Help and advice please.
Sitting stationary in a queue of traffic in my Navara, footbrake on as it's an auto. Then "BANG". A white Ford Escort van drives in the back of me. His front end is totalled and my rear bumper is a bit bent. Takes pictures and have two independant witnesses, names and details provided, his details also. Reports to Camptons who direct me to QBE insurance. Give all info and then told that I could "try" to get my £250 excess back from his insurance.
Since I have not been in any sort of accident for a long, long time (being and man and a God of a driver of course, helps).
As i can't find my policy T&C's at the moment, questions are, how do I go about getting my excess back and does this no blame claim effect my no claims bonus?
JK
Sitting stationary in a queue of traffic in my Navara, footbrake on as it's an auto. Then "BANG". A white Ford Escort van drives in the back of me. His front end is totalled and my rear bumper is a bit bent. Takes pictures and have two independant witnesses, names and details provided, his details also. Reports to Camptons who direct me to QBE insurance. Give all info and then told that I could "try" to get my £250 excess back from his insurance.
Since I have not been in any sort of accident for a long, long time (being and man and a God of a driver of course, helps).
As i can't find my policy T&C's at the moment, questions are, how do I go about getting my excess back and does this no blame claim effect my no claims bonus?
JK