2 questions Q1 When my insurance comes up l am thinking of going back to Caravan Guard instead of staying at Motorhome Facts insurance. went to them as they did work cover but l have never used CB for accomodation at work so it is extra wasted money. What is the opinion of caravan guard are they good. We were with them but had never had to use them in anger. If l remember the no claims counts it doesnt at MFI Q2 When you insure do you do it at what you bought the vehicle for or what you think it may be worth now or what?