Breakdown cover

Discussion in 'Motorhome Insurance General Discussion' started by Skempy, Sep 11, 2014.

  1. Skempy

    Skempy Read Only Funster

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    We have just bought our first motorhome and am wanting some breakdown cover. Can anyone recommend a company to go with? Will just be travelling in the UK. Thanks in advance
     
  2. DavidG58

    DavidG58 Funster

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    we really like the cover offered by RAC and we got the best deal by joining C + CC which we were going to do anyway

    our MH is 5 tons and some will not cover this weight, but this option covers us fully with European cover

    sorry cant recall what we paid
     
  3. Martin OSullivan

    Martin OSullivan

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    would be good of you added what motorhome you have bpught so peope
    le can advise better.
    my biggest advice is dont do without it
     
  4. steevie

    steevie Funster

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    best bit about the rac/CCC recovery is that it will take you on to have your holiday, and then recover you home. My mate needed it last year, and it all worked out fine. Plus, it is you that is covered, in any vehicle you travel in, up to any weight or length. How could it be better. £42 CCC charge, which you get a £25 voucher back[which you can even use for next years subs], and then £82 for the the recovery part.
     
  5. Bertie Bassett

    Bertie Bassett Read Only Funster

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    It comes 'free' with Safeguard insurance
     
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  6. Khizzie

    Khizzie Funster

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    Safeguard insurance offers it free ...oopps sorry b.b. notice you have already said that.
     
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  7. Bertie Bassett

    Bertie Bassett Read Only Funster

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    Nothing wrong with 'stereo' postings Roy!(y)
     
  8. kcy

    kcy Funster

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    What about abroad?
     
  9. Bertie Bassett

    Bertie Bassett Read Only Funster

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    If that's a question about Safeguard souix, cover is Europe wide. If not I'll hush my mouth!:censored:
     
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  10. Khizzie

    Khizzie Funster

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    I concur ,Europe wide according to my policy.
     
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  11. peterc10

    peterc10 Funster

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    I too have it with my Safeguard insurance. It is actually organised by the AA.
     
  12. FULL TIMER

    FULL TIMER Read Only Funster

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    but with the "free" cover that comes with safeguard insurance are there any weight / length age of vehicle restrictions. I use Green Flag / Mayday via the caravan club , no weight or size restrictions cost this year for me is £68 for roadside assistance and recovery plus duel recovery for booked holidays etc
     
  13. peterc10

    peterc10 Funster

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    Yes mine covers any weight and length. Cover abroad slightly different above 3500kg and/or more than 7m long, but still covered. Don't know about age - I suspect the only way you will find out is if you try to get a quote from them.
     
  14. busby

    busby Funster

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    I think Safeguard FREE breakdown only covers UK...they asked me well over £100 for overseas BREAKDOWN......ADAC for Europe and N Africa...excellent service....BUSBY:):)
     
  15. peterc10

    peterc10 Funster

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    Mine included UK and European breakdown in the base price from memory. Does not cover North Africa though
     
  16. Khizzie

    Khizzie Funster

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    No the cover I have from safeguard is inc european breakdown upto 7mtr and 3.5t. I have their comprehensive cover which also covers homestart etc.
     
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  17. busby

    busby Funster

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    I think you must have payed extra for your European Breakdown...just checked my policy...only covers uk for Breakdown. If i remember correctly when i took policy out European Breakdown was an extra £160 odd so i declined.. My premium is £305 per annum...it was a bit cheaper until i removed my very faulty alarm and immobiliser ....BUSBY:):)
     
  18. Khizzie

    Khizzie Funster

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    My premium was £401 fully comp. So yes looks like I paid a bit more for it .
     
  19. Bertie Bassett

    Bertie Bassett Read Only Funster

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    All true Roy. My total premium this year was £228.71 but I've only got a Rhythm PVC and I live in the wilds of Wales! So I think the add on cover is very good value for money!
     
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  20. peterc10

    peterc10 Funster

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    Busby, I have a 7.23m long x 3.5t Coachbuilt and my premium from Safeguard, including the European cover, was £312. It is underwritten by Allianz. As far as I can remember they did not have an option to not have the European breakdown; they certainly did not quote me for it.

    Comfort (and AIB) quoted me £346 for the same cover (RAC breakdown rather than AA), although they were willing to quote cheaper (about £60 less from memory) for UK only breakdown. Their's was underwritten by Aviva.

    I saved a fortune by shopping around - Saga who I used for the first year of insurance, wanted £700 for the same cover in the second year (and I had made no claims) and would not budge when I told them they were too expensive.

    Of course it is very difficult to compare what I pay with what anybody else would pay because so much depends on your postcode, where you keep the motorhome, and what motorhome it is. To help though I told them that I kept it on my drive, had an alarm (but did not know what category it was) and had reversing camera and sensors.
     
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