adrian flux=rip off

Discussion in 'Motorhome Insurance General Discussion' started by CHRI$, May 15, 2010.

  1. CHRI$

    CHRI$ Funster

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    just got off the phone to adrian flux about my motorhome renewal,been with them 6 years and in all that time i have no NCB,and my renewal was £432 fully comp.
    so i ring sureterm and got it for £277.62 with better cover and wiil start getting NCB.
    when i asked A-F why i got no NCB was told motorhomes are specialist vehicle,s and not every one will insure them?
    took great pleasure in phoneing A-F back and telling them to stick their renewal up their arse.

    i also mentioned motorhome fun.


    cheers chris
     
  2. DBSilverfox

    DBSilverfox Read Only Funster

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    As newbies we rang 3 companies - caravan guard, safeguard, and sureterm.

    i found safeguard and sureterm were very similar, and caravan guard a little more expensive. Safeguard did not seem to have any problems taking my NCD.

    David
     
  3. American Dream

    American Dream Read Only Funster

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    Unfortunately that seems to be their attitude nowadays.....

    Glad you avoided them and got a better deal in the process....

    Maybe one day they'll learn.
     
  4. Dodgey

    Dodgey Funster

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    Yup, AF seem to have gone up this year, I've just moved to NFU, didn't save as much as you :cry: but a sniff over a £100 is better in my tank than thier pockets.
     
  5. sedge

    sedge Funster

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    Well in AF's defence they were prolly insuring motorhomes when everyone else wasn't and they will have arranged their schemes accordingly - like classic vehicles? you get agreed value, limited mileage cos they know you don't use it all the while, and a cheap price at the time, but the trade off is you get no official NCD. Orpay more with someone else and do get NCD. Please yourself LOL

    These days I'm afraid, you do need to shop round every flipping year to get the best deal.

    (I mean our daughter is onto a loser because she lives in a bad postcode. Where she actually lives is quite nice! Just somewhere in that postcode obviously isn't.)
     
  6. CHRI$

    CHRI$ Funster

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    after six years with A-F i had no NCD to take to another insurer thats what p*ssed me off more,and the fact i missed it on previous renewel's.
    so partly my fault.
    note to oneself pay attention to when renewing insurance,and dont just let them DD it every year without checking,off to get the wife to kick me around the garden so i remember next year.

    cheers chris
     
    Last edited: May 15, 2010
  7. rainbow chasers

    rainbow chasers Read Only Funster

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    Are you are 14 year old bank robber with an asbo or something???

    Try Frank Pickles - they average around £150-200 fully comp.
     
  8. Braunston

    Braunston Read Only Funster

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    Hi,

    Isn't there another company that doesn't give NCD, just seem to remember reading a thread on it some time ago, may be old age:Doh:
     
  9. alan1949

    alan1949 Read Only Funster

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    i used adrian flux he aint cheap and just got dearer. now with saga good deal,
    new 50 grand motor £260 full monty.:Rofl1::thumb:
     
  10. KenandSue

    KenandSue Read Only Funster

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    When we bought our motorhome last September, we rang around several companies, and found that Sureterm offered to mirror the full NCD that I had on my car insurance, whereas others quoted only the full premium.
     
  11. johnp10

    johnp10 Funster

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    Got mine wth AXA \through SCENIC.
    £141.60 comprehensive.

    John
     
  12. GJH

    GJH Funster Life Member

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    We've been with Saga since buying the van in 2006. Just got the renewal notice and tried NFU Mutual after seeing recommendations on here. NFU price isn't a lot less but switched to them because we will be able to add business use from time to time if we wish. That was not an option with Saga.

    Graham
     
  13. ShiftZZ

    ShiftZZ Funster Life Member

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    Just rang Adian Flux, they have increased my insurance by 8%...

    They now want £302.20, I advised them that Dick Turpin wore a mask and suggested they had another go, she asked me about my alternative quote, she wanted to know which company I was thinking of going to...

    A typical ShiftZZ answer, None of your business..
    They have agreed to review and advise me of any changes they can make...

    I am not holding my breath

    No wonder they have such nice offices



    [​IMG]

    [​IMG]

    Come on Adrian Flux, bin your tarty "flux babes"... Look after your customers.....

    [​IMG]



    ShiftZZ
     
  14. pappajohn

    pappajohn Funster Life Member

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    had the same problem with AF.

    they said because the NCB was mirrored off my car it didnt earn any accumulating NCB in its own right.

    makes sense i suppose :Sad:
     
  15. gazz

    gazz Formerly "gazznhelz"

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    shield direct dont do ncb anymore, they used to, but changed underwriters, they also dont offer limited mileage anymore either,

    i farted about looking for better quotes this year, nfu mutual were good at first, but when i questioned the actual levels of cover, asking for figures to be written down, they got really evasive, this was face to face in the local office, they also wouldent give me something in writing saying the smart on the A-frame was covered, just something very vauge which was open to interpritation i felt.

    and i was asking about insuring both the motorhome and the car with them, as the A-frame cover can only be on the car, not the tow vehicle.

    So i ended up going to comfort for the smart as they do put it in writing that cover is there when it's on tow via an a-frame, and that the modifcations done for the a-frame bracket and brake mods are covered.

    their motorhome policy also seemed better than shields, mines a self built van, so i needed a specific self build policy that actually covers the whole conversion,

    nfu i eventually found out were quoting on the value of the panel van before conversion, i.e. 2 tenths of naff all, and it's a coachbuilt with a 7 grand body built by a profesional coachbuilder.
    and even with an engineers report and valuation said they wouldent cover it for the full value of items in it.
     
  16. wasp

    wasp Funster

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    My renewal came through from Saga it was about £500 this year, have been with them for 5 years every year got a little more expensive so this year tried the tinterweb and got Insurance Choice nice chap called Ryan McVeigh he put me onto KGM a specialist insurer and they quoted £175.00 no contest really. It does pay to shop around :thumb::thumb::thumb:
     
  17. dale364

    dale364 Read Only Funster

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    i used a/f also until 447 renewal this year and tried sure term 290.:thumb:
     
  18. MisterED

    MisterED Read Only Funster

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    Insurance

    :thumb:Just done the deal with Saga again gone up 10 quid from last year.
    Fully Comp 9k miles minimum Excess.

    Insurance is only as good as when you need them, last dnd first accident with Wifes Land Rover two years ago, two phone calls one replacement car delivered and LR returned five days later..... Perfect.:thumb:
     
  19. champers

    champers Funster Life Member

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    We just insured our new to us m/h with Caravan Guard for £240 + 30 odd pounds for something like european travel Breakdown (john spoke to them so are unsure what)

    We also have commercial fleet insurance with Axa who had insured our Conversion van (thank you Axa ) with no probs , but have now stated to us with this new to us m/h that they dont insure motorhomes any longer.... which is big expensive pain in the butt :Rofl1::Rofl1::Rofl1:
     
  20. ourcampersbeentrashed

    ourcampersbeentrashed Funster

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    What an very informative thread, our insurance is due for renewal through adrian flux we will now try elsewhere

    Thanks everyone
     
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