First motorhome insurance quote.

Discussion in 'Motorhome Insurance General Discussion' started by Tom A, Apr 16, 2015.

  1. Tom A

    Tom A Funster

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    We're due to get our first motorhome in a couple of weeks so I've been ringing round for insurance.
    I've got these three quotes. All provide very similar levels of cover so do I just go with the cheapest or is there other things to consider ?

    A I B £328
    Comfort £346
    Safeguard £337

    What are your thoughts please.
     
  2. Campercaillie

    Campercaillie Read Only Funster

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  3. oldflemo

    oldflemo Funster

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    we got a very competitive quote from Staveley Head almost 30% cheaper than the 3 companies you have used as we did too-Might be worth a look!
    All very similar levels of cover too
    Ian
     
  4. Tom A

    Tom A Funster

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    Staveley Head quoted £212 but they can't provide breakdown cover so worked out dearer in the long run.
     
  5. landscaper

    landscaper Funster

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    Safeguard are an excellent company - tell them what your other quotes are and I almost guarantee they will lower their quote to at least match. We called them out twice last summer to very isolated areas and they gave tremendous service.
     
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  6. Puddleduck

    Puddleduck Funster

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    Check who the underwriters are - if you find they are the same then go for the cheapest. Otherwise ask for other people's experiences.

    Our first year we insured with ERS via AIB. This year still using AIB as the broker as they have given us good service and no hassle.
     
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  7. chaser

    chaser Funster

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    Think you would get breakdown from green flag for less than £100 if you shop around the cash back places , so that would bring you down to less than £300
     
  8. Khizzie

    Khizzie Funster

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    I concur.! Another vote for safeguard. From me
     
  9. mick noe

    mick noe Funster

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    Adrian flux also do breakdown insurance with their policy's been with them years ..........always see if I can beat price with other companys but never have, been with them years. Find it odd that we all swear by various companys but when I have tried always get a daft figure?
     
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  10. tonka

    tonka Funster Life Member

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    If you read some previous posts ref insurance and Safeguard you will see they always overquote..... I was with them for 10 years then moved away for 2 years, this year asked them for a quote and it was £499 !!!! compared to £350 elsewhere... So I went back to them and got it down to £299.... You need to work on them.. Good luck..
     
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  11. Lenny HB

    Lenny HB Funster

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    Comfort and Safeguard both have proper Motorhome policies (don't know about ABI), a lot of companies will sell you a car policy or a slightly modified car policy. If you want to be covered for all risks in a Motorhome it is best to take out a proper Motorhome policy.
     
  12. wizzer59

    wizzer59 Funster

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    Renewed with AIB , same price as last year, £275ish including breakdown, happy with that.

    One thing, try to be accurate with your mileage it brings the price down a fair bit(y)
     
  13. Campercaillie

    Campercaillie Read Only Funster

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  14. sdc77

    sdc77 Funster

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    Stavely head + ADAC is cheaper than the other quotes.
     
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  15. Jamwitt

    Jamwitt Funster Life Member

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    Comfort first now with abi ,abi got reg wrong on several times on certifcate and when I made a change to policy charge me for it I be looking else where on renewal :mad:
     
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  16. SandT

    SandT Funster

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    Adrian Flux for me, have used the breakdown cover once and the service was great.
    That's when you find out how good your cover is!

    Terry
     
  17. Tom A

    Tom A Funster

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    Rang Adrian Flux and they quoted £502.
    Saga couldn't quote because of storage location.
    I'll ring Safeguard back on Monday and see if they can bend a bit on price.
    Thanks for the replies.
     
  18. DanielFord

    DanielFord Funster

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    When I did our insurance I went to one of those comparison websites, can't remember which one it was now, I think it may have been go compare?
    Anyway, I got loads of quotes up, and it showed in a grid what was covered, very simple to use. Also, I had a few phone calls from agents trying to get my business (I did tick the box saying that they could). A lot of these reduced the initial quote after chatting to them. Anyway ultimately we went with Comfort since they covered everything I needed. The European cover as standard was the winner for them in my case.
     
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  19. Tom A

    Tom A Funster

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    Sorted insurance. Went with Safeguard in the end. Managed to get them down to £322.38 so happy with that.
     
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  20. johnp10

    johnp10 Funster

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    Try Scenic.
     
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