how much

Discussion in 'France' started by Khizzie, Jan 12, 2016.

  1. Khizzie

    Khizzie Funster

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    hi all this year when i go to the twin lakes meet will be my first venture with motorhome in France..what I would like to know is : How much cash and how much on say caxton card ,besides normal credit cards on average would I need ,bearing in mind that I am a solo traveller. I know this is a bit like how long is a piece of string.but please indulge Me..Roy...sorry forgot to say was planning on two to three weeks
     
  2. NickNic

    NickNic Funster Life Member

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    Like you said, how long is a piece of string.

    You would be better off to over estimate and have too much on your Caxton Card rather than not enough. If you have to start withdrawing on a credit or debit card you get into fees and crap exchange rates.

    Think about how much cash you would spend in £ on a similar length trip here and have at least that much in € on your Caxton card. Remember to add a bit for tolls unless you have a tag or aren't going on motorways. Don't include card purchases. Make sure you have a no fee credit card for those (Halifax Clarity is the one I use but there are others available.

    Also as a tip Revolut are still offering a better exchange rate than Caxton (y)
     
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  3. DavidG58

    DavidG58 Funster

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    good question, we are still very much cash people when abroad, although we did load up and carry a Caxton card at the recommendation of the knowing ones on here, still unused but still loaded (must get that spent)

    we failed to use the card on 2 occasions then lost interest, a barrier at an aire in south France and fuel

    The aire would actually have been the only one we have ever paid at, now had around 20 nights all free sites, that is my target now 'free'

    The fuel was a bigger issue, we were very low and on an automatic only fuel stop, but managed to get a local to help us use our credit card, the Caxton fail may have been our fault as well, but we don't like using credit cards abroad

    So now we refuel when half empty pay cash,

    edit - BTW we take 1000 euros a week in cash, but that always easily covers everything and leaves plenty for the start of the next trip each time, that is fuel, food camp sites everything, probably only spend 500 / week in reality, mainly depends how many miles we do

    I will probably get told I am wrong, but remember it is different not necessarily wrong :)(y)
     
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  4. NickNic

    NickNic Funster Life Member

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    All the currency cards are notorious for not working on aire barriers, toll booths and automatic petrol stations. It's something to do with the way they authorise the transaction I believe.

    Not really user error on your part and not something particular to Caxton
     
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  5. DavidG58

    DavidG58 Funster

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    so why do people use them? just as means for cash withdrawal?
     
  6. Lenny HB

    Lenny HB Funster

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    For France buy nearly everything on our NW CC, only use about €50 a week in cash.
     
  7. Khizzie

    Khizzie Funster

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    Is that "credit card " or "debit card " please Lenny
     
  8. NickNic

    NickNic Funster Life Member

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    Yes.

    The advantages are no fees and pretty much the best possible exchange rates. They will beat the banks every single time.

    Example: At the moment Revolut's rate is €1.3299 to the £. They offer the interbank spot rate which is always better than the retail rate.

    A random selection of others:

    Barclays €1.2752
    Lloyds €1.2521
    Thomas Cook €1.3036
    Thompson €1.2937
    Post Office €1.2940
    Tesco €1.3036
     
  9. DavidG58

    DavidG58 Funster

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    Thanks Nick, they suddenly make more sense, even though I do still prefer to carry cash (y):)
     
  10. NickNic

    NickNic Funster Life Member

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    Caxton today is €1.297.
     
  11. NickNic

    NickNic Funster Life Member

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    I've always got cash on me as well (y) Usually carry enough for 2 or 3 days and keep it topped up.

    We got caught out in Garmisch in Germany where the restaurant we had just eaten in plus all bar one of the banks in the town were on some kind of stupid alternative card processing network that didn't accept Visa or MasterCard o_O

    That's never going to happen to me again (y)
     
  12. Lenny HB

    Lenny HB Funster

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    Credit Card (NW Select Credit Card), gives Visa rate of exchange and no charges.
     
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  13. denisejoe

    denisejoe Funster

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    We use cash and metro bank debit card for cash & Metro credit card for every thing else.

