Full time

Discussion in 'Motorhome Chat' started by bailey, Sep 22, 2013.

  1. bailey

    bailey

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    Guys after a year of sole searching we have decided to go full time with the motor home. Last year our son immigrated to New Zealand with our gorgeous grand daughters so we have no family connections here. I retire at the end of this year but my wife has a couple of years to go. We intend to sell our house and release the funds to start the adventure and also send my son and his family a financial windfall at least we will see then enjoy it. If after a couple of years we want back to bricks and mortar we can always rent. I don't want to in years to come to say if only,I have joined the forum on the sister site 365 and found out a lot of things that are very helpful so if things go well early next year

    Bill
     
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  2. Allanm

    Allanm Funster

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    That sounds a great plan.
    Good luck
    Allan
     
  3. Carol

    Carol Funster Life Member

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    Sound's like a good plan, exciting times ahead, good luck, be good to know how it goes on.
     
  4. Steveboy

    Steveboy Funster

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    Yeah! Just do it. I've been fulltime for 2 years now and have no intention or inclination to go back to bricks n mortar. I love it. I'm so glad I am able now to say "I'm glad I did it". Rather than be sat in front of the telly thinking, "I wonder what would have happened if ......!"
     
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  5. Vlad The Impaler

    Vlad The Impaler Funster

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    Go for it,you only live once,follow your dream.The amount of people I've met that wanted to do something but never acted on it,and now "it's too late"
    Don't be one of them,be true to your self.At worst you'll end up in a home with some poor sod who did nothing but save for the future,now it's here it'll be costing his estate a fortune,whereas the government will pick up your tab as you'll technically have nowt.
    Travel and spend now,dribble and reminiss later. :thumb:





    Vlad
     
    Last edited: Sep 22, 2013
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  6. bailey

    bailey

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    Estate Agents in next week and totally agree, I would hate to think if only, we will have to move about local as my wife wants to complete her 40 years with the government and has no intention to give that up. But as we are based in Scotland we are spoiled for choices and we have good friends so we can use there post code for insurances and the like in doing all the research the UK don't make it easy but there is ways round things

    Bill
     
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  7. Granjan

    Granjan Funster

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    Good luck hope you get many happy years.:thumb:
     
  8. Minxy Girl

    Minxy Girl Funster Life Member

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    Why????

    I'm sure you've been able to get a lot of advice on the pros and cons of full-timing form the point of view of living in a van, but have you really thought through the pros and cons of giving up a 'bricks and mortar' home - if you need at any point to go back to it renting is NOT as easy as you may think so if you have funds I would suggest you either buy yourself a 'bolt hole' and rent it out in the interim period, or ensure that you put the money in some savings accounts and don't send a load of it to your kids at present. You may not actually take to full-timing, not everyone does, so please do not burn your bridges just yet ...

    Also, on another front, I'd suggest you look into the implications of giving away a load of money, for example if you need care in the future and haven't money to pay for it so apply for benefits/funding, if they deem you have giving away a load of money which you would have used, it could mean you are not entitled to anything.

    I have been looking into this financial aspect as my mum has inherited some money from my Dad which we never knew he had (they'd been living apart for over 20 years but never divorced) and, despite her not wanting it and him wanting it to go to us kids as he didn't make a will she has had to have it but she can't give more than £3k away a year otherwise she could fall foul of the 'care funding' rules if she needs it in the future.

    All I'm saying is ensure you check out ALL the implications, for now and the future, then make an educated decision!:thumb:
     
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  9. FULL TIMER

    FULL TIMER Read Only Funster

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    Might be the very sensible approach but I say sod it live life to the full now you never know when your time is up, after losing a good few friends and relatives over years It has taught me not to worry about what could or could not happen in the future, you are only here once and at the end of the day the government can't take what you aint got. sod em all and live your life to the full with no regrets I know after selling up and going full time in 2006 we have no regrets and no intention of ever heading back to bricks and mortar.
     
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  10. callumwa

    callumwa Read Only Funster

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    Good advice from Minx.....


    I would also keep an "option" open. A small ground floor flat or little house, you just don't know what is ahead. Rent it out whilst "fulltiming", it will provide steady income and a refuge if it ever becomes needed.

    It's easy to say sod it, I will live the life, but the same life can deal you some very cruel cards. Should one of you fall seriously ill, have mobility issues, debilitating problems, etc, I don't think you would want to see that through in a motorhome. I wouldn't.

    Remember, most folk don't end up in homes, they become ill suddenly, or just live for ages and see life out out with their loved ones in their own spaces....

    Whatever you do though, I wish you all the best, and hope you have a great time.:thumb:

    :BigGrin:
     
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  11. alfandM

    alfandM Funster

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    Best of Luck on your New adventure for Next Year,:thumb:
     
  12. bailey

    bailey

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    The reason my wife won't give up 40 years and rightly so is financial . I will put some money in high interest account in case but I don't see any sense buying a bolt hole just now and then leaving It for years and there is the cost of keeping the house in good order, regarding renting out my house,no chance. Our friends on to occasions rented out there house the cost of insurances and maintenance and the fact that after 2 months received no rent they then had to take legal action to remove them and I won't mention the state of the house, so that won't happen. As I said in a earlier thread I don't want to sit back in years to come and have any regrets and didn't give it a go. I firmly believe that your destiny is mapped out and if it happens it happens. This is not a over night decision, this has been going on for a few years and was just waiting for the right time,which is now. Over the years when touring the amount of people you meet that actually are fulltime is as astonishing. We have done a lot of research on sites in Scotland and they are conscious of the fact there is a change out there and are gearing up up for this way of life I'm not talking about residential sites,it's touring sites that are giving discounts for longer stays and have got round this 28 day rule . Also most sites are staying open all year reason is the weather milder winters. Yes I'm going for it not waiting to see whats round the corner,because one day that corner won't be there.

    Bill
     
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  13. Wildbill

    Wildbill Funster

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  14. SteveandSue

    SteveandSue Funster

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    Good Luck

    Hope everything works out well for you, enjoy yourselves- as you say life is too short so just enjoy it.


    Best Wishes
    Steve and Sue
     
  15. buttons

    buttons Funster

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    Now you have my interest, where can I find one of these high interest accounts.:Wink:
     
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  16. bailey

    bailey

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    They are out there as long as you don't touch the account,in my case 14 month if you do it returns back to normal interest

    Bill
     
  17. callumwa

    callumwa Read Only Funster

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    The definition of what is considered "High interest" would be interesting.....

    :BigGrin:
     
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  18. rangitira

    rangitira Funster

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    You could??? always join your Son???

    If you have no other immediate relatives in the UK, (Parents sons daughters Grandparents) you could go under the Family Reunion scheme. You would have to provide for yourself for a certain number of years (Medicare etc), your son would have to sponsor you and say he will provide for you in times of YOUR hardship/sickness.

    Failing that if you have enough dosh you could creep in under the Entrepernuial " (sp?)

    There is always a way:thumb:
     
  19. bailey

    bailey

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    I could but don't want to this is his time we will always visit but right now this is our time Bill
     
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