Breakdown cover abroad over 3.5 t

Discussion in 'Motorhome Chat' started by Vlad The Impaler, Jul 18, 2016.

  1. Vlad The Impaler

    Vlad The Impaler Funster

    Joined:
    Apr 22, 2012
    Messages:
    1,610
    Likes Received:
    2,177
    Location:
    Rutland
    Mrs Vlad ,has just informed me that insurance companies can no longer offer free breakdown cover with their policies .We always used Comfort Insurance due to the fact it was included,we are due to go to France at the weekend and have no cover .
    Who gives the best value package for a Mh over 3.5 t ?
    It's not a monster just over at 3.8 t

    Vlad
     
  2. Feltwell

    Feltwell Funster

    Joined:
    Aug 27, 2014
    Messages:
    362
    Likes Received:
    362
    Location:
    Shropshire
    I've just dropped the RAC through the C&CC, and gone with opening a Nationwide Flexplus bank account.

    £10 per month gets full European breakdown cover for MH up to 8m in length and 7.5t weight, no height or width restriction - plus any cars you've got - and it can be a joint account. Doesn't look like Motorbikes are covered though.

    You get travel insurance as well, again joint cover + and dependent kids. Seems like a good deal.
     
    • Like Like x 1
    • Useful Useful x 1
  3. Mikeco

    Mikeco Funster

    Joined:
    Sep 26, 2013
    Messages:
    592
    Likes Received:
    400
    Location:
    Market Rasen
    ADAC
     
    • Like Like x 4
  4. Minxy Girl

    Minxy Girl Funster Life Member

    Joined:
    Aug 22, 2007
    Messages:
    8,477
    Likes Received:
    9,826
    Location:
    E Yorks
    That's interesting as we have a policy with Safeguard who include recovery as standard - did Mrs Vlad say what the reason is?
     
    • Like Like x 1
  5. Xabia

    Xabia Funster

    Joined:
    Jan 20, 2011
    Messages:
    679
    Likes Received:
    409
    Location:
    Rural Nottinghamshire
    I'm with Comfort and have RAC breakdown cover at an extra cost of around £65.
     
    • Informative Informative x 1
  6. Vlad The Impaler

    Vlad The Impaler Funster

    Joined:
    Apr 22, 2012
    Messages:
    1,610
    Likes Received:
    2,177
    Location:
    Rutland
    She's gone out for a bit but will get facts later,the just of it is that from April ish this year it cannot be given free with a policy it has to be sold ! As our policy has just been renewed Comfort have to sell it as an extra,so I thought I'd shop around



    Vlad
     
    • Informative Informative x 1
  7. Feltwell

    Feltwell Funster

    Joined:
    Aug 27, 2014
    Messages:
    362
    Likes Received:
    362
    Location:
    Shropshire
    I didn't think they were accepting new members from the UK?

    I would have stuck with RAC, through the C&CC, but the extra they wanted for European cover over UK only was too much - plus the fact that I only joined the C&CC to get the breakdown cover, so I can save £37 a year membership there too.
     
    • Useful Useful x 1
  8. Speve

    Speve Funster

    Joined:
    Jul 29, 2013
    Messages:
    1,969
    Likes Received:
    1,637
    Location:
    Salisbury
    We have just reinsured Motorhome and car with comfort and their uk and European breakdown cover is £60 no weight limit.
     
    • Like Like x 1
  9. sdc77

    sdc77 Funster

    Joined:
    Jan 28, 2013
    Messages:
    2,475
    Likes Received:
    2,881
    Location:
    East london
    ADAC ... and they never stopped taking new UK members
     
    • Like Like x 2
  10. Feltwell

    Feltwell Funster

    Joined:
    Aug 27, 2014
    Messages:
    362
    Likes Received:
    362
    Location:
    Shropshire
    Interesting - how do you apply then? All I could see was the link below which requires you to have an address in Germany.

    https://www.adac.de/mitgliedschaft/adac_membership/

    If it's cheaper I may stop the Nationwide, although I would need to factor in travel insurance cost.
     
  11. mexican pete

    mexican pete Funster

    Joined:
    Nov 6, 2012
    Messages:
    19
    Likes Received:
    14
    Location:
    Guildford
    My Motorhome is 4.25t and is insured with Caravan Guard who include overseas breakdown cover for a reasonable fee
     
  12. sdc77

    sdc77 Funster

    Joined:
    Jan 28, 2013
    Messages:
    2,475
    Likes Received:
    2,881
    Location:
    East london
    You call them and just ask for an English speaker. I think most of use use partner plus.
    00 49 941 55673
    You'll need a card handy
    Costs about €90
    Covers either of you in any vehicle under 7.5t
     
  13. goneoff

    goneoff Funster

    Joined:
    Aug 19, 2009
    Messages:
    112
    Likes Received:
    9
    Location:
    Leicestershire
    If it’s just UK and European breakdown cover try "LV Britania Rescue” Tel: 0800 756 8700. They cover up to 7 tonnes and according to Which beat their competition in both performance and price in fact they where No 1 in the latest Which survey. Hope this helps, good luck
     
    • Useful Useful x 1
  14. Spidey

    Spidey Funster

    Joined:
    Jun 16, 2013
    Messages:
    830
    Likes Received:
    550
    Location:
    Wiltshire
    Another vote for nationwide plus account. £10 a month for travel, breakdown and mobile phone insurance :)
     
  15. sdc77

    sdc77 Funster

    Joined:
    Jan 28, 2013
    Messages:
    2,475
    Likes Received:
    2,881
    Location:
    East london
    Just had a quick check .. the LV European cover for any vehicle is £180
     
  16. Littlewheels

    Littlewheels Funster

    Joined:
    Jan 13, 2014
    Messages:
    172
    Likes Received:
    136
    Location:
    West Yorkshire-Andalucia
    From experience be warned that Insurance abroad is basically routed through Europ Assistance and that they don't repair your Vehicle they merely take you to the nearest Dealer ie: Fiat,Merecedes etc.

    You have to pay for the repair!
     
  17. Shrimp64

    Shrimp64 Funster

    Joined:
    May 27, 2015
    Messages:
    482
    Likes Received:
    602
    Location:
    Bedford
    ADAC our van is 3.8
     
    • Like Like x 1
  18. zac

    zac Funster Life Member

    Joined:
    Nov 19, 2013
    Messages:
    704
    Likes Received:
    231
    Location:
    Hampshire
    I didn't know this as I already have this on my flex account, i knew it covered cars but not Motorhomes if this is correct then happy days although my MH is currently covered under the 2 year manufacturer warranty (i think) with fiat assistance. There is a 3rd year but something happens with this as i think it is through another company where i have to claim back. But i will just use Nationwide as it will be easier.

    It doesnt look as though it covers trailers which I may need, are there specific companies that cover towing trailers for breakdowns?
     
  19. DuxDeluxe

    DuxDeluxe Funster Life Member

    Joined:
    Jul 10, 2008
    Messages:
    9,324
    Likes Received:
    25,007
    Location:
    Planet Zog
    Yes, insured through comfort and the breakdown/recovery is an extra cost but definitely no limit
     
    • Like Like x 1
  20. Steve and Kat

    Steve and Kat Funster

    Joined:
    Nov 23, 2015
    Messages:
    332
    Likes Received:
    855
    Location:
    East Sussex, Nr Bateman's & West Sussex, Horsham
    Ours is with AIB and it's 4250 and no problem. I specifically asked about this... I might just give ours a call today just to have piece of mind as we are France bound again in October.. Thank you for the heads up (y)
     
Loading...

Share This Page