back fibreglass corner of m/home smashed up

Discussion in 'Motorhome Insurance General Discussion' started by geo glasgow, Feb 14, 2014.

  1. geo glasgow

    geo glasgow Read Only Funster

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    i have just tonight damaged the back corner of the bodywork on my 2001 auto-trail Cheyenne incl the rear light ,, how was this done? snow fell tonight in Glasgow my m/home is parked up in the driveway as my insurance states it must be,, ok i come home drive into the driveway very slowly in 4x4 mode slowly slowly into the driveway i go, it is steep the first part of the driveway and
    mono-block brickwork so it was slippy no grip, my 4x4 stoped ok but then slid no stopping BANG damaged front headlamp on 4x4 that's an easy 10 min job to replace from ebay but GRRRRR damaged corner on m/home,
    so guys what do i do i have one no claims protection on my fully comp insurance with a £250 axcess ?? MMmm should i keep the axcess and get it fixed ,any idea what the ball park figure would be ?? im sure this is a common damage with m/homes,, has anyone paid the bill on something like this,,
    im assuming incl light replaced around £500 maybe £600 , its a difficult call for me because once you notify insurance thats it even if you dont get them to repair it they see it as a damage and note that in your file bad history,,
    the other idea is there is a few minor paint and small dings iv wanted fixed so
    if i went and got it done privately i may get the rest of the issues done at the same time.. strange thing is this week i was ordering a back nudge bar that is made for protecting the back of the m/home for cases like this .
    anyway drive gritted bolt closed after horse has bolted,, nice start to the weekend....:cry:
     
    Last edited: Feb 14, 2014
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  2. geo glasgow

    geo glasgow Read Only Funster

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    foto atached of damage,, im thinking this is normal damage to most of you owners out there,, or is it just me,,,,:Doh:
     

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  3. Mousy

    Mousy Funster Life Member

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    [​IMG]

    [​IMG]

    This was ours, claimed on insurance £3,500 for repair. Complete new rear and side skirt required.
     
  4. Mousy

    Mousy Funster Life Member

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    You may be lucky and be able to have the fibre glass repaired. That's a lot cheaper. We were possibly too quick to ring the insurance people (saga). If I was you I'd get a quote before deciding what to do.

    It's a shame and I know how you feel, but thankfully you are ok :thumb:
     
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  5. TheBig1

    TheBig1 Funster Life Member

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    get a quote for cash and you may get away with £300 - £400. if you were local i could put you in touch with a fibreglass specialist who works on boats etc, who would do it evenings or weekend. replacing the light cluster is easy as you say

    if its even £500 i would not involve the insurance as even with protected NCD the price will rise next year. add the increase to your excess and you wont be far from the £500 mark. then if you're really unlucky and have another bump, it starts getting really expensive:thumb:
     
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  6. MikeD

    MikeD Funster

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    first day of ownership

    On my first day of ownership I reversed by Autotrail FB into a pile of bricks and broke the rear corner plastic moulding

    It was around £90 for the panel

    It looks like u have more than one panel to repair

    So may cost more than loss of ncd
     
  7. geo glasgow

    geo glasgow Read Only Funster

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    appreciated im sure a repair will have to do as the panel involved is all one piece from top to roof so repair im sure will happen,, i have had a second and third look at it for the winter im going to just white vynal it up il order the light and fix next week , when the good weather comes in im good at sorting most things,
    fiberglass should be ok to work with i have a workshop with every type of tools, il make it a project, im now saying to my self could have been worse ,
    even compressors sanders
     
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  8. irnbru

    irnbru Funster Life Member

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    What a shame. I'm now glad I called of my trip at the last minute when I saw the snow.

    Take the MH to Alan at Swinton mh repairs in Queenslie and get a quote, that will give you an idea of costs.
     
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  9. Dazzlin

    Dazzlin Funster Life Member

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    Don't know your travel plans but had big hole in our plastic fixed in Agadir last week. £70 inc respray part white part metallic silver.
    If you are in spain the extra cost for morocco would be €200 ferry and cost of green card!
     
  10. maxsdad

    maxsdad Funster

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    The rear light unit looks like it could be made by Hella, check with your local car parts wholesaler, Partco etc, mine cost less than half than from the dealers
     
  11. ludo

    ludo Funster Life Member

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    Either repair it yourself or have it done at an independent repairer. If you claim on your insurance, although your no claims bonus is protected your premium is not. Not only will your premium for the motorhome increase at renewal to reflect the claim but any other vehicles that you have insured, or any vehicle insurance, that you are a named driver on, (perhaps your wife's policy), will also be affected. Overall, a very expensive excercise.
     
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  12. Popeye

    Popeye Funster

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    For a minor repair such as that I would take the Big 1's advice and visit my local yacht marina and get the local glass repair man who do a fabulous job of colour matching.

    I would also not use the insurance for such a small repair.

    Glass work and light = sub £400
     
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  13. freelanderuk

    freelanderuk Read Only Funster

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    i repaired one very simular my self on our auto-trail Cheyenne on the opposite corner , took a weekend to do and could not tell when it had been sprayed , that was until the bike fell in to it 2 years later and scrapped all the paint:Sad:
    i used fiber glass mat and resin , gell coat filler loads of water and 2000/3000 wet and dry paper , fiat 049 spray paint compound and a buffer
     
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  14. lunarman

    lunarman Funster

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    Last edited: Feb 15, 2014
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  15. normanandsue

    normanandsue Funster

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    Hi,
    Try phoning Michael Kiczun at Falkirk 01324 636500 he has done some excellent work for me and he will not over charge you

    Norman

    If you want further details PM me
     
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  16. aba

    aba

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    I have seen insurance companies write off motorhomes for less damage than that.
     
  17. JohnM

    JohnM Read Only Funster

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    I would 2nd that michael is one of the nicest and most honest men i have dealt with, i have used michael for around 30yrs.:thumb:
     
  18. geo glasgow

    geo glasgow Read Only Funster

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  19. geo glasgow

    geo glasgow Read Only Funster

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    appreciated i will give him a call if he does it i shall post the before and after,,
    thanks lads
     
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  20. geo glasgow

    geo glasgow Read Only Funster

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    thanks for the assistance in this

    Got up this morning and Help from you guys is hart warming,
    this forum for a newbie like me is fantastic,
    for over 20 years i have answered questions relating to world wide satellite systems like motorised dishes and new IPTV systems now i know how the other side feels when the help is there,
    you have made a wee depressing incident last night that much better,
    Thanks and will update any future repair for your future use,,
    thanks,, :BigGrin::thumb:
     
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