euro cashcards

Discussion in 'Motorhome Chat' started by chaser, Mar 27, 2013.

  1. chaser

    chaser Funster

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    I know a few of you on here use Caxton euro card , I was thinking of getting one but haveing a look around the net I have seen http://www.mytravelcash.com/travel-...it-card.html?refcode=mytwstd0001&offer=mtcgtd which although offer a slightly less conversion ( 1.144 as compared to caxtons 1.15 today) but give one % cashback on all purchases and all free withdrawels even here which would appear a slightly better deal, anyone know different??? anyone got one???
    thanks
     
    Last edited: Mar 27, 2013
  2. Phill D

    Phill D

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    dont know about the other card but have a Caxton and works well for us.

    you made same mistake as me ... todays card loading rate is E1.154 not E1.5 which may well be the daily bank rate.
    i fell foul of that a while back.
     
  3. chaser

    chaser Funster

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    yeah they have both gone up since i looked (my cash 1.15 caxton 1.154
     
  4. canopus

    canopus Funster Life Member

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    Have a look on Martins Money - all foreign cash and card options are compared. :thumb:

    We have a FairFX and a Halifax Clarity Credit Card which suits us. :thumb:
     
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  5. chaser

    chaser Funster

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    FairFX 1.16 at the moment, have to look into it, thanks
     
  6. chaser

    chaser Funster

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    1euro 60 to draw money at atm:Sad:
     
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  7. ukbill

    ukbill Funster

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    i have a caxton and found it a good card to use rate was good and nearly everywhere took the card
     
  8. Taran_Las

    Taran_Las Funster

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    I have Caxton/fx and Fair/fx just incase one of them goes t*ts up!:Eeek:
     
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  9. donnkim

    donnkim Funster

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    That's a good idea. I have signed up with FairFx and put £550 on it. Waiting for card. We will be spending 6 weeks in France in June and will want about £2k on card plus some cash.
    Will certainly split it.
     
  10. Peter & Elaine

    Peter & Elaine Funster

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    Will someone please explain the advantage In using one of these card
    I have debit and credit cards from Santander on 321 account

    I don't quite get the advantage of another card forgive my ignorance
     
  11. Taran_Las

    Taran_Las Funster

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    I don't have any regular cards that allow me to withdraw cash abroad without paying a charge. So the Caxton card is useful to me. I also have approx €350 on Fairfx which I consider "get me home money" if Caxton goes bust.

    Hope that makes sense.
     
    Last edited: Mar 27, 2013
  12. JOHNSTEY

    JOHNSTEY Read Only Funster

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    Me to. I assume there is no withdrawal fee applied but if this saves more than you get with the % on transactions I am not sure.For example if you take out say 200 euro you might get charged a few euros for the transaction but in the end get that back in %? Anyone know the maths involved?:thumb:
     
  13. chaser

    chaser Funster

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    there is no cost anywhere and your rate is what you filled the card at, you get back all you put in, with credit and debit cards you are charged to use them as well as being charged a conversion charge, maybe £5 or more every time you use them in europe
     
  14. ukbill

    ukbill Funster

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    yes i took out 200 euro on my nw card which was by mistake instead of my caxton rate was 1cent mpore than caxton but it cost me £5 in charges
     
  15. chaser

    chaser Funster

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    if you get the card nicked they only stand to get whats on the card but dont have your bank details, which must be one of the bigest plus's
    No one though has mentioned "Mytravelcashcard" though, which was my OP because it seems to have everything the others have but 1% cashback on all purchases
    http://www.mytravelcash.com/travel-...6_1364460759_fd85a9114e47a1a189226a0ba2fdb864
     
  16. Taran_Las

    Taran_Las Funster

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    As I use my Caxton purely for ATM cash withdrawl I wouldn't get the 1% cashback if I used Mytravelcash instead. But Caxton appear to be offeing a better exchange rate. Quick calculations (in my head) indicate a small gain over Caxton if you use the mytravelcard to purchase many items.:thumb:
     
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  17. Ivory55

    Ivory55 Funster

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    hi can you use the caxton cards for fuel at the unmaned stations, we have not mastered them yet always end up at super u or such like . cheers ivory55
     
  18. Peter & Elaine

    Peter & Elaine Funster

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    Now I am beginning to see the advantage
    Theft fraud
    and it's separated from your main account with only limited cash on it
    Any more please as I am considering one
     
  19. ukbill

    ukbill Funster

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    caxton is at 1cent more than mytravelcash
    and i also use it for cash so any cash back dont apply to me
    but thanks anyway for the info
     
  20. ukbill

    ukbill Funster

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    yes you can the only prob with it i found was tolls
     
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