    Nationwide and saga credit cards are no charges.

    All these are fee free and you get the interbank rate on the date it is processed.
     
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  14. FIDGET

    FIDGET Funster

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    We usually take between 500 --700 euro's with us for 3 weeks over there,
    but mainly stop on aires ( free if poss) then stop every 4th or 5th night at a municipal c/site.
    As for fuel we usually look out for supermarkets that are manned with cashiers, again pay with cash,
    but have used our halifax credit card on several occasions for fuel and aires with barriers.
    We don't eat out, as usually cater for our own meals /BBQ etc.
    We do most of our shopping at Lidl's or similar supermarkets over there. (cash)
    You can tell from my spending (or lack of it) I'm a bit of a tight wad !!
    Might bump into you as we are hopeing to visit Twin Lakes in sept.
    Terry & Ann + ASBO our dog
     
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  15. namwaldog

    namwaldog Funster

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    We use a Cumberland Building Society Visa Debit Card. They are quite secure and will not allow any transactions unless you have previously told them you are going abroad. (Simply done online). We transfer about £200-£300 into the account before we set off and top up online as we need it.
    Never had a problem using the card anywhere for both cash withdrawals and machine transactions.
    We keep this small amount in the account so that if anyone gets access to it then that is all they can get.
    Transactions usually appear on your account within 24 hrs so easy to keep an eye on it online and , best bit, NO FEES. They use the VISA rate for conversion.
    If we have any money in the account when we get home we simply use it as a debit card in the UK until we have about £5-£10 left on it then never touch it until the next trip.
    We have 'His & Hers' cards so that if we misplaced one of them you simply contact the Cumberland and they STOP the lost card but the other one is still usable.

    There will be lots of other Banks/Building societies that offer this service so Google
    ' No transaction fee visa debit cards'
     
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  16. gus-lopez

    gus-lopez Funster

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    Which is what I refuse to do. I've made complaints to hsbc/Lloyds/tsb about this. You might as well paste a notice in the front house window stating " Gone away for x weeks " . They only need one dodgy employee.
    I just use them where & when I want now. That's how they were designed to be used.
     
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  17. Easyliving

    Easyliving Funster

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    Personally I don't like carrying large wads of cash around when away in the van. We usually have a couple of hundred euros between us then use our Caxton card for everything else. We have used our card quite a lot in France - petrol and aires etc and its been a while since we had any problem. When running low on cash we just get some more from an ATM, the Caxton card seems to work fine and there are no charges as far as I know.

    Paul
     
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  18. Anthea M

    Anthea M Funster

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    Take cash , and cards for buying deasil as most supermarkets have no people at the booths in france now so it's pay at the pump. Like to have cash for market shops and cafés etc. a card for an emergency is useful.
     
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  19. Stealaway

    Stealaway Funster

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    As above - best to have both.
    We take about €500 cash for 3 or 4 weeks although we have a safe on board.
    Initially it seems a biggish amount to have nicked, but it becomes less and less as each week goes by.
    I now always keep my Halifax card with my passport, I did forget it once and was amazed at the horrendous charges Santander hit me with.
    Also take a debit card and leave all the other cards at home.

    A tip when travelling abroad is to make a card with a list of important numbers - passport/bank cards /driving licence.
    I keep my wife's in my wallet and she keeps mine in her hand bag.


    Passport No 5xxxxxxxx

    Licence Dxxxxxx MCLEA xxxxx AxxxC 79

    Halifax xxxx xxxx xxxx xxxx - (0723 xxx)

    Yorkshire Debit xxxx xxxx xxxx xxxx - (xxx)

    Santander xxxx xxxx xxxx xxxx- (0136 xxx)
     
  20. Anthea M

    Anthea M Funster

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    Always keep copy and photo of passport s etc in safe and copy with mum at home so we can telephone for details if needed plus motorhome details ! Can't believe we are so organised ! Must be an age thing! First road trip in 1980 in a tatty old G reg mini no holiday insurance and ran out of money became " free loading tossers"! But got the bug!
     
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