Another Tracker Locate Renewal (Seems very high)

Discussion in 'Motorhome Security' started by zac, Sep 28, 2015.

  1. zac

    zac Funster Life Member

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    The last year has flown by and that time is now upon us to renew the Tracker Locate subscription that was part of our new motorhome purchase last year. The trouble is they want what seems to be a lot of money although in short i am sure the benefits would out way the cost if stolen :)

    1 Year £189
    2 Year £229
    3 Year £329
    4 Year £409

    Apparently those prices are only valid for this month (been told on the phone) , anyone have any experience with any other brand that is thatcham approved and cheaper?

    For 4 years the £409 seems ok ish but still a lot of money to fork out, we are having a growler fitted in a couple of weeks but not sure if this is enough on its own to satisfy the insurance people given the price of the MH.
     
  2. NickNic

    NickNic Funster Life Member

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    Those prices seem about right. We have the Traffic Master one and from memory it's about the same. I think they are all round about those prices.

    You will need to speak to your insurers about whether or not they will accept an alarm on it's own without a tracker. It will depend on the value of the van but even if they will accept it your premium will skyrocket. It will be cheaper in the long run to pay the £409.
     
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  3. zac

    zac Funster Life Member

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    Might have to bite the bullet then, the cobra i had on the old mh came with an option for lifetime subscription for £300 which was very cheap but that seems to be non existent on these new ones.

    Thanks
     
  4. swidy

    swidy Funster

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    I`m new to trackers and not sure what difference it makes to insurance, but I have fitted a GPS tracker off Amazon for £22 I ring the sim card it sends a text straight back with its location, it has quite a few other things it does I.E you can connect to alarm, doors, fuel system etc but I just use it as a locator, there obvious a difference between mine and yours but not sure what it is.
     
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  5. Bill_OR

    Bill_OR Funster

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    When my Tracker Locate came up for renewal I asked my insurer (MHF) and they said that with a tracker I would save a massive £15/year on my premium. The cost/benefit of the Tracker Locate didn't make sense for us but it depends on how you use your motorhome and where you keep it.
    Bill
     
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  6. NickNic

    NickNic Funster Life Member

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    Complete waste of time and money for insurance purposes. Fine for your peace of mind but nothing more than that.

    Depending on the value of your van the insurer may insist on a proper tracker being fitted. This will have to conform to either Thatcham Category 5 or 6 and be fitted by an approved installer.
     
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  7. NickNic

    NickNic Funster Life Member

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    It depends on the van and it's value as well as the use and storage location. Over a certain value you don't get the option - no tracker, no insurance.
     
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  8. zac

    zac Funster Life Member

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    Mine insisted on a tracker probably due to it being new and above 50k but it was free as it was part of the deal when i brought it. will need to ring up insurance company as i wont be renewing with caravan guard as they were way more expensive than comfort but again that was also free for the year (same deal).

    It is just a shame i cant get a lifetime sub as this annual sub just mounts up although i know why they do it
     
  9. Bill_OR

    Bill_OR Funster

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    Yes I agree - it was mandatory when the MH was new but optional after 3 years.
     
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  10. Welsh girl

    Welsh girl Funster Life Member

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    We have a tracker but not renewed the subs as they were getting expensive too,I informed the insurance that it wasn't being subscribed to and they accepted it, the van was 6 years old at the time though.
     
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  11. zac

    zac Funster Life Member

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    Just waiting on a call back from the insurance but as ours is only a year old i am expecting them to say it is needed. :(
     
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  12. zac

    zac Funster Life Member

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    Comfort also want the tracker so looks like i dont have a choice, still they came back with a reasonable price of £340 inc breakdown (not sure if i need this on a new vehicle less than 3 years old as i think fiat cover it, will need to check).

    Thanks for the assistance.
     
  13. Kelsae2

    Kelsae2 Funster Life Member

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    Just renewed the subscription on the van. £399 for 5 years on a phantom tracker. Or £99 per year.
    Charlie.
     
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  14. zac

    zac Funster Life Member

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    I would have one of the more expensive ones, that's what happens when they give you something for free. No such thing as a free lunch so to speak.

    The cost to renew is not that bad if i get the 4 year option, i will be doing this tomorrow.

    Thanks for all the replies.
     
  15. Speve

    Speve Funster

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    We have had two new vans over the last three years safeguard only insist on cat one alarm never had a Tracker both well over £50000 in value.
     
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  16. zac

    zac Funster Life Member

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    We are currently with Caravan Guard (provided free with purchase of MH) they required a tracker and comfort who we were with before also require a tracker. No idea why the ones we were with want one and safeguard don't, i will call them to see what they quote as that may be reflected in the price.
     
  17. swidy

    swidy Funster

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    I have just had a quote from safeguard £365 for insurance and breakdown no trip length restrictions they accepted DIY tracker and factory fitted alarm My moho was only £25000 03 reg
     
  18. zac

    zac Funster Life Member

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    Requested a call back from safeguard but as yet they haven't called.
     
  19. zac

    zac Funster Life Member

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    Wow just got a quote from Safeguard and they want a wopping £841, thats £500 more than comfort for the same cover and a £300 compulsory excess. That is shocking, i thought caravan guard were expensive at just over £500. They also want a Cat 1 alarm or Cat 5 tracker as over £48000 . Bugger that,

    Even told them the quote from comfort and they just said ok thanks very much, goodbye lol.
     
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  20. zac

    zac Funster Life Member

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    The call i just had with safeguard stated they needed either a cat 1 alarm or cat 5 tracker as over £48000, which is ok as i have one but not at that blinking price. Quoted £840
     
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