I am considering changing from a MH to a fiver and would appreciate advice. A few questions for starters: Which 5th wheel rig do owners recommend as a 'budget starter' unit? Only the two of us so not looking for an enormous unit and used rather than new. Is the 5th wheel caravan insured as a standard caravan and are premiums higher? Are premiums usually less than for a MH? Are insurers less fussy about the caravan section being parked away from home compared with a MH? Thanks in advance.