Any recommendations/pitfalls for multiple vehicle insurance

Discussion in 'Motorhome Insurance General Discussion' started by Mr B, Mar 1, 2016.

  1. Mr B

    Mr B Funster

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    Well, it's a year since we became proud owners of our Rapido, and I've just noticed that within a three week period, all our vehicles need tax/insurance....
    Any recommendations for
    Motorhome, two cars and a Honda scooter:)
    Thanks
     
  2. grumps147

    grumps147 Funster

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    Never done it, thought about it. We would need or ensure that both of us could, if we split insurance at a later date, carry forward our own no claims despite one of us not being the policy holder.
    Some years ago we went down to one private vehicle and it's taken me years to build up a full no claims again.
     
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  3. Popeye

    Popeye Funster

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    This will be my first year with three landing on the same date (Next month). I like it this way, only one month with a larger bill than usual as opposed to three........

    ....plus the multiple car policy of MoHo and one of our cars is cheaper than they would have been kept apart.
     
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  4. Minxy Girl

    Minxy Girl Funster Life Member

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    You need to shop around, some companies do multi-car policies (its basically a discount subsequent policies rather than just one 'big' policy AFAIK). Just because they DO a multi-car policy though doesn't mean they're any cheaper than doing them separately ... in fact we found that it was mostly MORE expensive!
     
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  5. Stealaway

    Stealaway Funster

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    Talk to Carole Nash. They specialise in 6 wheel policys and will cover MH's
     
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  6. icantremember

    icantremember Funster

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    I have our m/h and two cars (1 is toad) all on single policy with the NFU ... they do sometimes need a little arm wrestle when renewal time comes around.
     
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  7. Dognewf

    Dognewf Funster

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    I have 2 cars and house contents with direct line. added motor home, all get multi policy discounts and group green flag cover for me and missus. different renewal dates no problem. and cheaper than anyone else.
     
  8. Stealaway

    Stealaway Funster

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    I've just 'negotiated' my M/H insurance with Carole Nash. They managed to beat Comfort and AIB by a margin, with it seems loads of extras including punctures cover and loads of days abroad. We now have all the cars and bikes with them - recommended.
     
  9. landscaper

    landscaper Funster

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    We use a fleet policy and it is an absolute nightmare - we like to "shop around for the best deal" but once you have multiple vehicles on one policy this becomes much harder to do - especially as the insurers tend to leave it as long as possible before telling you what the renewal cost will be. So, as a consequence, insure out Motorhome separately to get the best deal.
     
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  10. sallylillian

    sallylillian Funster Life Member

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    2 cars, trailer and MH all with NFU. Apart from the deal, it does mean that if one car on trailer in tow behind MH is involved in an accident, its one policy, one company to resolve & recover.
     
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  11. tonka

    tonka Funster Life Member

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    Road tax, go direct debit and spread over all the year. Also no worries at renewal time as they send you notification and just carry on with payments.
     
  12. ceejayt

    ceejayt Funster Life Member

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    We use NFU - very reasonable and no hidden charges and have motorhome and wife's mini on it. They won't insure my XKR (well they will, but the premium is eye watering)
     
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  13. emmitdb

    emmitdb Funster

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    And the other good thing about doing it D/D is that you can SORN it at the drop of a hat and retax it just as quick. No worrying about waiting for DVLA to send refund cheques etc.
     
  14. emmitdb

    emmitdb Funster

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    In negotiations with AIB this year I was informed that if I wished to move the Insurance date to later in the year, they would refund me the full unused portion of Insurance to use on the 'New' policy.
    That'll be handy for people who ordinarily would be away when the Insurance falls due. (say in Winter when they're Sunning themselves in Benidorm)
     
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