BEST CASH CARD TO USE WHILE ABROAD

Discussion in 'Motorhome Chat' started by colyboy, Nov 13, 2014.

  1. colyboy

    colyboy Funster

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    Which is the best and cheapest cash card to use abroad? Caxton or others?

    colyboy
     
  2. Brisey

    Brisey Funster Life Member

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    We have been using Caxton for the past 4 years without any problems.

    Brisey.
     
  3. chaser

    chaser Funster

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    We use Mytravelcash, not pushing or knocking it, it works for us, not the best conversion, but there is no charges whatsoever, and if you keep an eye on your email they have special offers now and again where you get extra euros when you load it , and also you get a genuine 1% cash back on all purchases direct into your account. Works every where except card only fuel stations, and some tolls.
     
  4. hilldweller

    hilldweller Funster Life Member

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    Don't rely on one is the answer. Caxton is not accepted some of the time.

    Then there are the low fee credit/debit cards that can give a better "on the day" exchange rate.

    There places where cash rules, so a low/no fee cash withdrawal is good.

    There's no easy answer.

    We have caxton/halifax/nationwide as well as normal CC.
     
  5. Coolbeanz

    Coolbeanz Funster

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    we use a Halifax Clarity credit card as there are no fees for using it abroad. The only time we couldn't use it was once in an automated barrier entry to an Aire but no other British cards worked that day either.

    We bank with Norwich & Peterborough because they charge no fees when we withdraw our money.

    Simples (y)
     
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  6. carolyn

    carolyn Funster

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    Post office credit card plus caxton.
     
  7. gibbon

    gibbon Read Only Funster

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    Halifax Clarity credit card. Worked perfectly on France last month, now working perfectly in Spain, hopefully should be the same when we get to Portugal:)
    One point though, before leaving uk we went into the Halifax & they did something on their computers to ensure that usage would not be a problem, don't really understand what they did but they also did it for our debit cards in case we had to use them for any reason.
     
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  8. joncris

    joncris Read Only Funster

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    They almost certainly added a note stating you are abroad during certain dates so your purchases wouldn't be seen as unusual. I suggest you also let them know when your back just in case your cards been cloned whilst abroad
     
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  9. BritStops

    BritStops Trader BritStop Owner

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    Caxton card seems fine when getting cash out from a hole in the wall, but is sometimes declined when trying to pay for stuff. We had it declined when trying to pay for fuel and at a motorway toll in France earlier this week.

    So as already said, always best to have some cash and another card as back-up.

    Steve :Smile:
     
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  10. PhilandMena

    PhilandMena Funster

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    Caxton cards will be declined at all unmanned French fuel stations but accepted at maned fuel stations.
     
  11. chaser

    chaser Funster

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    As is Mytravelcash card
     
  12. PhilandMena

    PhilandMena Funster

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    I like Caxton because you can buy Euro's when the rate is good which then sit in your account ready for withdrawal as and when you like. You can then draw cash from the hole in the wall as and when you like at no additional cost. You can also use the card to pay for goods and services at no additional cost. I did speak to Caxton about unmanned fuel stations and sadly that will not change. I can't remember the reason.
     
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  13. chaser

    chaser Funster

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    As you can with Mytravelcash and all prepaid euro cards
     
  14. DanielFord

    DanielFord Funster

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    It's also worth noting that prepaid cards are not accepted on toll roads either, that caught me out on my first trip to France.
     
  15. chaser

    chaser Funster

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    As I said , today got an email saying if I load £1000 they will add another £10s worth of euros that's at 1.2222 whereas carton is 1.2341, so don't know how that equates, when remember we also get 1% back on spendings , can't be a lot in it.
     
  16. chaser

    chaser Funster

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  17. Stroppy Bird

    Stroppy Bird Funster

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    I use post office credit card, and it has always worked for fuel (even on the pump that said English cards wouldn't work), tolls, aires and shops. No charges for using it abroad. For cash withdrawals I use N&P as again there are no charges. I just use their secure message system online to let them know when I'll be abroad.

    I was originally going to get a caxton or fairfx preloaded card but discovered that your money is not protected if the company goes belly up. And having had a very near miss with the crown currency exchange debacle I decided against it although the risk is small.
     
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  18. chaser

    chaser Funster

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    I use post office credit card, and it has always worked for fuel (even on the pump that said English cards wouldn't work), tolls, aires and shops

    That's because it is a credit card, our tesco credit card also works, but they are different than prepaid cards
     
  19. BritStops

    BritStops Trader BritStop Owner

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    Mine was declined at a manned fuel station (and before anyone says, yes, it had enough euros on it!)

    Having said that, I'm still happy with it. Also had one with pounds on for countries just outside the eurozone.

    Steve
     
  20. peter marshall

    peter marshall

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    We use the CO-OP travel Cashcard, load with Euros comes of at the on rate no charges other than Cash Machines, allways accepted when I have used it for shopping etc. Pete
     
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