dave2222001
Free Member
Well Brought Insurance from SAGA seemed good price and needed it to bring the new purchase back from the seller.
Start checking out what the cover from Various companies do. Saga seemed OK So I went with them I am brand new and hadn't sussed it all out at the time of getting the policy.
Phoned them up as I want to leave the MH in South of France and Spain intermittently for periods between 4-6 weeks. I had already found out that this is one of those loops that only have the function of Assisting Insurance companies to avoid Liability. Also its one most of them like to use.
Ask the guy on the Phone is this possible ''Yes'' he says no problem but MH has to be in the UK at least 6 Months and a day. (doesn't say anything about that in Policy booklet it says unlimited neither is it on the Schedule) ''Can I put it into secure storage'' I say. The guy says ''yes''. Are you sure I say, ''I will just check with My Supervisor'' he says then Off he goes comes back and says ''yes that is correct leave it in Storage no problem its covered no mention in either of the documents mentioned above of limits on leaving the MH''.
OK I don't trust them so get my wife to call ask much the same questions gets totally different answers Can we leave the MH we ask. No not even overnight they say. Do we have to Have the Motor Home in the UK for 6 M and 1 day. No you can stay out as long as you like as long as you bring it back for MOT tests. Can we have special permission to leave the MH in Storage. Maybe We have to ask the underwriters and have details of the storage facility (Its indoors locked up with 24/7 CCTV and people living on the site).
They will not give a straight answer they will not give you anything in Writing they will not give you an E mail address for correspondence They tell you your covered when you are not so how do you find out what cover you actually even if they come back and say they will cover the storage (I understand the reluctance you could leave it on a bit of waste ground so its fair that they check where you leave it).
They told my Wife the Van would be covered for Breakdowns and relay if we took that out even though it was more than 4 ton yes no problem they say. Got a bit further up the tree guy says no way they wont do it if its to heavy just roadside assistance if they don't know how heavy it is.
So you don't know what cover you have you don't know what will happen if you have a claim Just how many rules not in the documents you get are there and how are you supposed to know when every phone call gets a different answer and none of the answers are going to be written.
Rant over If they come up with the Overseas Storage cover I may forgive them I will post the results here if they do.
dave2222001
Start checking out what the cover from Various companies do. Saga seemed OK So I went with them I am brand new and hadn't sussed it all out at the time of getting the policy.
Phoned them up as I want to leave the MH in South of France and Spain intermittently for periods between 4-6 weeks. I had already found out that this is one of those loops that only have the function of Assisting Insurance companies to avoid Liability. Also its one most of them like to use.
Ask the guy on the Phone is this possible ''Yes'' he says no problem but MH has to be in the UK at least 6 Months and a day. (doesn't say anything about that in Policy booklet it says unlimited neither is it on the Schedule) ''Can I put it into secure storage'' I say. The guy says ''yes''. Are you sure I say, ''I will just check with My Supervisor'' he says then Off he goes comes back and says ''yes that is correct leave it in Storage no problem its covered no mention in either of the documents mentioned above of limits on leaving the MH''.
OK I don't trust them so get my wife to call ask much the same questions gets totally different answers Can we leave the MH we ask. No not even overnight they say. Do we have to Have the Motor Home in the UK for 6 M and 1 day. No you can stay out as long as you like as long as you bring it back for MOT tests. Can we have special permission to leave the MH in Storage. Maybe We have to ask the underwriters and have details of the storage facility (Its indoors locked up with 24/7 CCTV and people living on the site).
They will not give a straight answer they will not give you anything in Writing they will not give you an E mail address for correspondence They tell you your covered when you are not so how do you find out what cover you actually even if they come back and say they will cover the storage (I understand the reluctance you could leave it on a bit of waste ground so its fair that they check where you leave it).
They told my Wife the Van would be covered for Breakdowns and relay if we took that out even though it was more than 4 ton yes no problem they say. Got a bit further up the tree guy says no way they wont do it if its to heavy just roadside assistance if they don't know how heavy it is.
So you don't know what cover you have you don't know what will happen if you have a claim Just how many rules not in the documents you get are there and how are you supposed to know when every phone call gets a different answer and none of the answers are going to be written.
Rant over If they come up with the Overseas Storage cover I may forgive them I will post the results here if they do.
dave2222001