Cover note

Discussion in 'Motorhome Insurance General Discussion' started by Luvin156, Aug 28, 2016.

  1. Luvin156

    Luvin156 Funster

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    Hi there

    We are going to be looking at hopefully our new(used) MH, if we do decide to buy it and take it with us do you lovely people know where the best place is to get covered on the way home?

    Thanks in advance

    Paul
     
  2. Speve

    Speve Funster

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    Comfort insurance,Safeguard insurance,there is also companies on the forum that will quote.
     
  3. GeriatricWanderer

    GeriatricWanderer Funster

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    I would suggest you get a load of quotes before you go so, if you do make the purchase and want to drive it home, you can just call up a quote and pay on line.
     
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  4. Bobby22

    Bobby22 Funster

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    If you collect it within office hours most insurance companies will give instant cover over the phone or on the net.

    Edit ....good advice above.
     
  5. Luvin156

    Luvin156 Funster

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    Well it's bank holiday Monday so don't know if I'm going to have to do two trips (9 hour round trip) I am fully comp through my cars and also my business.
     
  6. Bobby22

    Bobby22 Funster

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    The motorhome must have its own insurance. Unless your business has a motor trade policy that covers you.

    Some insurance companies may well be open for business on monday.

    The vendor may have the van insured at the moment and may keep it insured until you can get it fully insured.
     
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  7. Allanm

    Allanm Funster

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    You could also get online quotes, as soon as you accept a quote and pay, you are insured.
    Just do your homework beforehand and have a couple of quotes ready to go.
    I wouldn't rely on the vendor keeping it insured for you. I wouldn't be happy doing that, if something happens and you need to claim, it will affect their ncb.
     
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  8. John Laidler

    John Laidler Funster

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    Will you not have to tax it as well? This can be done on line of course.
     
  9. Langtoftlad

    Langtoftlad Funster Life Member

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    If you're thinking of viewing, negotiating & driving it back all the same day - have you thought about how you'll pay for it?
    Another can of worms...
     
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  10. emmitdb

    emmitdb Funster

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    Just to join in.
    When we bought our latest car, the dealer needed OUR Insurance in order to Tax it for you on the day.
     
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  11. Theonlysue

    Theonlysue Funster Life Member

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    Check the policy details and ensure its the correct cover for you requirements.
     
  12. GeriatricWanderer

    GeriatricWanderer Funster

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    ........... providing you have insurance and an MoT.
     
  13. wizzer59

    wizzer59 Funster

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    You can get fully comp temp insurance(y) just google temp car insurance, I usually use Aviva and its usually less than £25 a day;)
     
  14. Badknee

    Badknee Funster

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    Yes I forgot this scam by the DVLA, as soon as the V5 is signed the road fund licence ceases, no longer, oh it taxed for x number of months.
     
  15. Murphy

    Murphy Funster

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    Personally, go take a good look, if you then like the van, then leave deposit and then get all the tax and insurance thoroughly sorted before returning to collect, not worth all the stress and hassle trying to do it all days especially on a bank holiday, plus makes the collection more enjoyable even if it means another journey !
     
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  16. Bart

    Bart Funster

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    +1
    @Luvin156 We traveled from N.Ireland to yorkshire to buy our MH , and we had two trips for it ,,, 1 to view it and the 2nd to collect it.
    Think how long it has taken you to aquire said money to purchase the MH , andother few days or weeks will make no difference , ofc i know you are like the rest of us and could not wait to get your MH , but its best to do it right. :)
     
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  17. Luvin156

    Luvin156 Funster

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    Wife is now looking into insurance.
    We have actually went down to have a look and like it so will sort everything out beforehand
     
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