Electric Bike Insurance

Discussion in 'Motorhome Chat' started by injebreck99, Nov 29, 2012.

  1. injebreck99

    injebreck99 Funster

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    I know that many Funsters use electric bikes to get around on, do any of you bother to insure them for theft etc, if so, can you recommend a company that is reliable and informed about these bikes, having parted with quite a bit of cash for 2 bikes, I don't want to lose them to scumbags. :Angry:
     
  2. jaygee

    jaygee Funster

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    I was able to add them to our house insurance but they stipulate that when not in use they must be locked to an imovable object. So if our camper gets stolen with our bikes in the garage they will not be covered! I will of course take them out of the garage every time we leave the van and lock them to an imovable object nearby :)
     
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  3. Phill D

    Phill D

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    have a look at ETA services ltd on www.eta.co.uk i have taken out thiers not exactly cheap at £59 plus you will need sold secure silver bike lock equipment.
     
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  4. brynric

    brynric Funster

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    I checked on this today, they said as long as they were fixed securely to the motorhome (by an immovable bike rack) they were covered.
    Of course insurance is awash with small print.
     
  5. Phill D

    Phill D

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    what if youve ridden them into the village and stopped for a ??? and one gets nicked?

    you wont have much battery life left after dragging the motorhome along for a few miles:Doh::Rofl1::Rofl1::Doh: sorry:Eeek:
     
  6. Rapphil

    Rapphil Funster

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    When bought mine took out insurance with Cycleguard....£150 stipulating sold silver bike guard. Check what this involves as it weighs a ton, totally impractical to carry on your bike and adds to payload, more like a motorbike lock!
    Needless to say have not renewed.
     
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  7. voyager 1

    voyager 1 Read Only Funster

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    electric bike insurance

    Hi
    Thought this might be useful for electric bike users to know



    Electric bikes - the rules
    In Great Britain, if you’re 14 or over you don’t need a licence to ride electric bikes that meet certain requirements, and they don’t need to be registered, taxed or insured.
    Electric bikes meeting the requirements are called ‘electrically assisted pedal cycles’ (EAPCs). They can be 2-wheeled bicycles, tandems or tricycles.

    EAPC requirements

    The requirements are:

    the bike must have pedals that can be used to propel it
    the electric motor shouldn’t be able to propel the bike when it’s travelling more than 15mph
    the bike (including its battery but not the rider) must not be heavier than 40 kilograms (kg) if it’s a bicycle, or 60kg if it’s a tandem or tricycle
    the motor shouldn’t have a maximum power output of more than 200 watts if it’s a bicycle and 250 watts if it’s a tandem or tricycle
    the bike must have a plate showing the manufacturer, the nominal voltage of the battery, and the motor’s power output
    Where can I ride an EAPC?

    If a bike meets the EAPC requirements it’s classed as a normal pedal bike. This means you can ride it on cycle paths and anywhere else pedal bikes are allowed.

    Other kinds of electric bike

    Any electric bike that doesn’t meet the EAPC rules needs to be registered and taxed. You’ll need a driving licence to ride one and you must wear a crash helmet.

    The vehicle will also need to be ‘type approved’ to make sure it’s safe to use on the road


    of course it would be advisable to have your bike insured for at least theft , check your house content insurance it might cover your bike away from the home. :thumb::thumb:
     
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  8. steevie

    steevie Funster

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    this is just typical with insurance companies, by the time you have complied with their stipulations, you dont really need them. Some of the motorcycle locks weigh as much as a passenger.
     
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