    56
    Location:
    Essex
  3. Phill D

    Phill D

    Joined:
    Dec 6, 2011
    Messages:
    4,414
    Likes Received:
    4,632
    Location:
    South Wales
    comfort is mine also good cover at reasonable cost, but safeguard and caravan guard are good but not sure they have the best prices
     
  4. Jimbohorlicks

    Jimbohorlicks Funster

    Joined:
    Sep 3, 2012
    Messages:
    638
    Likes Received:
    822
    Location:
    Cheshire
    try safeguard -but there is 365 days eu cover +eu breakdown =ask them to quote without
     
  5. Jamwitt

    Jamwitt Funster Life Member

    Joined:
    Jun 18, 2012
    Messages:
    496
    Likes Received:
    239
    Location:
    Chandlersford
    Comfort went with abi this year but will go back to comfort
     
  6. Xabia

    Xabia Funster

    Joined:
    Jan 20, 2011
    Messages:
    680
    Likes Received:
    409
    Location:
    Rural Nottinghamshire
    Just renewed with Comfort for 4th year and I am a semi-retired broker - can't get anywhere near the cover or premium in the normal markets my company uses.
     
  7. colinw

    colinw Read Only Funster

    Joined:
    Feb 1, 2015
    Messages:
    525
    Likes Received:
    306
    Location:
    Bolton , Lancs.
    As a new motorhome owner , comfort were the cheapest .Fortunately safeguard turned me down , they were recommended by supplying dealer and lots of folks on here , but were slightly dearer as it turns out .
     
  8. Old Soldier

    Old Soldier Funster

    Joined:
    Apr 10, 2010
    Messages:
    902
    Likes Received:
    1,481
    Location:
    Wells in Somerset
    Hi. Just got a quote from Comfort. I use to be with them a few years ago. They have quoted £50 more than caravan and camping club renewal premium for the same cover. Will keep looking.
     
  9. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    5,241
    Likes Received:
    5,035
    Location:
    West Sussex
    Another vote for Comfort in my 5th year with them, on my current van they are ½ the price of anyone else.
     
  10. John Laidler

    John Laidler Funster

    Joined:
    Jan 9, 2013
    Messages:
    8,569
    Likes Received:
    11,547
    Location:
    Plympton, Devon
    You have to try several. I'm with Saga but this may not be the best for you. There are many different factors they take into account.
     
  11. Photo4x4

    Photo4x4 Funster

    Joined:
    Jul 26, 2014
    Messages:
    371
    Likes Received:
    862
    Location:
    Scottish Highlands
    The problem here is that vehicle insurance is very personal and specific. There are many facts that are taken into consideration such as, your age, occupation, driving experience, vehicle details (age, model, engine size), where you live (post code) where the vehicle will be kept (garaged, private drive, on a road), your driving history (penalty points), no claims bonus, how many miles a year you will drive the vehicle, voluntary excess charges - the number of permutations are almost infinite!

    This means that almost no two persons will get the same quote from the same company. We went with SAGA and took their European and breakdown options but YOU may get a better deal elsewhere (indeed next year so may we). There is only one option I'm afraid - and that is to decide exactly what cover you need and then to get as many quotes as possible. Also the cheapest is not always the best cover.

    Unfortunately there is no 'one size fits all' in motor insurance.

    Good luck. :)

    KH
     
  12. Stephen Scott

    Stephen Scott

    Joined:
    Jul 30, 2014
    Messages:
    25
    Likes Received:
    7
    Hi Folks
    Many thanks for the advice. Just waiting for my current insurer to let me have their latest quite before I make a decision. KH. I agree there are many invariables to be considered.
     
  13. Terry49

    Terry49 Read Only Funster

    Joined:
    Oct 23, 2012
    Messages:
    63
    Likes Received:
    53
    Location:
    Lymm
    Insured our 3 year old Apache today fully comprehensive for 2 people with 3 years no claims £1700 cover for satnav/ TV/audio and European Breakdown cover for £337. 65 year old in Cheshie through Aviva
     
  14. Stephen Scott

    Stephen Scott

    Joined:
    Jul 30, 2014
    Messages:
    25
    Likes Received:
    7
    Hi Folks
    Sorry for not getting back to update. I have had a big project at home replacing the bathroom fitments and re tiling. Still not finished!
    Eventually went with Grove and Dean Ltd for my motor home insurance. Same cover as I had before and only £185 plus complimentary home start breakdown cover. It pays to shop around as my last insurer went up by more than £100.
     
  15. PeteH

    PeteH Funster

    Joined:
    Nov 22, 2007
    Messages:
    1,755
    Likes Received:
    2,166
    Location:
    East Yorkshire
    I couldn't get better than the CCC, They included UK Recovery too. Comfort wanted 3 times the premium!. The CC wanted More (than CCC) with recovery on top!.

    Still a Ton cheaper that the Last R-V though!!

    Pete
     
  16. lauren/luke

    lauren/luke

    Joined:
    Apr 21, 2015
    Messages:
    4
    Likes Received:
    0
    hi I have insured my Renault master through Adrian flux does anybody insure with them not found any on the forum had an swift escape complete rubbish van traded 2 years down for atimberland seem well built about £340 but had to pay more for the change over the wrinkleys pam del
     
Loading...

Share This Page