Insurance company not allowing 2 Motorhomes to be insured to one name

Discussion in 'Motorhome Chat' started by Dorwyn, Apr 11, 2016.

  1. Dorwyn

    Dorwyn Funster

    Joined:
    Aug 19, 2013
    Messages:
    519
    Likes Received:
    283
    Location:
    somerset
    Further to the thread recently posted, I asked C&CC today what possible reason was there for this strange restriction. Apparently, it is because two high value motorhomes on someone's drive would be too attractive to potential thieves. (I'd have thought that the high or low postcode crime area would cover that). The operative also said that this restriction is a common rule in motorhome insurance. It was confirmed that I could insure the one vehicle with them but not the two, and their cover on the one would be valid, but both would be invalidated if both insurances were with them. I cheekily suggested that I could park each motorhome on different drives, as we have two drives. I also said that the new motorhome is of course high value, but the old one is quite low. Still no joy. Today I phoned a number of companies for a quote, and all said that this restriction did not apply to their cover.

    If it is a common restriction, then quite a number of people are driving around without proper cover.

    I least I did get some sort of reason. But it still seems a daft rule to me.
     
  2. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    29,441
    Likes Received:
    16,867
    Location:
    YO11 2BD
    Very easy solution.....

    Tell the c&cc to stick their insurance and buy elsewhere.
     
    • Like Like x 3
    • Funny Funny x 1
  3. Robert Clark

    Robert Clark Funster Life Member

    Joined:
    Jul 12, 2014
    Messages:
    5,567
    Likes Received:
    9,662
    Location:
    East Sussex
    We had two Motorhomes insured with NFU - due to buying/selling
    No problem with cover

    No different than any other multi vehicle insurance
     
  4. tonka

    tonka Funster Life Member

    Joined:
    Jul 2, 2008
    Messages:
    5,321
    Likes Received:
    7,576
    Location:
    Cannock, Staffs or Benidorm, spain
    I had two with MHF (Aviva) no issues.. same as above bought a new van and held on to old one to get a better price by selling private.
     
  5. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    3,301
    Likes Received:
    3,123
    Location:
    derbys
    I insured two with SAGA...
     
  6. Theonlysue

    Theonlysue Funster Life Member

    Joined:
    Sep 14, 2009
    Messages:
    2,948
    Likes Received:
    2,815
    Location:
    Essex
    Comfort will.cover 2 as well, whilst one is up for sale.
     
    • Like Like x 1
  7. urban_biker

    urban_biker Funster

    Joined:
    Jun 17, 2015
    Messages:
    76
    Likes Received:
    45
    Location:
    Portsmouth
    Its a good job you don't own two Ferraris.

    It would't surprise me if the real reason they can't do it is that their IT systems can't support two different motorhome policies at the same address.
     
    • Like Like x 1
Loading...

Share This Page