Cancel credit cards before death

Discussion in 'UK Touring' started by Loujess, Nov 10, 2011.

  1. Loujess

    Loujess Read Only Funster

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    Be sure and cancel your credit cards before you die!
    This is so priceless and so easy to see happening - customer service, being what it is today!
    A lady died this past January, and WESTPAC bank billed her for February and
    March for their annual service charges on her credit card, and
    Then added late fees and interest on the monthly charge. The balance had
    Been $0.00, now is somewhere around $60.00.
    A family member placed a call to the WESTPAC Bank:
    Family Member:
    'I am calling to tell you that she died in January.'
    WESTPAC:
    'The account was never closed and the late fees and charges still apply.'
    Family Member:
    'Maybe, you should turn it over to collections.'
    WESTPAC:
    'Since it is two months past due, it already has been..'
    Family Member:
    So, what will they do when they find out she is dead?'
    WESTPAC:
    'Either report her account to the frauds division or report her to
    The credit bureau, maybe both!'
    Family Member:
    'Do you think God will be mad at her?'
    WESTPAC:
    'Excuse me?'
    Family Member:
    'Did you just get what I was telling you . . . The part about her
    Being dead?'
    WESTPAC:
    'Sir, you'll have to speak to my supervisor.'
    Supervisor gets on the phone:
    Family Member:
    'I'm calling to tell you, she died in January.'
    WESTPAC:
    'The account was never closed and the late fees and charges still apply.'
    Family Member:
    'You mean you want to collect from her estate?'
    WESTPAC:
    (Stammer) 'Are you her lawyer?'
    Family Member:
    'No, I'm her great nephew.'
    (Lawyer info given)
    WESTPAC:
    'Could you fax us a certificate of death?'
    Family Member:
    'Sure.'
    ( fax number is given )
    After they get the fax:
    WESTPAC:
    'Our system just isn't set up for death. I don't know what more I
    Can do to help.'
    Family Member:
    'Well, if you figure it out, great! If not, you could just keep billing
    Her. I don't think she will care.'
    WESTPAC :
    'Well, the late fees and charges do still apply.'
    Family Member:
    'Would you like her new billing address?'
    WESTPAC:
    'That might help.'
    Family Member:
    ' Rookwood Memorial Cemetery , 1249 Centenary Rd, Sydney Plot Number
    1049.'
    WESTPAC:
    'Sir, that's a cemetery!'
    Family Member:
    'Well, what the f**k do you do with dead people on your planet?'.............
     
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  2. joncris

    joncris Read Only Funster

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    Yup they really are that stupid
     
  3. johnp10

    johnp10 Funster

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    DONT CANCEL!

    The only way to show a profit on your life is to die owing someone money.
     
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  4. tofo

    tofo Funster

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    i must be having a good life then

    spare us a pound for a cuppa gov

    please mr i havent eaten for ages :thumb:
     
  5. madbluemad

    madbluemad

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    We have never owned a credit card in our lives and have never needed one.
    Jim
    :BigGrin:
     
  6. GJH

    GJH Funster Life Member

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    That's where you're going wrong. You doesn't eat forages, you forages for summat to eat.
     
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  7. Jaws

    Jaws Funster Life Member

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    OK Jim.. you have piqued my interest..

    How do you buy stuff on line ( or perhaps you don't ?? But then you must have paid for forum sponsorship ?? )
    Tell me to sod off and not be nosey if you like, just fascinated by the prospect

    I find life SO much easier with a credit card and a debit card

    While most people do not consider a debit card as a credit card, in the eyes of the law it is.. Your bank often arranges an overdraft for use in conjunction with a debit card even when we do not know about it or want such a thing
     
  8. madbluemad

    madbluemad

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    I have a Bank Card, in no way is a Bank Card a Credit Card. I did have, until a few months ago an AMEX Debit Card, which in no way is a Credit Card. I got shut of the AMEX Card because I was no longer using it.
    Jim
    :Smile:
     
  9. Jaws

    Jaws Funster Life Member

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    Ahhh.. cheers Jim :thumb:
     
  10. sedge

    sedge Funster

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    I adore it (if I am not in the middle of owt) when I get one of those phone calls telling me they can sort out my debts.

    Oh really? - which debts would they be?

    All your debts.

    But I don't have any debts!

    Everybody has some debts madam!

    I'm not Everybody, I'm Me. You must already know I'm Me, otherwise why would you ring Me?

    I don't know what you mean, I am offering you a service to get rid of your debts.

    So what's the weather like in Chennai today? I only ask cos it's raining £20 notes here, Goodbye!
     
  11. Wyaye wires

    Wyaye wires

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    When my father died in 2003 we had the usual Irish funeral with a wake etc. This included a meal at a local hotel. My mother paid for the meals using my dads credit card and as usual was able to sign his name! :Rofl1::Rofl1::Rofl1::Rofl1::Rofl1:

    Kath & Howie
     

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