Ehic or travel insurance in Europe (1 Viewer)

[Forestboy]

Both and have had to use both.
Travel insurance is not expensive and cheap when something goes wrong.

 

[Minxy]

EHIC and EHIC Plus for us too ... just wish we could get the dogs put on it as 'kids' as they're usually the ones that cost!

 

[sweetie]

Used to have both, but last quote I had after adding extra bits going wrong the price had rocketed. Two I had used before refused. So now stick to UK

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[olley]

EHIC Plus is just like any other travel insurance, nothing to do with the European EHIC.

Ian

 

[Dorset Diver]

EHIC Plus is just like any other travel insurance, nothing to do with the European EHIC.

Ian

It is certainly a form of travel insurance but it is designed to pick up where EHIC stops, e.g. if you need to be flown back to the UK by Air Ambulance. It means that you are not paying for expensive cover that most people who suffer a medical trauma rarely if ever use.

 

[Norm]

I didn't know there was an EHIC PLUS ! 'Thought reference here meant EHIC plus additional travel insurance. Having just checked the web site it seems I could have saved £30 off our joint £145 annual premium I have only just paid!!

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[Norm]

I've been looking at reviews on EHIP Plus - good & bad !! Only provides cover in State hospitals and just extends the basic EHIC Card. doesn't cover extra's like cancelation charges as with other travel policies and there have been disputes over non disclosed pre existing conditions whilst exorbitant costs when conditions disclosed. Think I'll stick to the policy I have!!

 

[Dorset Diver]

You have it in a nut shell. It does what you say. Invariably insurance companies will penalise anyone who fails to disclose pre-existing conditions. Of course what most people forget is that in an emergency you are normally treated at a state hospital as very very few have trauma facilities.

 

[jp51mog]

Perhaps this is a wake up call for travelers

http://www.dailymail.co.uk/news/art...crash-holiday-Thailand-without-insurance.html

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[2657]

As far as I can see EHIC Plus is just another private insurance company attempting to piggyback on the EHIC name, they have no connection to the Dept of Health.

Maximum cover seems to be 60 days which is of no use to us so I have not delved into the T & C's but if the price is right they do seem to cover a gap in the market.

I have had ADAC plus membership for 8 years so I have some form of travel insurance included but I am aware that this cover is different for non German residents but would take too much effort to ascertain the exact details.

 

[olley]

Just had a quote for the wife from Staysure, 9 days cover in France with high blood and cholesterol medication £23. EHIC Plus £26 before you do the medical bit, I didn't bother to go any further.

Ian

 

[kcy]

Spent a week in Portimao public hospital Feb 2015, dreadfully ill, I had blood tests, scan x rays etc. Was on a drip to rehydrate me. Excellent care. I can't praise them enough just showed my EHIC and passport.

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