SAGA Insurance over fifties rip off (1 Viewer)

[castalla]

oh:Saga said my high premiums were due to my motorhome being LHD, High power output, 4 belted seats and no alarm, so I spent £12000 on a trade in and rang Saga to change insurance cover quoting thatcham1 alarm, thatcham 2 immobiliser, RHD, 2 belted seats and 500cc less power I expected a refund but was told the premium was an extra £40 for the remaining 4 months or I could cancel the policy for£40, a special deal for the over fifties? And 42 years without a claim, my new quote just under£600. Anyone know a better insurer? Regards Castalla.

 

[davanne]

Comfort for us just over £300 including European breakdown cover.:thumb:

 

[hilldweller]

Is "Spain + Yorkshire" a clue to your woes ?

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[Johno]

I'm with Staveley Head and paid a premium of £265.05p this year with a 10,000 mile annual limit to suit my useage, max' NCB and club membership discount CC, C&CC etc.
They do require proof of your NCB, club membership and a copy of your driving licence, also if you have the low mileage discount they request a signed declaration of the vehicles odometer reading.

Cheers John.:thumb:

 

[WynandJean]

I'm with Staveley Head and paid a premium of £265.05p this year with a 10,000 mile annual limit to suit my useage, max' NCB and club membership discount CC, C&CC etc.
They do require proof of your NCB, club membership and a copy of your driving licence, also if you have the low mileage discount they request a signed declaration of the vehicles odometer reading.

Cheers John.:thumb:

Just been to their website to obtain a quote. Went through the lengthy form-filling process after digging out all the relevant info. and at the end simply got a response saying 'No Quote' !! No explanation and I have no idea why, so that's that then.

Wyn

 

[Johno]

Just been to their website to obtain a quote. Went through the lengthy form-filling process after digging out all the relevant info. and at the end simply got a response saying 'No Quote' !! No explanation and I have no idea why, so that's that then.

Wyn

Hi Wyn

You could try phoning them on 0800 970 9988 I've found them freindly to deal with.

Cheers John:thumb:.

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[tonka]

Is there something out of the unusual about your circumstance ??
Are you resident in UK and have a UK address ? Are you teling them you stay out the country a long time ? (although many do).

Must be some reason.... I use Safeguard, a little over £300 and thats with full breakdown on a new 2012 van....

 

[jhorsf]

I have found Comfort excellent But they do not insure everyone they have conditions like the others

 

[1948]

was with saga many years ago till I realised that I was ripped off.
just renewed my MH insurance with cammping and caravan club insurance
living in south, LEZ area, 10000mls/year £260 PREMIUM withl breakdown uk/europe and legal expansense came to £370 all in

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[voyager 1]

saga rip off

I have been with Safeguard for years found there prices are good with breakdown cover in with the price , have used it over the years both at home and abroad . Premium this year was around £340 fully comp with protected bonus for my Swift Voyager.

 

[Larby]

I'm with Johno and using Staveley Head. I wanted to insure my first motorhome so a new jungle to explore. (March this year). Saga were £600 mark.
Staveley Head came in at £302 for an 05 plate Fiat Ducato 2.8JTD Swift Kontiki being a Private HGV.
Although declared as 64 year old and retired, I had a "using mobile phone" endorsment as well as a claim for a company car that I had, (both now
no longer valid). so my NCB was NIL.
I declared 5000 miles use.
Seemed a good price to me and am looking to get it nearer to £200 next year with 1 year's NCB and clean(ed) driving record.
I do though live in a low Postcode area in rural Essex (CO9)

 

[darklord]

Saga just see us as a cash cow. I sacked them when their quote came in at DOUBLE everyone else, I went with C&CC who did good breakdown Ins as well.
Saga carried on taking the money as well so i had to get a refund..........vote with your feet, dump e'm.

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[Stewart J]

£208 with MHF/ Aviva based on 6000k miles per year, Thatch 1 alarm. Well pleased 2nd year with them, makes the membership fee more than worthwhile.:thumb::thumb::thumb:

 

[TheDogMan]

Comfort insurance on a 2010 Hobby, 3000cc, 5.25 tons, inc all extras, max 10k miles and breakdown was about £350, was more expensive because of the gross weight for breakdown recovery.

Dave

 

[chatter]

Saga used to be an independant company and were very good premium wise but the company was sold, now they are part of the AA and prices have rocketed

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[Castaway]

oh:Saga said my high premiums were due to my motorhome being LHD, High power output, 4 belted seats and no alarm, so I spent £12000 on a trade in and rang Saga to change insurance cover quoting thatcham1 alarm, thatcham 2 immobiliser, RHD, 2 belted seats and 500cc less power I expected a refund but was told the premium was an extra £40 for the remaining 4 months or I could cancel the policy for£40, a special deal for the over fifties? And 42 years without a claim, my new quote just under£600. Anyone know a better insurer? Regards Castalla.

So, you spent £12000 to change your van and now you're objecting to paying £40 for changing your insurance details? Hmmm!

