Euro

Discussion in 'France' started by wizzer59, May 13, 2015.

  1. wizzer59

    wizzer59 Funster

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    Off to France for a few weeks early June, haven't thought about money:doh: Should I buy now or wait till late as poss???
     
  2. Brian_K

    Brian_K Read Only Funster

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  3. wizzer59

    wizzer59 Funster

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  4. parknride

    parknride Funster

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    Easy, if you buy loads now the rate will go up. If you wait, it will go down. Sods law.:winky:
     
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  5. wizzer59

    wizzer59 Funster

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    :ROFLMAO::ROFLMAO: Thanks for that Parky, yep that would be about right for me, guess I'd better hedge me bets then, I'll buy half now and half later, that way I'll ether be half pissed off or half happy :confused:
     
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  6. John Laidler

    John Laidler Funster

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    I think (but what do I know) that the rate should improve a bit but it is already around 1.38 and might go to say 1.40. It is however, all a gamble and UK interest rates and Grexit will pull it either way.

    I think doing a bit now and a bit later is sensible. The difference is only the odd percent or so.
     
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  7. Lenny HB

    Lenny HB Funster

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    Unless you are planning to spend tens of thousands of Euro the amount it is going to vary is not going to make much odds, whatever happens it will be cheap compared to the last few years.
    We never carry much cash especially in France where CC are accepted practically everywhere.
     
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  8. Xabia

    Xabia Funster

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    Caxton card is the answer .
     
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  9. Yorick

    Yorick Funster

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    I've got a load in the top drawer. As you are a Funster, I can do you a special deal of E1.25 with no commission :)
     
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  10. Flamenca

    Flamenca Funster Life Member

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    Current exchange rate about 1.38 but who knows how it will move. I use TransferWise to transfer Pounds to Euros into an overeas account. I have found there rates better than most.
     
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  11. WAG2CRU

    WAG2CRU Read Only Funster

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    I am having the same dilemma, I will buy when the rate hits 1.40, as my departure gets nearer, that may change!:whistle:
     
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  12. Lenny HB

    Lenny HB Funster

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    Nope don't like giving companies my hard earned cash upfront, once the Travelex Supercard gets going it could be the best answer.
     
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  13. Flamenca

    Flamenca Funster Life Member

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    I have used Caxton in the past but they are too expensive. Travelex may not be the answer. I use Transferwise to transfer money to a Euro account. I have not seen any better rate that theirs.
     
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  14. parknride

    parknride Funster

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    We use a mix, the saga card, cash and fairfx. We load the FX while away if the rate is good, the card didn't cost us anything and there are no charges on the saga card either.
    @Flamenca How easy/difficult is it to open a euro account?
     
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  15. carolyn

    carolyn Funster

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    Post office mastercard for most things and the caxton card for cash withdrawals as there is no fee. Fairfx tends to give a better exchange rate but charges fir cash withdrawals. Use tesco travelex prepaid cards for the children as although the rate is not as good they will do an urgent replacement card anywhere in the workd and also arrange funds at a bank/ postoffice type of thing. Applied for the card on martinlewis but awaiting email so dont think ive got one. They all have pros and cons I feel.
     
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  16. Jill

    Jill Funster

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    We've used the Halifax Clarity credit card ever since we started using the van abroad. It's kept just for the holidays. No charges (except a little interest on cash withdrawals) and the exchange rate is excellent. Accepted everywhere we've been in France ........... except the Flot Bleu in Les Menuires!
     
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  17. NickNic

    NickNic Funster Life Member

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    Caxton rate is 1.352 this morning. Will keep an eye on it.
     
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  18. Techno

    Techno Funster Life Member

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  19. denisejoe

    denisejoe Funster

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    I pay for most things on CC when in France - I've got a choice of 3 which are all fee free: Nationwide; Saga & Metrobank.

    All cash is withdrawn using Metrobank Debit card - again fee free.

    Denise
     
  20. NickNic

    NickNic Funster Life Member

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    Thanks Andy (y) Just applied for one of those as well. Still have a fair bit left on my Caxton card so will keep both for the time being. The UKash rate is 1.36 at the moment.
     
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