Advice on full-timing, please!

Discussion in 'Full Timers' started by Lisajes, Jan 4, 2009.

  1. Lisajes

    Lisajes Read Only Funster

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    This year my partner and I are seriously thinking of getting out of the ratrace & going full-timing. Our main worry is that we would still need to have some paying work to keep us ticking over. Can you give us any general advice about what to look for, etc?:BigGrin::thumb:
     
  2. bazil750

    bazil750 Read Only Funster

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    Thank you for asking the question I cant even find out how to start a new thread, have never blogged and we are new to forums as well as Motorhoming. We are planning to do the same and have so many questions to ask about practicalities like needing repeat prescriptions, where to look for work, Insurance and registration for vehicles if you sell your home. We are still looking for our first home on wheels which has been mind blowing with all that there is to choose from. In fact till 3 days ago we did not even know there were full timers - always were a bit behind the times :Smile: any advice or links would be greatly appreciated
     
    Last edited: Jan 4, 2009
  3. Lisajes

    Lisajes Read Only Funster

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    Thanks for answering - it is a bit nerve-racking as you're never quite sure if anyone will!
    We've been thinking of doing this for a while - both of us are not happy with our jobs at the moment, the house is a millstone round our necks & we don't have any dependants, so we thought, why not!! You only live once? :BigGrin:
     
  4. dylan

    dylan Read Only Funster

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    Firstly welcome to the FUN site, there are a few full timers on here who will no doubt answer your questions. I know Scotjimland is a fultimer and he worked in a pub and Artona also a fulltimer who is a photographer. Some work on campsites as wardens.
    I'm sure someone will be along soon to speak :thumb:
     
  5. Jim

    Jim Ringleader

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    Hello to both of you:Smile: We have hundreds of members that are full timers or planning to become full timers. Some of them never want or need to work again as they are retired, others work just to fill the diesel tank and the fridge.

    Plenty work at campsites as wardens, or carry out other seasonal work. Once you are a full timer you will meet plenty of others (many more than you might imagine) and I am told that the full timer grapevine is great for finding out about work and places to stay.

    I am sure some of our fulltimers will be along soon, meanwhile welcome to the fun and ask away:thumb:
     
  6. Jan Pendreigh

    Jan Pendreigh Read Only Funster

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    Hi, we've been fulltiming now 18 months and haven't looked back! As long as you have an address (family, friend) you can register with a doctor local to it and repeat prescriptions can be obtained by post, you just have to see the doctor annually (or whatever the practice dictates), so find a local site and go back each year. Alternatively, if you are taken ill on holiday you go to a local doctor so this is what you do if you are (say) in Kent for the winter. The plastic EU medical card works here as well as abroad.

    Some fulltimers do have jobs which doesn't go down too well with the Caravan Club (leisure only) but Camping and Caravanning Club don't seem so strict. We are on Canterbury site this winter and many people are off to work each morning.

    PM us if you want a list of the things we've done wrong!!

    Good luck and enjoy,

    Jan
     
  7. Lisajes

    Lisajes Read Only Funster

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    Thank you so much for replying - yes, I would be grateful for any advice you have!:thumb:
     
  8. scotjimland

    scotjimland Funster Life Member

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    Hi , and welcome to the fun site :Smile:

    Your main worry is money .. quite rightly so, fulltiming is cheaper than a house but it's not cheap.. we are now in our third year and still learning.. to give a rough idea of costs..

    Site fees

    This can be free, in summer in France there are plenty of free aires and of course you can 'wild' camp for short periods, average the year out and budget for aprox €8 to €10 per night. ~ €3,000.

    Food

    Very hard to put a figure on but allow €100 per week ~ €5,000

    Travel, fuel etc

    Down to what you can afford, for one trip to the south of Spain and back at 14 mpg costs aprox €1600

    Insurance

    €500 - €600

    Maintenance

    budget figure € 1,000

    That already comes to over €10,000 and doesn't include treats, ferries, clothes, etc etc

    So, unless you have a very good pension you need to earn this and if you want time to go abroad have to earn it in a shorter period ..
    If you plan to work say 8 months and have 4 travelling you need to earn €1500 a month .. just to 'tick over'
    Earning €1500 a month isn't doing fruit picking and many camp site jobs offer a pittance with a free pitch.. I've seen jobs offering £30 a WEEK with a pitch .. :Angry: others want 'slaves' 60 - 80 hrs cleaning vans, isn't my idea of work..

    These are very broad figures and other fulltimers will spend more or less depending on their lifestyle.

    Some I have met finance their lifestyle by working from the van, some have internet businesses, others sell goods at shows.. I met one guy who hired out bicycles.. he had a trailer with about 20 bikes.. but the ideas are endless.. and limited only by your imagination.

    To sum up..

    Fulltiming isn't a long trip, the first year feels like an endless holiday, but, without work there is no holiday, fulltiming is a lifestyle , and there are as many different types of fulltimers as there are people who live in bricks and mortar...

