EHIC Cards Vs Medical Insurance ??? (1 Viewer)

[Abacist]

A friend in his seventies has just had a holiday with his son's family in a villa in Crete. After a few days he became seriously ill. The son had to go looking for a doctor who saw the the father and told him not to go to various hospitals but to get him to one particular hospital, due to the financial crisis in Greece. The holiday insurance kicked in and a paramedic was sent out to accompany him back on a first class commercial flight and get him home safe in a limo. Legionnaires disease. Won't catch me abroad without travel including comprehensive medical insurance and make sure you declare all your previous history in advance!

 

[scotjimland]

Caravan Club Red Pennant

European Health Insurance Card (EHIC)

An excess of £40 (£250 against 185 days ‘Long Stay’ cover) will apply against any
claim for medical expenses unless the EHIC has been presented to the hospital and a saving has been made. Presenting the EHIC not only saves the excess, but it saves the underwriter money.


Axa Travel Insurance

Whether you're travelling to Stockholm for business or jetting off for a relaxing holiday in St Tropez, make sure to pack your E111 European Health Insurance Card (EHIC).
Read our quick and easy guide to find out exactly what an EHIC is, how to get one and why it’s important that you do.

WHAT IS IT?
An EHIC is a card which entitles citizens of the European Economic Area (EEA) and Switzerland to free or reduced-cost healthcare in any of the participating countries. You might have heard it referred to as an E111 card or an EU health card, but EHIC is the official name.

It covers you for any medical treatment you might need, whether you fall ill or sustain an injury during an accident. It also covers treatment for long-term or chronic conditions, such as kidney dialysis and oxygen therapy, though you will need to arrange this prior to your departure through the NHS. Routine maternity care is covered, but if you're planning to have your baby abroad, you will need to pick up an E112 form.


and basically what has been said already..
The EHIC does not cover:

• Mountain rescue
• Air ambulance
• Private care
• Medical tourism
• Cancellation costs
• Extra accommodation costs

http://www.axa.co.uk/help-and-advice/my-travel/guide-to-the-european-health-insurance-card/