dash cams - insurance?

Discussion in 'Motorhome Chat' started by 2dogs, Apr 19, 2014.

  1. 2dogs

    2dogs Funster

    Joined:
    Nov 2, 2011
    Messages:
    257
    Likes Received:
    73
    Location:
    Devon
    got a cheapo recently, works in car but not van ... still figuring why however,
    can you get reduced premiums on insurance and if so which companies?

    will probably pay more than £20:cry: for a decent one for van soon.

    Cheers
    2dogs
     
  2. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    3,190
    Likes Received:
    2,249
    Location:
    Tunbridge Wells
    I am looking for a cheap one too. What did you get and what is it like when it works in the car please?
     
  3. Landy lover

    Landy lover Funster

    Joined:
    Jul 11, 2009
    Messages:
    2,024
    Likes Received:
    3,501
    Location:
    Zummerzet
    Beware of chasing discounts for an on board camera - if you declare a camera and claim a discount you will be required to provide the footage in the event of any claim and if its a debateable situation you could easily come of worst. If you fail to supply the footage then you will be in breach of your contract with the insurers and they would then have reason to cancel your insurance. Then you will have trouble getting reinsured. They would also require you to have a good quality camera which not only videos the road ahead but also have GPS locator which links to Google earth and also has a speed track on it etc. - something like Roadhawk. Not a cheapy one
     
    • Like Like x 5
  4. milpol1

    milpol1 Read Only Funster

    Joined:
    Nov 26, 2011
    Messages:
    80
    Likes Received:
    24
    Location:
    Earth
    There is a free app on Google play if you have a smartphone, i use it daily, its as goosd as if not better than some of the 80/90 dash cams for sale, I put in a 16gb SD card.
     
  5. sadlonelygit

    sadlonelygit Read Only Funster

    Joined:
    Jan 28, 2014
    Messages:
    155
    Likes Received:
    95
    Location:
    forest of dean
    got a £15 one off fleabay, works fine and is just 'peace of mind' rather than for a discount (cos i is an ace driver like)
     
  6. nomadic

    nomadic Funster

    Joined:
    Sep 27, 2007
    Messages:
    665
    Likes Received:
    174
    Location:
    Shropshire based
    A link would be handy, please.:thumb:

    There are so many!
     
  7. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    3,190
    Likes Received:
    2,249
    Location:
    Tunbridge Wells
    Thanks, but won't work for me in the car and may not on the motorhome. I use a dashmount for my phone on both - definitely won't work on the car - picture of windscreen column only! May work on motorhome, but not sure. Also I have a Nexus 5 phone which does not have an external SD slot.

    I can pick up a little camera for about £13 delivered on fleabay which should work on both and at the moment I have a 32GB micro SD card doing nothing (bought it when I thought I was going to buy a different phone!). Just want to know if they are any good or not - seems remarkably cheap. Not worried about GPS or getting insurance discount. But it would have been useful last autumn when a friendly French bus decided he wanted to be in my lane and clipped my wing mirror. Fortunately only broke the indicator glass not the whole mirror
     
  8. PhilandMena

    PhilandMena Funster

    Joined:
    Feb 9, 2008
    Messages:
    2,616
    Likes Received:
    3,612
    Location:
    Corby, Northants
    In a nutshell No! That's what my insurance company told me
    Also, there not admissible in a court of law according to Roadhawk
    . Still, it would be hard to dispute if you have footage showing location,time,date and other person at fault in HD film.
    I have the Roadhawk but never download any of the footage, but it's always on just in case.
     
  9. Landy lover

    Landy lover Funster

    Joined:
    Jul 11, 2009
    Messages:
    2,024
    Likes Received:
    3,501
    Location:
    Zummerzet
    Some insurance companies will - not all - always useful info to have - I did read of a couple who were abroad and involved in an accident which was quite serious for the other party an were close to being arrested over it when they showed the footage on their dash cam which proved they were in the right and were not speeding and the problem was with the other party and they were allowed to continue and not held to blame at all. not certain where I read this may have been on here even.
     
  10. milpol1

    milpol1 Read Only Funster

    Joined:
    Nov 26, 2011
    Messages:
    80
    Likes Received:
    24
    Location:
    Earth
    • Like Like x 1
  11. GJH

    GJH Funster Life Member

    Joined:
    Aug 20, 2007
    Messages:
    27,207
    Likes Received:
    34,387
    Location:
    Acklam, Teesside, originally Glossop
    This is the one I went for. Bought one last year which is now permanently in the car and bought another for the van in January.

    It has a GPS locator which links to Google Earth at a fraction of the price of a Roadhawk - and the mount it sits in can be either way up so it is truly a dash camera and not just a windscreen mount camera.
     
    • Like Like x 1
  12. dave newell lvs

    dave newell lvs Trader-Vehicle Services

    Joined:
    Oct 31, 2008
    Messages:
    2,509
    Likes Received:
    3,308
    Location:
    Telford, Shropshire
  13. 2dogs

    2dogs Funster

    Joined:
    Nov 2, 2011
    Messages:
    257
    Likes Received:
    73
    Location:
    Devon
    Thanks all for the replies,
    I do realise the issue of full compliance for insurance purposes if they would cover you, just wondered out of interest.

    must admit after listening to myself on one drive to work, I would be done for bad singing, moaning at tourists:BigGrin: and shouting at animals on the road.

    Peterc10 this is the one I got bidding:
    http://www.ebay.co.uk/itm/Full-HD-1...n-Video-Recorder-Camera-w-HDMI-/181145177579?

    Cheers
    2dogs
     
  14. Reallyretired

    Reallyretired Funster

    Joined:
    Apr 27, 2008
    Messages:
    5,701
    Likes Received:
    3,207
    Location:
    Eastbourne East Sussex
    I've got a couple of those.
    If you don't mind waiting a bit you can get them cheaper direct from China.
     
  15. sadlonelygit

    sadlonelygit Read Only Funster

    Joined:
    Jan 28, 2014
    Messages:
    155
    Likes Received:
    95
    Location:
    forest of dean
    this is what i bought and does a reasonable job, providing you put a C10 card into it.
     
  16. RS_rob

    RS_rob Funster

    Joined:
    Dec 14, 2013
    Messages:
    880
    Likes Received:
    604
    Location:
    Turnford
    I personally wouldn't bother trying to chase a discount from my insurer unless you have proof of figment by certified company & can prove that it is fully automatic in self powering & capturing footage by use of its knock sensors, they may even want the auto upload feature s as well.

    I use my GoPro for Kayaking & as a dash cam in the truck, car & MH
     
  17. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    3,190
    Likes Received:
    2,249
    Location:
    Tunbridge Wells
    That's the one I have just gone for. Got it for £12.99.
     
  18. Gunner29

    Gunner29 Read Only Funster

    Joined:
    May 24, 2012
    Messages:
    838
    Likes Received:
    612
    Location:
    Plymouth
    web site

    Have a look at www.techmoan.com he explains what to look for and reviews a few and I like the DR32.
    WHICH mag is reviewing dash cams in the August edition so that should be interesting:thumb:
     
Loading...
Similar Threads
  1. Marvic
    Replies:
    22
    Views:
    713
  2. Mart grump
    Replies:
    5
    Views:
    426
  3. elamessa
    Replies:
    7
    Views:
    542
  4. Tezza
    Replies:
    7
    Views:
    499
  5. MuddyPuddle
    Replies:
    20
    Views:
    1,152

Share This Page