    If you like being 'of no fixed abode' never knowing where you might be the next day, having no security .. go for it, but be pragmatic, it's not for everyone.. and it's not easy.


    There is a another thread on here about the downside.. it's worth reading , another good site specifically for fulltimers
     
  9. moandick

    moandick Read Only Funster

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    We have been full-timing for about 5 years now and have published our story on our web site <here>

    If you are ever down in Cornwall come on into the Itchyfeet Site at Carvynick and we'll talk your hind legs off!
     
    Last edited: Jan 4, 2009
  10. simong

    simong Read Only Funster

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    how does bank accounting work, do banks allow a "care of" address to be used?
     
  11. Lisajes

    Lisajes Read Only Funster

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    I'm not sure how it works - I thought we would use a relatives' address as our base as I do all my banking on-line anyway? Can anyone tell me differently if this wouldn't work??:Confused:
     
  12. scotjimland

    scotjimland Funster Life Member

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    Once an account is set up the Bank aren't interested where you live.. inform them not to send any statements, it's not a problem.

    A far more difficult one is vehicle and contents insurance .. mention 'full time' and they may just say no, even using a relatives address you still need to tell porkies .. :Blush:

    If anyone knows of an insurer who will insure a full timer with no fixed abode I'd like to hear about them ..
     
  13. Pikey Pete

    Pikey Pete Read Only Funster

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    I am insured via Comfort and it was they who advised me that if fulltiming I would need a c/o address.
    My premium almost doubled from £350 to £680 though. I do have 365 days cover including European break down so it's not all bad.

    An odd quirk of using a relatives address if you are both entitled to heating allowance, then they will split this between you both.

    Just make sure that everyone who needs to know your c/o address knows it. NHS, DSS, DVLA, Banks, in fact treat it as though you were actually moving house.
    I forgot one or two and when on the road over here it can be a pain to sort out.

    Pete:Cool:
     
  14. scotjimland

    scotjimland Funster Life Member

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    Hi Pete

    Not always easy to get a relative to agree to this, my Dad actually refused .. don't ask me why, still baffles me.. the point is, if you are truly of 'no fixed abode' it's really difficult.. we have no other relatives who we could trust, both Jan's parents are dead.

    These all require an official residential address, without one you are a non person in the eyes of the state, and if they bring in ID cards.. what then .. an illegal resident.. ? ..

    Vehicle registration

    Passport

    Insurance

    Driving license
     
  15. Terry

    Terry Funster

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    How do gyipos do it ?they have to get there giro's sent somewhere / recognised
    terry
     
  16. MicknPat

    MicknPat Funster

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    Pete, Will Comfort explain why your premium was doubled?

    mick:Confused:
     
  17. vindiboy

    vindiboy Funster

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    Banks allow c/o addresses at least Lloyds did when I was in between addresses , Safeguard do full timing Insurance but at a premium, they also allow a higher contents value figure as you will have more value in your van than if you were just on holiday. Winter in England will be a pain when full timing I suspect as the major clubs will allow only a 28 night stay in a run, you will need to be on a pitch with hard standing as with all the rain we get you can get stuck in easily, also I would say an electric hook up is a must.as for work there is plenty of short term employment to be found and there is even a publication available telling of work available all over if you want it. be prepared for the time your vehicle is in a garage for repairs etc, will you have funds available to get a B&B if needed? other Motorhomers may let you stay on their drives for a period if they go off to Spain or somewhere for extended periods and want a security presence whilst away .Make sure your van is suitable for full timing ie big enough for your needs and it must be winterised to prevent freezing.Good luck and enjoy.:thumb::thumb:
     
  18. Tony Lee

    Tony Lee Read Only Funster

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    Before you sell the house, chuck a matress and a few clothes into the kitchen. Buy a porta-pottie and a few large bottles of water. Nail the doors to the rest of the house shut and make sure you can both survive living in a small space for a few months. Then sit down and honestly list the reasons for going full-time and the reasons for not doing it - with special attention by the wife regarding washing and cooking and sanitary facilities.

    Then work out how long you think you might like to do it and get some good advice as to what sort of house you will be able to afford after that time.

    Then disregard all of the advice you get on this or any other thread because none of it is likely to fit your particular situation.

    I'm not saying don't do it - because we are still doing OK after three years - but do think long and hard about selling the house, because it will likely be all down hill from that point on.
     
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  19. Pikey Pete

    Pikey Pete Read Only Funster

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    The reason they gave was that normally your insurance covers you for trips abroad of 90 days or less and if you wish to stay longer you must tell them each time so they can adjust their risk.
    As I spend around 300 days a year outside the UK they assesss this as a higher risk and charge accordingly.
    The policy is with Norwich Union.

    Pete
     
    Last edited: Jan 4, 2009
  20. Pikey Pete

    Pikey Pete Read Only Funster

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    Nope, don't agree with any of that. If you have such a negative attitude to fulltiming why are you still doing it ?

    Pete:Cool:
     
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