How do you manage money when in France?

Discussion in 'Motorhome Chat' started by Sue, Aug 24, 2015.

  1. Sue

    Sue Funster

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    Just thinking of security..is it best to use cards or cash? Do you take credit or debit card? Trying to think of best way to do this so that we aren't carrying too many cards ( so less chance to lose them) thanks again for comments...
     
  2. StitchesnFluff

    StitchesnFluff Funster

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    enough cash to get by, ie 300 € for 2 weeks.
    Travelex card linked to UK bank account - no fees at all
    Halifax clarity card, no exchange fees unless used for cash withdrawal
     
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  3. Bill_OR

    Bill_OR Funster

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    Take some cash ( a few hundred Euros, perhaps) and a credit card that gives a good exchange rate.
     
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  4. mickyc

    mickyc Read Only Funster

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    We take a mixture of cash, Caxton card and our Visa card.

    We use cash for "bits and bobs"
    Caxton for shopping (and for getting cash!) we top it up as and when required using web app.
    We use visa on the tolls and 24/24 fuel stations
     
  5. chaser

    chaser Funster

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    Get yourself a euro cashcard , plenty to choose from here
    http://www.moneysupermarket.com/prepaid-cards/euros/
    And leave your bank cards at home , you can load these cash cards from France over wifi or phone, then if you do lose them or get them stolen you only stand to lose the money you have on them , whereas if you were useing your bank cards you would have all the trouble of getting I touch with your bank or even having your account emptied, you can use them at any cashpoint for free, or just shop with them like a normal card.
    Saying all that we do take our tesco credit card as well for emergency, hidden in the van , but with this they wouldn't get a lot out of it if it was stole(y)
     
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  6. JJ

    JJ Funster

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    Small gold bars...

    JJ :cool:
     
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  7. Sue

    Sue Funster

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    Thanks
    Can you use the pre paid cards at the fuel pump?
     
  8. buttons

    buttons Funster

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    We take our debit cards, if we need cash we find a cash machine. Garages and supermarkets just give them you debit card. We also take credit cards as these are a requirement if hiring a car or the like. Works for us.(y)
     
  9. MikeandCarolyn

    MikeandCarolyn Read Only Funster

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    Cash and usual cards,same as at home-why do we need anything different ?
     
  10. busby

    busby Funster

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    Same as at home ,its only another country not outer space...BUSBY:):):)
     
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  11. GeriatricWanderer

    GeriatricWanderer Funster

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    Mostly not. Use a credit card for fuel pumps and road tolls
     
  12. emmitdb

    emmitdb Funster

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    But if you put your Clarity Card into credit (by paying off more than is owed on the card. Can be done anytime online) you can then go to an ATM and withdraw the difference without incurring charges. Done it. It works!!!

    Also, you know those stand alone machines in the 'little shops' in french villages. I withdrew money on a Clarity Card from there. I expected it to be a 'Cash Withdrawal'. It didn't. It regarded the transaction as a purchase from athe shop therefore incurring no charges either.
    Bon Voyage.
     
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  13. Lenny HB

    Lenny HB Funster

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    Use a Nationwide CC for nearly everything in France, they are far more CC orientated than the UK, as for cash a couple of hundred Euros lasts us about 3 weeks.
     
  14. namwaldog

    namwaldog Funster

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    Try to accumulate some 1 & 2 Euro coins as soon as you can for water & parking on Aires etc. We try and maintain a stache of 10 to 15 Euros
     
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  15. GeriatricWanderer

    GeriatricWanderer Funster

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    I used to do that with my Nationwide Credit Card - did it for a couple of years without a problem and then got notification from NW that they'd moved my Credit Card credit balance into my Flex Account as it was contrary to some legal financial regulation to use a credit card like that.
     
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  16. Lenny HB

    Lenny HB Funster

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    Agree we have the ash tray tub with about 40 Euro in it.
     
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  17. Gosport Tim

    Gosport Tim Funster

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    :eek:We have had a Caxton Global Traveller for years, it allows you to load upto 12 different currencies (if you need that many) and always has a good exchange rate. A word of warning if you intend to fill up in France, if you use your card and the transaction gets cancelled for any reason it can take up to 20 days for your money to be credited back to your account, I know this from experience! apparently the fuel station authorises a set amount (normally 120 - 150 euros) and unless the full transaction is completed the money sits in 'limbo' until it 'drops off'. Apparently this is the same for all cards. Unluckily I had this happen to me 3 times during my last trip and I had 390 euros 'pending' until well after we returned.

    I will always use cash in future to pay for fuel.
     
  18. Welsh girl

    Welsh girl Funster Life Member

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    I never use Caxton card for fuel as they shadow an amount on it. Say €120 when you've only used €50 then you have to wait until around 10 days for that to clear. So I use a Santander zero credit card and pay that off every month. No charges then. I get cash from a machine every few days after topping up online. Never a huge amount though.
     
  19. Zains Pops

    Zains Pops Funster

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    Caxton, Cash, Coop Visa and a tray of coins in the van for car parks some tolls etc.
    The money seems to flow through quite well, unfortunately mainly out!
     
  20. Lenny HB

    Lenny HB Funster

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    You may have a problem in the future we have noticed the new fuel stations are card only.
     
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