Cedit card abroad (1 Viewer)

[hdvrod]

Link Removed
I have a nationwide credit that I use for most purchases abroad,as it is commission free and all transactions are at the bank rate not tourist rates,but they are now offering this insentive outlined in the link above.Has anybody any experience of it.Click on the link once in the site "using your credit card abroad"

 

[Snowbird]

I have used mine all over Europe and Morocco this winter,buying fuel meals etc with no problems at all. Have checked my bank account regularly and there have been no charges and the rate was very good. Also they pay a small amount into my currant acc for what I have spent.Have noticed that they say you have to build up points before you get the best deal but that for some reason did not apply to me. I have it set up so as to pay the full amount off each month so as to not incur any charges.

 

[hdvrod]

Funny how sometimes on here cant see replies till I add another comment?

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[hdvrod]

I have used mine all over Europe and Morocco this winter,buying fuel meals etc with no problems at all. Have checked my bank account regularly and there have been no charges and the rate was very good. Also they pay a small amount into my currant acc for what I have spent.Have noticed that they say you have to build up points before you get the best deal but that for some reason did not apply to me. I have it set up so as to pay the full amount off each month so as to not incur any charges.

I am the same,but was wondering specifically re the 20% reward they are offering cant see how that works.

 

[DP+JAY]

This only applies to new cards as new ones no longer get free use abroad, they have to offset foreign purchases instead.

 

[hdvrod]

This only applies to new cards as new ones no longer get free use abroad, they have to offset foreign purchases instead.

Might be wrong but not how I am reading it,but even so still good deal,just checked their conversation rate for purchases and is 1.20 to the pound.

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[Carol]

After a bit of looking around found that the only new cards I could find that does not charge for using aboard was the Saga Platinum, Nationwide no longer did free of charge for new customers. Have I got this right.

 

[hdvrod]

Think the post office do free transactions.

 

[hdvrod]

But if the nationwide offer is right 20% back seems too good to be true!

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[madbluemad]

HSBC have an account whereby you do not pay for foreign ATM transactions. You do have to pay a fee to have this account though. Give with one, take with t'other.
Jim


Edit: The Nationwide card is as you say a credit card and so there will be charges somewhere. I have never had a credit card and have never needed one.

 

[Snowbird]

Having read through all the blurb the way I see it is the 20% is the figure they allow you to spend abroad without charges. So for example if you spend £1000 in a year in the UK you are allowed £200 to spend abroad without charges. I could be wrong as I often am but thats the way I see it. As I said in a previous post it doesnt apply to me though.

 

[Viennese]

The new Halifax Clarity credit card is also transaction/commision free, with 12.9%APR

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