Credit card use in France

Discussion in 'Motorhome Chat' started by Movinon, Aug 20, 2014.

  1. Movinon

    Movinon Funster

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    I have acquired a Barclaycard since I last travelled in France and am planning to use this for fuel and aires/campsites in France when necessary. As I need to know this is OK before I travel, has anyone had a Barclaycard rejected for such use?
     
  2. laneside

    laneside Funster

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    We have never had a problem with Barclaycard in France but I am afraid you will not get very far paying for aires without euros
     
  3. Movinon

    Movinon Funster

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    Thank you Laneside. Paying with euros is not a problem - I am more concerned about access to aires which are card operated
     
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  4. nelly

    nelly Funster

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    We encountered several aires that had been changed to card only payment this summer. We did not have a problem using our card but it was not Barclaycard but i am sure that would be fine

    Nelly
     
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  5. Ivory55

    Ivory55 Funster

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    We was going to get a Caxton card, filled in all on line. Then got an email saying they need passport and utility bills. I am the one giving them money ! So have given it a miss and hope our credit cards work in France at aires etc.
     
  6. laneside

    laneside Funster

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    Sorry you are quite correct I forgot we came across a couple of aires earlier this year with new barrier entry or in some cases barrier exit where it was pay by card and yes our Barclaycard worked
     
  7. peter marshall

    peter marshall

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    We got a Cash Card from the Co.op travel, loaded up with Euro's no charge when used also it comes of at the same rate as going on, there are others as well, we used it in Portugal Spain & France with no prob's. Pete

    P
     
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  8. peter marshall

    peter marshall

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    Ps We also take Euros just incase there is a prob.
     
  9. Mack100

    Mack100 Funster

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    Why blame Caxton, it's probably more to do with money laundering regulations?
     
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  10. Ivory55

    Ivory55 Funster

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    It just sounded strange to me, thought better safe then sorry
     
  11. Timetraveller

    Timetraveller Funster

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    Used Caxton all over Europe for the last 3 years with no problem, including aires, in fact I wouldn't be without it now.
     
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  12. chaser

    chaser Funster

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    We have http://www.mytravelcash.com/LANDING...repaid-card/?refcode=msmwstd0013&offer=mtcftd
    Can't remember them wanting passport or anything, and if you sign up now they give you an extra £12, not as good rate as Caxton but you get one per cent back on all uses , some tolls and auto petrol pumps won't take it but otherwise no probs
     
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  13. Gizmouk

    Gizmouk Funster

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    In my limited experience of French campsites, they like the feel of cash.
    Barclaycard will be fine at petrol stations, supermarkets etc, but let Barclaycard know you intend to use it outside of the UK and approx dates.
     
  14. MuddyPuddle

    MuddyPuddle Funster

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    Also be aware that if you use the card at unmanned fuel stations they will probably earmark a substantial amount on your card irrespective of how much you spend - this will reduce the amount of available credit you have on the card till the transaction is processed by the card issuer and the true amount debited ( could be 2+ days)
     
  15. Goronwy

    Goronwy

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    Best credit card to use in Europe is Halifax Clarity card,no charges for using it, also consider getting Fair FX card which you can preload,I use FairFX for all purchases at motorway and other fuel stations,for security reasons.
     
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  16. callumwa

    callumwa Read Only Funster

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    Halifax Clarity....... absolutely number 1 card to use in Europe.......(y)
     
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  17. chaser

    chaser Funster

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    Heard this many times but do you have to have another Halifax account or something to get one as they never show up on here http://www.moneysupermarket.com/prepaid-cards/euros/?goal=PPC_TRAVELCARDEURO
     
  18. Goronwy

    Goronwy

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    I found out about clarity card and Fair FX through Martin Lewis Moneysaving expert .com.
    You don't need to have an account with Halifax to get Clarity card.
     
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  19. lou020

    lou020 Funster

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    Same here,wouldn't be without it,,,,but it won't work in unmanned 24h fuel stations or toll booths, I use Santander zero card for them, no charges whatsoever..
     
  20. iandsm

    iandsm Funster

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    Every single time you use Barclaycard in Europe you will pay a foreign transaction charge for each transaction which will be about £1 plus you will get a poor conversion rate. After a holiday you would be astounded to find out the total of these charges, depending on the length of your trip will depend on what you pay but suppose you use the card twice a day for 14days - £28.00. plus the markup because of the poor exchange rate.

    Best advice is don't use any credit card unless you have to. Get a debit card that does not charge for foreign transactions and gives a decent exchange rate (N&P come to mind).

    Our first long trip was for three months which cost us dear, several hundred pounds in charges and, so now we use N&P's debit card for all transactions. No fees for purchases to ATM withdrawals whatsoever.

    I would read your terms and conditions on Barclaycard vary carefully.

    If you didn't have the money available up front, rather than use the Barclaycard, for transactions abroad you could take a cash advance/transfer to your UK bank account. (Providing its an account that does not charge a forieign transaction fee).There would only be one transfer fee, £3% I believe and you would pay not interest n the advance for I think 12 months. On the other hand you could request an arranged overdraft from you non fee changing UK account which would be cheaper than Barclaycard.

    Whatever you do, have a great time.
     
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