Continental Breakdown insurance - mmmm

Discussion in 'Motorhome Chat' started by ojibway, Sep 20, 2014.

  1. ojibway

    ojibway Funster

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    We have our motorhome insured through Safeguard and also have continental breakdown through them.

    However, we will be taking our car to France for a few days next week and found that the Red Pennant (green Flag) with whom we have breakdown cover, don't extend to Europe.

    I phoned the Caravan Club to get a quote for continental breakdown cover and they wanted all details of the vehicle - height, roofbox, all passengers who might be coming with us with names and dates of birth and declaration of medical problems, if any.
    Price? £240. This is for breakdown, not personal insurance.

    Called Safeguard. They asked what car and nothing else.
    Price? £101 reduced to £78 for the first year, cancellation whenever I want and no cancellation fee!

    Guess who I went with?

    Mike
     
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  2. Bertie Bassett

    Bertie Bassett Read Only Funster

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    Have to say that like you my experience of Safeguard has been very positive to date. (y)
     
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  3. Yorick

    Yorick Funster

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    Is this a quiz?
     
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  4. busby

    busby Funster

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    If you were with ADAC the breakdown insurance covers you and your partner in what ever vehicle you are driving...BUSBY:):)
     
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  5. tonka

    tonka Funster Life Member

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    £74 Green flag... European annual policy..
    Took it out for my car trip to Benidorm ( grandkids wanted a change from motorhome, silly kids)...

    Then. £35 cash back from quidco... I. love a bargain...
     
  6. SUGGY

    SUGGY Funster Life Member

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    After the lack of breakdown assistance from that i got ....
    after complaining i was told you must speak german to our breakdown team .
     
  7. sdc77

    sdc77 Funster

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    I am an Adac member... Never had to use them... And i had read the odd negative thing about them. We recently had an engine management light cone on and reduced power.. Called them.. Spoke with an excellent English speaking German guy who was very efficient and had the AA out within an hour. No problems at all as I expected. (the problem turned out to be the throttle body issue that was resolved under warranty). I see no reason why I wouldn't have received the same efficient germanic service anywhere the policy covers.
     
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  8. busby

    busby Funster

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    Had cause to use them twice in Spain...excellent service on both occasions ...BUSBY:):):)
     
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  9. FIDGET

    FIDGET Funster

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    Hi , we used rac great service and English speaking lady based in lyon kept us updated all the way through what time breakdown down truck would be there then checked to see if he had arrived then found puegeot dealer for problem she then explained problem to dealer and organised job to be done , then checked back with us afterwards to see if all ok, in all about 12 phone calls to us plus several to garage etc , Def use them again next year hope I don't need them.
    Terry
     
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  10. landscaper

    landscaper Funster

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    Safeguard are great. Rescued us twice this year once in the middle of nowhere in the Highlands and another time in the Peak District - came within 45 mins both times. Excellent service.
     
  11. suavecarve

    suavecarve Funster

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    I am afraid I have to slate Safeguard. We broke down in a Champagne Chateau within the walled grounds alongside the private part of the river seine in August this year at closing time for the chateau. The owners were happy for us to stay overnight in their unbelievably nice grounds including an 800 yars driveway. Safeguard made arrangments for the gates to be unlocked to let themselves in and locked when they took us out. They arrived in about an hour and we were taken to garage where we slept overnight before getting mended in the morning. They arrived within the hour and language was not a concern. If they were even the slightest bit disorganised we would have had a very pleasant nights stay all by ourselves with our own bit of the seine. On this basis I find it hard to reccommend them
     
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  12. Chris

    Chris Funster Life Member

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    I have got Green Flag with European cover on my car.About £120 I think.

    I had to use it last year when the clutch went on my old car while in France.

    They were absolutely first class. They towed away within an hour of my call and next day I was picking up a hire car arranged through them.
     
  13. matamoros

    matamoros Funster

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    Never had to use ADAC but the big advantage to me, apart from the many other benefits, is pan european cover 365 days with no trip limits. ADAC plus membership this year was €89.50 (£71)
    Can.t find a link so will have to cut & paste:

    "
    The attractive service package of the ADACPlusMembership protects you and your spouse/partner when driving your own and also other party's vehicles in Germany and Europe-wide following a breakdown, accident and theft. In addition each other driver may claim the same services, when driving a vehicle that is registered in your or your spouse's name. With the following services we will help you, if the protected vehicle is no longer mobile owing to an accident or if it was stolen:


    - Breakdown and accident assistance (§ 23) to EUR 200.-
    - Assistance with lost or defective car keys (§ 24)
    - Towing (§ 25) up to EUR 200.-
    - Off-road recovery (§ 26)
    - Accommodation costs after vehicle loss (§ 27)

    - Transfers after vehicle loss (§ 28)

    - Travel expenses after loss of driver (§ 29)

    - Vehicle transportation (§ 30)

    - Passenger transport "Pick-up" (§ 31)

    - Spare parts despatch (§ 32)

    - Vehicle customs clearance and scrapping (§ 33)


    The person-related PlusServices following illness and injury are even provided to you, your spouse/partner and your minor children on journeys worldwide, regardless of the means of transport chosen. The PlusServices following illness and injury include:


    - Medical repatriation (§ 12)

    - Accommodation expenses (§ 13)

    - Hospital visit (§ 14)

    - Escort service for children (§ 15)

    - Non-scheduled return (§ 16)

    - Assistance in special emergencies (§ 17)

    - Repatriation of pets (§ 18)

    - Medication and spectacles despatch (§ 19)

    - Assistance with the loss of travel documents (§ 20)

    - Interpreters service (§ 21)

    - Vehicle recovery in the event of vehicle loss in Europe

    (§ 22)

    - Credit services


    The comprehensive safety of the ADACPlusMembership is available to you for an annual fee of EUR 79,50. As your wife is included in the ADACPlusCover, she would not need the associate membership.


    The ADACPlusMembership protects all vehicles regardless of the vehicle type, which do not exceed the following measures and dimensions:


    max. vehicle length 10,- m

    max. total length 2,55 m

    max. total height 3,- m Motorcaravans max. 3,20 m

    max. admissible total weight 3,50 t Motorcaravans max. 7,50 t

    max. number of persons (incl. driver) 9 persons


    The insurance covers free of charge the towed one-axle trailer which includes the above mentioned dimensions and weights (including cargo). Trailers whose axles are less than 1 m apart are regarded as one-axle trailers.


    For motorhomes exceeding the defined maximum dimensions, the following benefits shall be excluded:


    - Off-road recovery (§ 26)
    - Vehicle transportation (§ 30)

    - Passenger transport "Pick-up" (§ 31)

    - Vehicle customs clearance and scrapping (§ 33)
     
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