INSURANCE IS A CON.

Discussion in 'Motorhome Chat' started by jenny and mitch, Nov 30, 2015.

  1. jenny and mitch

    jenny and mitch Funster

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    Had a quote from CC for this years Van insurance :- £444.
    So I did the on-line look around for alternatives and there was nothing that gave 270 days European travel (we are optimists) SO, went back to CC and said "that is just TOO much when it only cost £310 for last year !".
    They then said "well Sir, you did have a shunt in Italy, but I will see what we can do"...
    Came back with a price of £285 !!! Same cover !!!
    Yes I AM happy, but it is a joke !!!
    Its a case of ' see what the market will bear ' ....
    Same poop every year..... :rolleyes:
     
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  2. tonka

    tonka Funster Life Member

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    Told this tale before..
    Was with Safeguard for over 10 years, last price just over £300.
    Moved to Comfort 2 years ago as they had a little extra cover for our Morocco trips, similar price low £300's.
    After 2 years and no plans for Morocco tried Safeguard again.. £499... :whistle:

    My reply was "your taking the p***, never paid anywhere near that and here i am trying to offer you my business back !".
    30 seconds on hold... We can do a discounted price for you of £299... (y)

    No point in being loyal with these companies, shop around all the time..
     
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  3. Lenny HB

    Lenny HB Funster

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    Comfort appear to be better than most at renewal time usually only goes up a few quid this year mine came down by 2 quid.
     
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  4. Yorick

    Yorick Funster

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    Whilst it may seem unfair, it's not a con really, they are a business.

    And indeed the CEO has a legal obligation to maximise profits for the shareholders :)
     
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  5. Jaws

    Jaws Funster Life Member

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    I am shocked.....

























    You seem to have only just worked out what a load of money grabbing buggers they are !!
     
  6. NickNic

    NickNic Funster Life Member

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    Insurance companies quoting are no different to any other company quoting for anything.

    They are under no obligation to give you their lowest possible quote. They can quote you anything they choose, it isn't their fault if you don't shop around and beat it. If you do shop around they are usually happy to reduce the initial quote.

    Everyone who ever quotes for anything works the same way.
     
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  7. sally47

    sally47 Funster

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    Phoned CC for quote on health and van insurance for France in March usual price for 20 days £204 but because the van is 8.2 Mtrs and 4.5 tonne £356 my own insurers are asking £90 for both breakdown and recovery and van ins so goodbye CC
     
  8. laird of Dunstan

    laird of Dunstan Funster Life Member

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    lol , im getting quotes of between £980.00 and £1400.
     
  9. Larby

    Larby Funster

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    :Eeek::Eeek:
    :Eeek::Eeek::Eeek::Eeek:

    How much??????????????

    Paid Comfort £306.95 in March. Kontiki valued @ £24k, Changed to an Autotrail valued @ £48k 2 months later, no extra in premium, includes breakdown cover UK and Europe, is 7.9m long weighing in at over 4 tonne.
    Saga want double that............................
     
    Last edited: Nov 30, 2015
  10. wiljoy

    wiljoy Funster

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    Contacted my present insurer who is Safeguard and was quoted £200 more than last year. They gave a little discount but after trawling the various bandits I went with Saga at over £250 less than Safeguard. Either someone is greedy to repeat customers or Saga are making a loss, which I very much doubt.
     
  11. Minxy Girl

    Minxy Girl Funster Life Member

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    When you switch companies they often have 'new business' offers that they can't give to existing customers ... bonkers IMV!
     
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  12. Minxy Girl

    Minxy Girl Funster Life Member

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    You don't have a gold plated MH do you??? Or have you been a very, very, very bad boy and run up loads of driving convictions? :D
     
  13. laird of Dunstan

    laird of Dunstan Funster Life Member

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    no to either , they wont give me any no claims discount despite never having had a claim in 20 years ,it is a 90k motorhome tho;)
     
  14. CWH

    CWH Funster Life Member

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    Comfort told me last week that they can't offer breakdown for over 5.5 metres!
    They were quoting twice Saga's insurance price anyway (including breakdown).
     
  15. Larby

    Larby Funster

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    Perhaps they have changed. My other MH was around 7m, 3.8 tonne, I was offered breakdown cover, I queried the cover due to weight and length, was told that "if we insure it, we cover it"
    Someone will be along soon with their experience.........................
     
  16. NickNic

    NickNic Funster Life Member

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    Mine's 7.4m and we have breakdown with Comfort.
     
  17. CWH

    CWH Funster Life Member

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    I know, it struck me as daft at the time.
    If their quote had been more reasonable (despite my "????? :eek:o_O") I would have asked the guy to look further. He wasn't inclined to make any offers, I couldn't be bothered by this time, but my guess is he was new and didn't know the tricks of the trade ;)
    5.5 metres is just pointless (n)
     
  18. gus-lopez

    gus-lopez Funster

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    But at least you know from the outset what sort of scum you are dealing with & can treat them the same.
     
  19. Speve

    Speve Funster

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    @laird of Dunstan When we started with our first van safeguard gave a discount for my 20yrs+ no claims that I had on the car which helped but have still had to build on it to get full allowance on the van
     
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  20. ambulancekidd

    ambulancekidd Funster

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    Scum, yes but
    A word of caution. The person that you get through to on the phone works for this company & cannot walk away in the way we as a customer can do. Its the classic case of don't shoot the messenger. I have always found the call centre person that your speaking to is quite happy to hear you rant, just as long as you point out to them that it's nothing personal & they really do appreciate it if you remember their name & thank them. Now if we were able to get through to the top dogs of these companies, it'd be quite appropriate to tear them off a strip with no apologies.
     
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