Home & Contents Insurance whilst continental touring (1 Viewer)

May 11, 2013
18
7
Nottingham
Funster No
25,942
MH
Swift Kontiki 635
Exp
Since 2013
Anyone know of an insurer who will cover your home and contents whilst on multiple trips away from home for up to 4 months at a time and multiple trips i.e. possibly unocupied for 9 months of the year but still main uk residence ?
 
Feb 9, 2008
8,924
18,663
Corby, Northants
Funster No
1,455
MH
Coach Built
Exp
Since 2007
Aviva ! However you only get 60 days free then it's 10% of the policy for every additional month. There might be an issue with residency as you are going to be out of the country for more than 6 months in a 12 month period. Talk to them and see what they say.

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Geejay

Free Member
Dec 25, 2011
300
237
Scottish Borders
Funster No
19,244
MH
Van Conversion
Exp
since 2007
There are exclusions when the property is unoccupied, mainly to contents and damage caused by burst pipes. The Club agents should be able to clarify what is not covered.
 
OP
OP
gckimber
May 11, 2013
18
7
Nottingham
Funster No
25,942
MH
Swift Kontiki 635
Exp
Since 2013
Thanks to everyone for replying ☺

Signed-up with the Caravan Club in the end but will need to taylor my touring to the terms of not more than 90 days unoccupied, however there is no restriction on how many time a year we can leave the house unocupied as there is no yearly total limit.

We have also covered our electric bikes on the same policy. This worked out cheaper than the Saga policy without the bikes and with only 60 days a year in total left unoccupied.

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