Full time insurance

Discussion in 'Motorhome Insurance General Discussion' started by Welsh girl, Mar 6, 2015.

  1. Welsh girl

    Welsh girl Funster Life Member

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    I've just had a quote from comfort for £795. Do you know of any other companies that offer full time insurance please?
     
  2. scotjimland

    scotjimland Funster Life Member

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    AIB

    from an old thread.. http://www.motorhomefun.co.uk/forum/threads/insurance-for-full-timers.90063/#post-1095674

     
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  3. Welsh girl

    Welsh girl Funster Life Member

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    Thanks Jim, I've just contacted AIB insurance and they said they would quote the same because they use the same underwriter so I don't think there's anyone else that would do it, looks like comfort then, they have really good feedback anyway.
     
  4. scotjimland

    scotjimland Funster Life Member

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    yes.. I'm afraid you have Hobson's choice.. so they can basically charge what they like..

    It's whole different story in the US where there are tens of thousands who full time.. and motorhome clubs like the Good Sam RV Club with 1.5 million members.. and provide insurance..
     
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  5. foleym

    foleym Read Only Funster

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    Hi I am new to this but what about Adrian Flux. They used to cover motor homes including imports.
    Just a thought. M
     
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  6. Welsh girl

    Welsh girl Funster Life Member

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    Thanks but I've tried him. They use the same underwriter.
     
  7. Dogsense

    Dogsense Funster

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    Diffrent brokers with same underwriters give diffrent quotes. My car insured through A Flux with Aviva, got much higher quote from Comfort (they insured my MH) also by Aviva, When told them the quote from A Flux, they told me go with him, we can't match.
     
  8. foleym

    foleym Read Only Funster

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    I suppose it is all down to the individual brokers mark up on the underwriters price.
    :-(
     
  9. crizatuk

    crizatuk

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    Safeguard will cover you for living in your van if you work on a campsite, they class you as a site agent. I have been with them now for four years since I started full timing, however I do have UK address good old parents. For us campsite commandants!
     
  10. scotjimland

    scotjimland Funster Life Member

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    and cheaper than the OP was quoted from Comfort ?
     
  11. crizatuk

    crizatuk

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    £234.13 with full UK European breakdown cover free green card for Morocco. No limit on time spent abroad. Don't know what the 13 p was for lol
     
  12. scotjimland

    scotjimland Funster Life Member

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    that is cheap.. what's the catch ?

    Have you informed them that your van is your main or only residence.. that you are full time ?

    Seasonal living while working as a site warden isn't the same as living full time ..

    Not trying to trip you up.. just trying to understand why the quote is much the same as a 'normal' quote for holiday use.

    I was never able to get a quote as low as that..
     
  13. Welsh girl

    Welsh girl Funster Life Member

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    Nor me. Ours is 3 times that.Have to try them next time.
     
  14. crizatuk

    crizatuk

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    Told them I work on camp sites in the summer go to Spain in winter, even said yes it's parked on the drive when at home, about a week a year, seem ok with that.. Once they said can't insure as I live in it, when she checked was told ok as your classed as a site agent, it's always been around that price last 4 years. Have to admit friend of mine did the same their quote was about £400 ?
     
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  15. scotjimland

    scotjimland Funster Life Member

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    can't see how that would change anything.. but no matter, thanks for explaining.. and good luck , you got a deal
     
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