Aussie looking for Insurance

Discussion in 'Motorhome Insurance General Discussion' started by ponyboy, Mar 10, 2013.

  1. ponyboy

    ponyboy Read Only Funster

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    I'm just about to pay up for my Hobby GS 50 and will be collecting it on 17th April to take off for a year or so in Europe. Down Under Insurance has been the only insurance company that i've been able to find that will insure non UK license holder/non UK resident. The premium is over 1000 quid!!!! Does anyone know of another UK insurance company who does insurance for us colonials. I mean A THOUSAND QUID.....Jesus!!!!!!
     
  2. jaygee

    jaygee Funster

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    my cousin had the same problem. She was over here for 3 months , borrowed a car from us on the understanding that she insured it. Same as you - megga bucks but she found that Swinton Insurance would insure her at a reasonable price so she went with them.
    0800 072918
    she did have a uk address that she was staying at , don't know if this makes a difference?
    Alternativly , how about trying an Aussie company to insure you for europe?
     
  3. ponyboy

    ponyboy Read Only Funster

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    On ya Jaygee

    Thanks Jaygee - I'll give them a bell today
     
  4. RogeTeri

    RogeTeri Read Only Funster

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    Aussie Licence

    This is typical of insurance companies if you hold an Australian or US driving licence. You will find many will not cover you at all. The reason behind this is due to personal injury and claims legislation in both countries as the insurance holder can make claims against the Insurance Company using their countries legislation. Consequently insurers shy away from offering cover. You may need to check with brokers to see what competitive quotes they can offer. Added to this if you want to drive for any length of time in Europe outside of UK you will find an increase in premium. Shop around as I'm sure you will do better than a grand!
     
  5. Terry

    Terry Funster

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    Hi PB and welcome:thumb: try Adrian Flux sorry I am on phone so cannot give you a number but someone will in the near future or google them :Wink:
    Terry
     
  6. ponyboy

    ponyboy Read Only Funster

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    swinton and adrian flux won't insure Aussies...

    I guess what i really need to know is if there is another company other than Down Under insurance who will insure Aussies cos the local UK companies are sure as hell not interested....ANYONE KNOW OF SUCH A BEAST?
     
  7. RogeTeri

    RogeTeri Read Only Funster

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    Try Adrian Flux
     
  8. ponyboy

    ponyboy Read Only Funster

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    no dice with either adrian flux or swinton guys
     
  9. rangitira

    rangitira Funster

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    I can only tell you of my experience; when I came over I drove on my NSW licence for 18 months (yes I know you are supposed to trade it in after 6). I had a problem with Directline and Churchcill only cause they would not recognize my N C B from the N R M A.

    I'm insured with Cornish Mutual with my car (but that's no good for you you have to have your house on as well and live in the south west) And with the Caravan Club for the M/H

    Why not try them? It'll cost you 40 odd quid to join C C but you reap the benifits thro cheaper rates when you stay on sites, Insurance, and Recovery

    'av a go bluey they can't deport yu:Wink:
     
  10. teddybard

    teddybard Read Only Funster

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  11. RogeTeri

    RogeTeri Read Only Funster

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    Aussie insurance

    That is a blow. I know that insurers have had high indemnity claims from both the Us and Australia and that is why most insurers won't offer cover. I thought a broker may come up with something, however, there are more brokers about so you could take pot luck. Perhaps there are Funsters that can give you a heads up. Otherwise it looks like you will have a long distance call to Aus. Have you tried on line searches? I do hope you can get something sorted. If I hear anything I will let you know
     
  12. Mathilde

    Mathilde Funster

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    Aussie looking for Inusrance

    I have same problem. Have owned motorhome for 3 yrs, storing in the Uk and using just 3 months per year. Downunder are the only ones who will insure with an Aust. driver's licence. Did you come up with anyything better?? My premium is also over 1000 pounds/yr.
     
  13. RogeTeri

    RogeTeri Read Only Funster

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    I think the answer is to complete a UK exchange for your licence. We have an agreement with Australia to do this. Once you have a UK licence your premium should drop right down
     
  14. mquinn27

    mquinn27 Read Only Funster

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    Insurance

    Mate we arrived two months ago in a similar situation and after a lot of chasing around
    we ended up with Scenic Insurance ( tel 0845 0131624 )
    We paid £740. this gives us for cover 185 days outside the UK in a 12 month period.
    Ours is a left hand drive vehicle, this added £100 to the premium.
    Price includes AA breakdown service in the UK and EU. Excess is £200.
    We got a letter from the NRMA in Oz to confirm our no claims bonus which gave us a 30% reduction here.
     
  15. G4OGE

    G4OGE

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    Yuor own company

    Won't your own company cover you like we have to when visiting Europe just pay a bit more they at least know you and how you drive etc.
     
  16. motorhomelover

    motorhomelover

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    in 2010 i sold my old Mercedes to an Aussie guy same problem getting insurance

    in the end he used my UK address other wise he could not insure the thing
    it was a night mare to arrange

    we are so lucky as when we go to Oz we have no hassle
    UK insurance is a shambles and a rip off
     
  17. Mel

    Mel Funster

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    I dont think £1000 is that bad .

    Thats £2:75 a day for the hole year

    And you dont have to hide anything they know all the details

    If you use another address and then have to claim it will be void.

    Just pay up and enjoy yourself. You only live once.

    Have a nice trip.


    Mel
     
  18. The wizened of OZ

    The wizened of OZ Funster

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    Insurance

    I tried nearly every insurance company in the UK and US. Downunder were cheaper than the US expats insurance ( the only other insurance company that would insure Aussies in the EU ). Yesterday I renewed my insurance with Downunder for another year and would love to pay just 1000 pounds. Sorry but you have no alternative than to use Downunder. If you find another please let me know. Hope all ends well.:cry:
     
  19. Vlad The Impaler

    Vlad The Impaler Funster

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    Phone SHEILA'S WHEELS !

    :Rofl1::Rofl1::Rofl1:
     
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  20. Mathilde

    Mathilde Funster

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    Aussie looking for Inusrance

    I have the same problem, Aussie with a camper van stored in England, used just 3 months per year. Downunder Insurance over 1000 pounds insurance.. Have you had any luck elsewhere??
    thanks
    Mathilde
     
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