European Car Cover

Discussion in 'Motorhome Insurance General Discussion' started by ukbill, May 21, 2015.

  1. ukbill

    ukbill Funster

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    before anyone moans that this may not be in the right forum its the only 1 i can find about insurance
    does anyone know of a company that will insure a uk registered car for a extended period or even for a full year a car abroad (spain mainly) i want to bring a car out but i cant find any company that insures for extended periods abroad the company im with will only do a max of 3 months in any year period and thats at a cost of 120quid
     
  2. irnbru

    irnbru Funster Life Member

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  3. Barclaybasher

    Barclaybasher Funster

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    Can I keep my UK registered car in Spain?

    Yes, but you can only keep it and drive it in Spain for a maximum of 6 months – after that you will have to get it registered onto Spanish plates. Remembering that throughout that time you have to ensure that the car remains fully legal with a UK MOT, road tax and insurance for the full period you intend to stay. If you decide not to put it onto Spanish plates then you have to remove the car from Spain as you are allowed only to drive it in Spain for 6 months in any calendar year on UK plates.

    ..
     
  4. gus-lopez

    gus-lopez Funster

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    Buy a cheap Spanish one locally.
    Will be cheaper , less aggro & legal.
     
  5. BreweryDave

    BreweryDave Funster Life Member

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  6. vwalan

    vwalan Funster

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    every insurance policey taken out in the eu ,will cover you for the minimum cover required in any eu country for the full term of the policey.
    its all part of eu law.(article (2)of the eu directive on motor insurance of civil liberties arising from the use of vehicles (no72/166/cee)and some other non eu states ,eg switzerland.
    but safegauard ,saga , coop , are some of the companies that will cover it fully comp.
     
    Last edited: May 21, 2015
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  7. BreweryDave

    BreweryDave Funster Life Member

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    Very true Alan. The 3 month bit is the time limit they will extend your fully comp insurance. But you will still have third party cover for the full term
    of your policy. So you will be legal - but not fully comp.
     
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  8. ukbill

    ukbill Funster

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    bloody nightmare aint it still i will try the expat l8ers thx dave and everyone else
     
  9. alan

    alan Funster

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    I'm covered with the caravan club for 6 months holidays with the car in Spain
    Alan
     
  10. gus-lopez

    gus-lopez Funster

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    If you are insistent I'll ask on a Spanish forum as a lady on their used a company in South Wales whose name escapes me & they will provide full comp, EU wide yearly cover. Aint cheap though ,£7-800/year if memory serves me right.

    Just awaiting a reply.
     
    Last edited: May 21, 2015
  11. vwalan

    vwalan Funster

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    if you are over 50 just use saga .
    they do a good breakdown/recovery system.
    you need a uk address though as your base.
    as far as i know .
     
  12. Flamenca

    Flamenca Funster Life Member

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    Yes, Saga are good and competitive. I use them for both the motorhome and a car. :) Am I showing my age? :LOL:
     
  13. mariner

    mariner Funster Life Member

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    A "cheap" car in Spain would be expensive over in the UK and to be able to buy one, you would need to register for a NIE number, for which, you need to be able to provide a Spanish address.



    :cooler:
     
  14. vwalan

    vwalan Funster

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    i was with saga a few years ago. after an accident in portugal where a drunk local hit the front of my truck. saga aranged a portugese agent to sort that side of it. the truck was repaired but they decided to stop insuring fifth wheelers . i moved to a another company , later i changed to markerstudy . i get 365 foreign cover.
     
  15. Flamenca

    Flamenca Funster Life Member

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    Another possible option is to take out a second insurance policy in Spain. The expat insurers tend to be based in Gibraltar but there are plenty of agents. One of the benefits of Spanish insurance is that they ALL include breakdown recovery cover.
     
  16. gus-lopez

    gus-lopez Funster

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    Plenty about for 5-600€.:)
    No Spanish address is required for an nie number. A uk one can be used.

    You could even use a Spanish insurer such as mapfre or Liberty-seguros. They insure foreign vehicles using UK based associates & the benefit is that you are registered on the UK motor insurers data base as Liberty notify on Tuesdays & Fridays of each week all UK vehicles that they have insured.that way you only need the one policy.

    I've just remembered who her insurers were.(y)

    https://www.stuartcollins.com/
     
  17. vwalan

    vwalan Funster

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    most ex pats seem to never bring cars back for mot etc . or tax them just drive around with a drunken grin on their face .
    some were lifted and crushed a few years ago but that seems to have stopped now .
    get a cheap car in uk run it for a while and sell it to another ex pat and make a shilling seems the way .
    must be thousands over there.
     
  18. gus-lopez

    gus-lopez Funster

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    No up this end of Andalucia ,in Almeria ,where a large amount of foreigners live they are hot on it. To the extent that they'll issue "Re-plate" notices to people on holiday.:D
    Guardia Head cook & bottle washer believes that if you have an nie number you are resident & has instructed his blokes that way. Even after the Mayor told him he was a complete half-wit. Still hasn't been sorted.
     
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  19. ukbill

    ukbill Funster

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    stuart collins came back with a quote of £559 + 189 for breakdown jesus its expensive
     
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  20. vwalan

    vwalan Funster

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    certainly i knew of a few being uplifted a few years ago. yet i also know several that havent gone home in ten years . one i know is on local postcards . its a landmark , ha ha .
    but they are clamping down .
     
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