 

[novawight]

i like living with Comfort..........DEL

 

[slverdreamers]

motorhome insurance

Hi, we were with saga for a few years but just renewed with comfort including breakdown over £150 cheaper

oh:Saga said my high premiums were due to my motorhome being LHD, High power output, 4 belted seats and no alarm, so I spent £12000 on a trade in and rang Saga to change insurance cover quoting thatcham1 alarm, thatcham 2 immobiliser, RHD, 2 belted seats and 500cc less power I expected a refund but was told the premium was an extra £40 for the remaining 4 months or I could cancel the policy for£40, a special deal for the over fifties? And 42 years without a claim, my new quote just under£600. Anyone know a better insurer? Regards Castalla.

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[castalla]

Re SAGA RIP OFF

I would like to thank everyone for the fantastic helpful response you have saved me almost£300 on my insurance renewal. Membership to Motorhome Fun well worth the money!
Shame replies from the likes of CASTAWAY, hilldweller and tanka can't be filtered out , I couldn't be bothered to look at hill dwellers travels in pictures I just wanted a lower insurance quote based on fellow members superior knowledge and personal experience kind regards Castalla.:thumb:

 

[Fermenter]

oh:Saga said my high premiums were due to my motorhome being LHD, High power output, 4 belted seats and no alarm, so I spent £12000 on a trade in and rang Saga to change insurance cover quoting thatcham1 alarm, thatcham 2 immobiliser, RHD, 2 belted seats and 500cc less power I expected a refund but was told the premium was an extra £40 for the remaining 4 months or I could cancel the policy for£40, a special deal for the over fifties? And 42 years without a claim, my new quote just under£600. Anyone know a better insurer? Regards Castalla.

Definitely Comfort :thumb:

 

[Larby]

I would like to thank everyone for the fantastic helpful response you have saved me almost£300 on my insurance renewal. Membership to Motorhome Fun well worth the money!
Shame replies from the likes of CASTAWAY, hilldweller and tanka can't be filtered out , I couldn't be bothered to look at hill dwellers travels in pictures I just wanted a lower insurance quote based on fellow members superior knowledge and personal experience kind regards Castalla.:thumb:


WELL DONE ON YOUR SAVING, PLEASE SHARE YOUR RESULT WITH US. SO WHO DID YOU GO WITH TO SAVE THAT £300 ?

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[Billy23]

I don’t insure with any UK insurance company but on reading this thread, I thought it was worth a mention that insurance companies may not be “Ripping you off” just because they charge more than others. Whilst I can understand folks wanting to save money, look after the pence and the £s will look after themselves and all that, it is worth remembering that the one time you want good insurance is when you NEED it and it is quite possible that the “Cheaper” insurance unfortunately doesn’t quite cover the area or need that you “MIGHT” have.

Good insurance is having covered (fully) everything, one wonders if the old saying….”you get what you pay for” might come in and sitting at the side of the road wishing will not give you the insurance you wish you had.
Saving money and getting what you need is a science and a couple of phone calls to get somebody say the magic word cheaper….is not science

 

[Soaringman]

I would like to thank everyone for the fantastic helpful response you have saved me almost£300 on my insurance renewal. Membership to Motorhome Fun well worth the money!
Shame replies from the likes of CASTAWAY, hilldweller and tanka can't be filtered out , I couldn't be bothered to look at hill dwellers travels in pictures I just wanted a lower insurance quote based on fellow members superior knowledge and personal experience kind regards Castalla.:thumb:

I am glad that you have found insurance to suit however I think you are being a bit unkind to hilldweller, castaway, and tonka, I think what they were trying to say is that where you live may have a big impact on your insurance quote. The fact that you have 2 places may have impacted on the large quote.

Maybe I look at people's better side but I don't think I am wrong on this one.

I also think that if you ask a question on this forum and then start criticising people's responses, even if they are trying to lighten the situation up, you may find that people might be less willing to reply.

 

[castalla]

I clearly stated the reason given by SAGA for the price increases and if you read the replies you will clearly see I am not the only victim of SAGA.
I changed my motorhome because I was led to believe the vehicle is considered high risk, I wasn't amused when I realised I had wasted my time, but I take your point others would be keen to make light of my situation and asking for help gives others the right not to be criticised if a reply is of no help and a waste of time.

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[castalla]

Hi large, AVIVA through a online broker includes UK and European cover

 

[JJ]

I would like to thank everyone for the fantastic helpful response you have saved me almost£300 on my insurance renewal. Membership to Motorhome Fun well worth the money!
Shame replies from the likes of CASTAWAY, hilldweller and tanka can't be filtered out , I couldn't be bothered to look at hill dwellers travels in pictures I just wanted a lower insurance quote based on fellow members superior knowledge and personal experience kind regards Castalla.:thumb:

I hope, given time, people new to posting on Fun discover that this Forum is used by members for many other reasons than just a source of information useful to them.

JJ :Cool:

 

[JJ]

So, you spent £12000 to change your van and now you're objecting to paying £40 for changing your insurance details? Hmmm!

By "spending" £12,000 the OP gets a motorhome more suited to his/her current needs...

... what is the EXTRA £40?

Insurance Companies are just dodgy Bookmakers in disguise.

JJ :Cool:

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