Ehic or travel insurance in Europe

Discussion in 'Motorhome Insurance General Discussion' started by irnbru, Aug 29, 2015.

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Do you use the EHIC card or buy travel insurance when touring Europe

  1. EHIC card

    38 vote(s)
    56.7%
  2. Travel insurance

    29 vote(s)
    43.3%
  1. irnbru

    irnbru Funster Life Member

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    Mums wondering whether to take out travel insurance to tour Europe or just go with EHIC card. What do you do?
     
  2. Chockswahay

    Chockswahay Funster

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    Well I voted EHIC but it is a risk we are prepared to take. Medical treatment in Europe is fine but if she needs to be repatriated then she will need DEEP pockets. An air ambulance flight will cost between £6000 and £10000 :eek::eek:

    And before anyone says just jump on a plane/boat/train etc............ they will NOT take people with critical conditions or (in the case of airlines) maybe even just a broken leg or similar.

    Just sayin.........
     
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  3. big map

    big map Funster Life Member

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    Both. We bank with lloyds so we get free travel insurance and we have Ehic too.
     
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  4. vwalan

    vwalan Funster

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    use the ehic . but make sure everyone in the group knows only use state ambulances ,and only get taken to a state hospital.
    you will have to pay some minor charges . prescriptions etc .
    but if you dont need anything at all you have saved .
    have travelled loads in my life . used french spanish and moroccan hospitals . the moroccan was cheapest . you payed for bandages x rays but the doctor was free . nothing to do with ehic card its free .
    france and spain just prescriptions . and dentist work.
    but bstate only . all must know and only use state . not private .
    if you die get burnt in what ever country you die in . ashes can be chucked anywhere .
     
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  5. DonA4000

    DonA4000 Funster

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    Both but we just taken a budget package ;)
     
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  6. Puddleduck

    Puddleduck Funster

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    I take out insurance because of health issues and the risk that I may need to be repatriated. It's never happened but there is always a risk.
     
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  7. vwalan

    vwalan Funster

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    but why would you need to be repatriated . they fix people in just about every country in the world .
    i have health problems . lost a lung in the army . have cancer but cant see the need to repatriate . you live you die . even when i went deeper into africa my kids knew my wife and i might not come back. we did . asia /india . we came back. might not one day . they can fly out and pick up the ashes . put them with my parents . if they want .
     
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  8. Neckender

    Neckender Funster

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    WE have both.

    John.
     
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  9. andy63

    andy63 Funster

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    Both.. think its wise to have the travel insurance as well..
    Ta Andy.
     
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  10. TheBig1

    TheBig1 Funster Life Member

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    Both
     
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  11. Gellyneck

    Gellyneck Funster Life Member

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    Hi Sandra, make sure mum gets both, You, who cares!:eek::giggle::p
    Only joking.:giggle: Just in after dinner party at sis in laws!
    Sorry.:cry:

    Never even asked us if we wanted to stay for brekkie. Bad show or what!(n)
     
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  12. scotjimland

    scotjimland Funster Life Member

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    in over 30 years of travelling abroad, including threes years full time with the kids, have never bought private medical insurance, only ever taken the EHIC card.. and have used it several times.. both in France and Spain.. no problems.
     
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  13. rb62

    rb62 Funster

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    No option for both! EHIC and travel insurance which comes free from the bank when travelling in Europe,had to top it up when we went to N Z
     
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  14. Cal54

    Cal54 Funster Life Member

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    For peace of mind Sandra I would have both, especially if the premium isn't ridiculous. Chockswahay is right about repatriation by airlines, once tried to arrange a flight home from France when a friend had an epileptic attack for the first time and was quite unwell, - no chance
     
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  15. The gasman

    The gasman Funster

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    Have both Mrs gasman needed an ambulance in France once, I had to pay in cash. A s she was taken to A&E I was taken to the cash machine. We had to pay 20% of the hospital bill as well. Not a private hospital, state hospitals charge as well. Because we had insurance we got it all back
     
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  16. tonka

    tonka Funster Life Member

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    Both for me... The EHIC is free and if your able to go to a public hospital then great, get sorted that way..
    I have seen and met quiet a few people who have had silly accidents and got sorted via travel insurance. If prices where horrendous or no cover given then I would consider going with just EHIC.
    Ref re-patriaction, I am with the "leave me there" group. They can burn me just the same in any other country...
     
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  17. NickNic

    NickNic Funster Life Member

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    As people have said you should get the EHIC card anyway. It's free and it allows you access to the public healthcare system whichever EU country you are in. Whether you takeout additional health/travel insurance is up to you.
     
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  18. Chockswahay

    Chockswahay Funster

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    Be wary of people who say repatriation is not an issue.......... I was an air ambulance pilot for many years and I can assure you that repatriation is very expensive and a real need if a medical issue occurs that can not be dealt with locally within a reasonable time period. I have brought people back to the UK who had been receiving state care until the state said 'no more'.

    It does happen......
     
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  19. Robert Clark

    Robert Clark Funster Life Member

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    Both !
     
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  20. icantremember

    icantremember Funster

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    Both .... the insurance is not a great expense in the great scheme of things & worth it for peace of mind ..... in my opinion!
     
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